REGULATORY CAPITAL (Tables)

12 Months Ended

Dec. 31, 2020

Schedule of compliance with regulatory capital requirements under banking regulations

The following table sets forth for Citigroup and Citibank the regulatory capital tiers, total risk-weighted assets, quarterly adjusted average total assets, Total Leverage Exposure, risk-based capital ratios and leverage ratios:


In millions of dollars, except ratios	Stated minimum		Citigroup								Citibank
			Well- capitalized minimum		December 31, 2020			December 31, 2019			Well- capitalized minimum		December 31, 2020			December 31, 2019
Common Equity Tier 1 Capital					$	147,274		$	137,798				$	142,884		$	130,720
Tier 1 Capital					167,053			155,805					144,992			132,847
Total Capital (Tier 1 Capital + Tier 2 Capital)—Standardized Approach					204,849			193,711					169,235			157,253
Total Capital (Tier 1 Capital + Tier 2 Capital)—Advanced Approaches					195,959			181,337					161,294			145,918
Total risk-weighted assets—Standardized Approach					1,221,576			1,168,848					1,030,081			1,022,607
Total risk-weighted assets—Advanced Approaches					1,255,284			1,142,804					1,012,129			938,735
Quarterly adjusted average total assets(1)					2,265,615			1,957,039					1,680,056			1,459,780
Total Leverage Exposure(2)					2,386,881			2,513,702					2,167,969			1,958,173
Common Equity Tier 1 Capital ratio(3)	4.5	%	N/A		11.73		%	11.79		%	6.5	%	13.87		%	12.78		%
Tier 1 Capital ratio(3)	6.0		6.0	%	13.31			13.33			8.0		14.08			12.99
Total Capital ratio(3)	8.0		10.0		15.61			15.87			10.0		15.94			15.38
Tier 1 Leverage ratio	4.0		N/A		7.37			7.96			5.0		8.63			9.10
Supplementary Leverage ratio	3.0		N/A		7.00			6.20			6.0		6.69			6.78

(1)Tier 1 Leverage ratio denominator.

(2)Supplementary Leverage ratio denominator.

(3)Citigroup’s reportable Common Equity Tier 1 Capital, Tier 1 Capital and Total Capital ratios as of December 31, 2020 were the lower derived under the Basel III Advanced Approaches frameworks, whereas Citigroup’s reportable Common Equity Tier 1 Capital and Tier 1 Capital ratios were the lower derived under the Basel III Standardized Approach and the reportable Total Capital ratio was the lower derived under the Basel III Advanced Approaches framework as of December 31, 2019. As of December 31, 2020 and 2019, Citibank’s reportable Common Equity Tier 1 Capital and Tier 1 Capital ratios were the lower derived under the Basel III Standardized Approach, whereas the Total Capital ratios were the lower derived under the Basel III Advanced Approaches frameworks as of December 31, 2020 and the lower derived under the Standardized Approach as of December 31, 2019.

N/A Not applicable