RETIREMENT BENEFITS (Tables)

12 Months Ended

Dec. 31, 2020

The following table summarizes the components of net (benefit) expense recognized in the Consolidated Statement of Income for the Company’s pension and postretirement plans for Significant Plans and All Other Plans:



	Pension plans												Postretirement benefit plans
	U.S. plans						Non-U.S. plans						U.S. plans						Non-U.S. plans
In millions of dollars	2020		2019		2018		2020		2019		2018		2020		2019		2018		2020		2019		2018

Benefits earned during the year	$	—	$	1	$	1	$	147	$	146	$	146	$	—	$	—	$	—	$	7	$	8	$	9
Interest cost on benefit obligation	378		469		514		246		287		292		17		24		26		93		104		102
Expected return on assets	(824)		(821)		(844)		(245)		(281)		(291)		(17)		(18)		(14)		(77)		(84)		(88)
Amortization of unrecognized:
Prior service cost (benefit)	2		2		2		5		(4)		(4)		(2)		—		—		(9)		(10)		(10)
Net actuarial loss	233		200		165		70		61		53		—		—		(1)		20		23		29
Curtailment loss (gain)(1)	—		1		1		(8)		(6)		(1)		—		—		—		—		—		—
Settlement (gain) loss(1)	—		—		—		(1)		6		7		—		—		—		—		—		—

Total net (benefit) expense	$	(211)	$	(148)	$	(161)	$	214	$	209	$	202	$	(2)	$	6	$	11	$	34	$	41	$	42

(1)Curtailment and settlement relate to repositioning and divestiture actions.

The following table summarizes the net expense (benefit) recognized in the Consolidated Statement of Income for the Company’s U.S. post employment plans:


In millions of dollars	2020		2019		2018
Net expense (benefit)	$	9	$	9	$	(18)

Summary of entity's contributions

The following table summarizes the Company’s actual contributions for the years ended December 31, 2020 and 2019, as well as expected Company contributions for 2021. Expected contributions are subject to change, since contribution decisions are affected by various factors, such as market performance, tax considerations and regulatory requirements.


	Pension plans(1)												Postretirement benefit plans(1)
	U.S. plans(2)						Non-U.S. plans						U.S. plans						Non-U.S. plans
In millions of dollars	2021		2020		2019		2021		2020		2019		2021		2020		2019		2021		2020		2019
Contributions made by the Company	$	—	$	—	$	425	$	97	$	115	$	111	$	—	$	—	$	—	$	3	$	4	$	221
Benefits paid directly by (reimbursements to) the Company	57		56		56		58		43		39		6		(15)		4		5		5		4

(1) Amounts reported for 2021 are expected amounts.

(2) The U.S. pension plans include benefits paid directly by the Company for the nonqualified pension plans.

Summary of the funded status and amounts recognized in the Consolidated Balance Sheet for the Company's U.S. qualified, non-qualified plans, plans outside the U.S. and postemployment plans

The following table summarizes the funded status and amounts recognized on the Consolidated Balance Sheet for the Company’s Significant Plans:



	Pension plans								Postretirement benefit plans
	U.S. plans				Non-U.S. plans				U.S. plans				Non-U.S. plans
In millions of dollars	2020		2019		2020		2019		2020		2019		2020		2019
Change in projected benefit obligation

Projected benefit obligation at beginning of year	$	13,453	$	12,655	$	8,105	$	7,149	$	692	$	662	$	1,384	$	1,159






Benefits earned during the year	—		1		147		146		—		—		7		8
Interest cost on benefit obligation	378		469		246		287		17		24		93		104
Plan amendments(1)	—		—		(4)		7		(104)		—		—		—
Actuarial loss (gain)(2)	950		1,263		518		861		(18)		46		30		140
Benefits paid, net of participants’ contributions and government subsidy(3)	(966)		(936)		(298)		(304)		(28)		(40)		(64)		(72)


Settlement gain(4)	—		—		(110)		(84)		—		—		—		—
Curtailment loss (gain)(4)	—		1		(14)		(4)		—		—		—		—

Foreign exchange impact and other	—		—		39		47		—		—		(60)		45


Projected benefit obligation at year end	$	13,815	$	13,453	$	8,629	$	8,105	$	559	$	692	$	1,390	$	1,384
Change in plan assets

