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ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Jan. 01, 2020
Sep. 30, 2021
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Sep. 30, 2021
Sep. 30, 2020
Allowance for credit losses              
Allowance for credit losses on loans (ACLL) at beginning of period $ 12,783 $ 19,238 $ 26,298   $ 12,783 $ 24,956 $ 12,783
Gross credit losses on loans   (1,389) (2,367)     (5,441) (7,374)
Gross recoveries on loans   428 448     1,412 1,235
Net credit losses on loans (NCLs)   (961) (1,919)     (4,029) (6,139)
Net reserve builds (releases)   (1,010) 164     (6,262) 9,453
Net specific reserve builds (releases) for loans   (139) (152)     (560) 706
Total provision for credit losses on loans (PCLL)   (188) 1,931     (2,793) 16,298
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period   0 0     0 4
Other, net   (374) 116     (419) (278)
ACLL at end of period   17,715 26,426 $ 26,298   17,715 26,426
Allowance for credit losses on unfunded commitments              
Allowance for credit losses on unfunded commitments (ACLUC) at beginning of period 1,456 2,073 1,859   1,456 2,655 1,456
Provision (release) for credit losses on unfunded lending commitments   (13) 424     (595) 1,094
Other, net   3 16     3 (57)
ACLUC at end of period   2,063 2,299 1,859   2,063 2,299
Total allowance for credit losses on loans, leases and unfunded lending commitments   19,778 28,725     19,778 28,725
Sales or transfers of various consumer loan portfolios to HFS              
Sales or transfers of various consumer loan portfolios to HFS   (278) 0     (278) (4)
FX translation   (93) 116     (139) (279)
Other   (3) 0     (2) 5
Other, net   (374) 116     (419) (278)
Variable post-charge-off third-party collection costs              
Allowance for credit losses              
Allowance for credit losses on loans (ACLL) at beginning of period (443) 0 0   (443) 0 (443)
Total provision for credit losses on loans (PCLL)     122 339 (18)    
ACLL at end of period (443)     0      
Cumulative Effect, Period of Adoption, Adjustment              
Allowance for credit losses              
Allowance for credit losses on loans (ACLL) at beginning of period 4,201 0 0   4,201 0 4,201
Net reserve builds (releases) 4,900            
ACLL at end of period 4,100     0      
Allowance for credit losses on unfunded commitments              
Allowance for credit losses on unfunded commitments (ACLUC) at beginning of period (194) 0 0   (194) 0 (194)
ACLUC at end of period       0      
Cumulative Effect, Period of Adoption, Adjusted Balance              
Allowance for credit losses              
Allowance for credit losses on loans (ACLL) at beginning of period $ 16,541 $ 19,238 $ 26,298   $ 16,541 $ 24,956 $ 16,541
ACLL at end of period       $ 26,298