Plan assets at fair value at beginning of year	$	12,717	$	11,490	$	7,556	$	6,699	$	345	$	345	$	1,127	$	1,036






Actual return on assets(2)	1,502		1,682		584		781		29		36		129		138
Company contributions (reimbursements)	56		481		158		150		(15)		4		9		225

Benefits paid, net of participants’ contributions and government subsidy(3)	(966)		(936)		(298)		(304)		(28)		(40)		(64)		(72)

Settlement gain(4)	—		—		(110)		(84)		—		—		—		—
Foreign exchange impact and other	—		—		(59)		314		—		—		(55)		(200)
Plan assets at fair value at year end	$	13,309	$	12,717	$	7,831	$	7,556	$	331	$	345	$	1,146	$	1,127

Funded status of the plans
Qualified plans(5)	$	230	$	(23)	$	(798)	$	(549)	$	(228)	$	(347)	$	(244)	$	(257)
Nonqualified plans(6)	(736)		(713)		—		—		—		—		—		—
Funded status of the plans at year end	$	(506)	$	(736)	$	(798)	$	(549)	$	(228)	$	(347)	$	(244)	$	(257)

Net amount recognized
Qualified plans
Benefit asset	$	230	$	—	$	741	$	808	$	—	$	—	$	25	$	57
Benefit liability	—		(23)		(1,539)		(1,357)		(228)		(347)		(269)		(314)
Qualified plans	$	230	$	(23)	$	(798)	$	(549)	$	(228)	$	(347)	$	(244)	$	(257)
Nonqualified plans	(736)		(713)		—		—		—		—		—		—
Net amount recognized on the balance sheet	$	(506)	$	(736)	$	(798)	$	(549)	$	(228)	$	(347)	$	(244)	$	(257)

Amounts recognized in AOCI

Net transition obligation	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Prior service (cost) benefit	(10)		(12)		12		1		101		—		63		76
Net actuarial (loss) gain	(7,132)		(7,092)		(1,863)		(1,735)		56		24		(348)		(416)


Net amount recognized in equity (pretax)	$	(7,142)	$	(7,104)	$	(1,851)	$	(1,734)	$	157	$	24	$	(285)	$	(340)
Accumulated benefit obligation at year end	$	13,812	$	13,447	$	8,116	$	7,618	$	559	$	692	$	1,390	$	1,384

(1)U.S. postretirement benefit plan was amended in 2020 to move grandfathered Medicare-eligible retirees to the Medicare individual marketplace.

(2)During 2020 and 2019, the actuarial loss is primarily due to the decline in global discount rates offset by actual return on assets due to favorable asset returns.

(3)U.S. postretirement benefit plans were net of Employer Group Waiver Plan subsidy of $40 million and $22 million in 2020 and 2019, respectively.

(4)Curtailment and settlement (gains) losses relate to repositioning and divestiture activities.

(5)The U.S. qualified pension plan is fully funded under specified Employee Retirement Income Security Act (ERISA) funding rules as of January 1, 2021 and no minimum required funding is expected for 2021.

(6)The nonqualified plans of the Company are unfunded.

The following table summarizes the funded status and amounts recognized in the Company’s Consolidated Balance Sheet:


In millions of dollars	2020		2019
Funded status of the plan at year end	$	(40)	$	(38)

Net amount recognized in AOCI (pretax)	$	(17)	$	(15)

Change in accumulated other comprehensive income (loss)

The following table shows the change in AOCI related to the Company’s pension, postretirement and post employment plans:


In millions of dollars	2020		2019		2018

Beginning of year balance, net of tax(1)(2)	$	(6,809)	$	(6,257)	$	(6,183)

Actuarial assumptions changes and plan experience	(1,464)		(2,300)		1,288
Net asset gain (loss) due to difference between actual and expected returns	1,076		1,427		(1,732)
Net amortization	318		274		214
Prior service credit (cost)	108		(7)		(7)
Curtailment/settlement gain(3)	(8)		1		7
Foreign exchange impact and other	(108)		(66)		136
Change in deferred taxes, net	23		119		20
Change, net of tax	$	(55)	$	(552)	$	(74)
End of year balance, net of tax(1)(2)	$	(6,864)	$	(6,809)	$	(6,257)

(1)See Note 19 to the Consolidated Financial Statements for further discussion of net AOCI balance.

(2)Includes net-of-tax amounts for certain profit-sharing plans outside the U.S.

(3)Curtailment and settlement relate to repositioning and divestiture activities.

Aggregate projected benefit obligation (PBO), accumulated benefit obligation (ABO), and fair value of plan assets for pension plans with a PBO or ABO that exceeds the fair value of plan assets

At December 31, 2020 and 2019, the aggregate projected benefit obligation (PBO), the aggregate accumulated benefit obligation (ABO) and the aggregate fair value of plan assets are presented for all defined benefit pension plans with a PBO in excess of plan assets and for all defined benefit pension plans with an ABO in excess of plan assets as follows:


	PBO exceeds fair value of plan assets								ABO exceeds fair value of plan assets
	U.S. plans(1)				Non-U.S. plans				U.S. plans(1)				Non-U.S. plans
In millions of dollars	2020		2019		2020		2019		2020		2019		2020		2019
Projected benefit obligation	$	736	$	13,453	$	4,849	$	4,445	$	736	$	13,453	$	4,723	$	2,748
Accumulated benefit obligation	734		13,447		4,400		4,041		734		13,447		4,329		2,435
Fair value of plan assets	—		12,717		3,310		3,089		—		12,717		3,212		1,429

(1)As of December 31, 2020, only the nonqualified plans’ PBO and ABO exceeded plan assets; As of December 31, 2019, both the qualified and nonqualified plans’ PBO and ABO exceeded plan assets.

Assumptions used in determining benefit obligations and net benefit expense

Other significant assumptions for the awards are as follows:


Valuation assumptions	2020		2019		2018
Expected volatility	22.26	%	25.33	%	24.93	%
Expected dividend yield	2.82		2.67		1.75

Certain assumptions used in determining pension and postretirement benefit obligations and net benefit expense for the Company’s plans are shown in the following table:


At year end	2020	2019
Discount rate
U.S. plans
Qualified pension	2.45%	3.25%
Nonqualified pension	2.35	3.25
Postretirement	2.20	3.15
Non-U.S. pension plans
Range(1)	-0.25 to 11.15	-0.10 to 11.30
Weighted average	3.14	3.65
Non-U.S. postretirement plans
Range	0.80 to 8.55	0.90 to 9.10
Weighted average	7.42	7.76
Future compensation increase rate(2)
Non-U.S. pension plans
Range	1.20 to 11.25	1.50 to 11.50
Weighted average	3.10	3.17
Expected return on assets
U.S. plans
Qualified pension	5.80	6.70
Postretirement(3)	5.80/1.50	6.70/3.00
Non-U.S. pension plans
Range	0.00 to 11.50	0.00 to 11.50
Weighted average	3.39	3.95
Non-U.S. postretirement plans
Range	5.95 to 8.00	6.20 to 8.00
Weighted average	7.99	7.99

(1) Due to substantial downward movement in yields, there were negative discount rates for plans with relatively short duration in major markets, such as the Eurozone and Switzerland.

(2) Not material for U.S. plans.

(3) For the year ended 2020 and 2019, the expected return on assets for the VEBA Trust was 1.50% and 3.00% respectively.


During the year	2020	2019	2018
Discount rate
U.S. plans
Qualified pension	3.25%/3.20%/ 2.60%/2.55%	4.25%/3.85%/ 3.45%/3.10%	3.60%/3.95%/ 4.25%/4.30%
Nonqualified pension	3.25/3.25/ 2.55/2.50	4.25/3.90/ 3.50/3.10	3.60/3.95/ 4.25/4.30
Postretirement	3.15/3.20/ 2.45/2.35	4.20/3.80/ 3.35/3.00	3.50/3.90/ 4.20/4.20
Non-U.S. pension plans(1)
Range(2)	-0.10 to 11.30	-0.05 to 12.00	0.00 to 10.75
Weighted average	3.65	4.47	4.17
Non-U.S. postretirement plans(1)
Range	0.90 to 9.75	1.75 to 10.75	1.75 to 10.10
Weighted average	7.76	9.05	8.10
Future compensation increase rate(3)
Non-U.S. pension plans(1)
Range	1.50 to 11.50	1.30 to 13.67	1.17 to 13.67
Weighted average	3.17	3.16	3.08
Expected return on assets
U.S. plans
Qualified pension(4)	6.70	6.70	6.80/6.70
Postretirement(4)	6.70/3.00	6.70/3.00	6.80/6.70/3.00
Non-U.S. pension plans(1)
Range	0.00 to 11.50	1.00 to 11.50	0.00 to 11.60
Weighted average	3.95	4.30	4.52
Non-U.S. postretirement plans(1)
Range	6.20 to 8.00	8.00 to 9.20	8.00 to 9.80
Weighted average	7.99	8.01	8.01

(1) Reflects rates utilized to determine the quarterly expense for Significant non-U.S. pension and postretirement plans.

(2) Due to substantial downward movement in yields, there were negative discount rates for plans with relatively short duration in major markets, such as the Eurozone and Switzerland.

(3) Not material for U.S. plans.

(4) The expected return on assets for the U.S. pension and postretirement plans was lowered from 6.70% to 5.80% effective January 1, 2021 to reflect the lower interest rate environment and a change in target asset allocation.

Citigroup’s pension and postretirement plans’ asset allocations for the U.S. plans and the target allocations by asset category based on asset fair values, are as follows:


	Target asset allocation	U.S. pension assets at December 31,				U.S. postretirement assets at December 31,
Asset category(1)	2021	2020		2019		2020		2019
Equity securities(2)	0–26%	16	%	17	%	16	%	17	%
Debt securities(3)	35–82	59		58		59		58
Real estate	0–7	4		4		4		4
Private equity	0–10	3		3		3		3
Other investments	0–30	18		18		18		18
Total		100	%	100	%	100	%	100	%

(1)Asset allocations for the U.S. plans are set by investment strategy, not by investment product. For example, private equities with an underlying investment in real estate are classified in the real estate asset category, not private equity.

(2)Equity securities in the U.S. pension and postretirement plans do not include any Citigroup common stock at the end of 2020 and 2019.

(3)The VEBA Trust for postretirement benefits is primarily invested in cash equivalents and debt securities in 2020 and 2019 and is not reflected in the table above.

Citigroup’s pension and postretirement plans’ weighted-average asset allocations for the non-U.S. plans and the actual ranges, and the weighted-average target allocations by asset category based on asset fair values, are as follows:


	Non-U.S. pension plans
	Target asset allocation	Actual range at December 31,		Weighted-average at December 31,
Asset category(1)	2021	2020	2019	2020		2019
Equity securities	0–100%	0–100%	0–100%	15	%	13	%
Debt securities	0–100	0–100	0–100	77		80
Real estate	0–15	0–12	0–15	1		1
Other investments	0–100	0–100	0–100	7		6
Total				100	%	100	%

(1)Similar to the U.S. plans, asset allocations for certain non-U.S. plans are set by investment strategy, not by investment product.


	Non-U.S. postretirement plans
	Target asset allocation	Actual range at December 31,		Weighted-average at December 31,
Asset category(1)	2021	2020	2019	2020		2019
Equity securities	0–38%	0–38%	0–31%	38	%	27	%
Debt securities	56–100	56–100	66–100	56		71
Other investments	0–6	0–6	0–3	6		2
Total				100	%	100	%

(1)Similar to the U.S. plans, asset allocations for certain non-U.S. plans are set by investment strategy, not by investment product.

Schedule of expected long term rates of return on assets

The following table shows the expected return on assets used in determining the Company’s pension expense compared to the actual return on assets during 2020, 2019 and 2018 for the U.S. pension and postretirement plans:


U.S. plans (During the year)	2020	2019	2018
Expected return on assets
U.S. pension and postretirement trust	6.70%	6.70%	6.80%/6.70%
VEBA trust	3.00	3.00	3.00
Actual return on assets(1)
U.S. pension and postretirement trust	12.84	15.20	-3.40
VEBA trust	2.11	1.91 to 2.76	0.43 to 1.41

(1)Actual return on assets is presented net of fees.

Effect of one-percentage-point change in the discount rates on pension expense

The following tables summarize the effect on pension expense:


	Discount rate
	One-percentage-point increase
In millions of dollars	2020		2019		2018
U.S. plans	$	34	$	28	$	25
Non-U.S. plans	(16)		(19)		(22)
	One-percentage-point decrease
In millions of dollars	2020		2019		2018
U.S. plans	$	(52)	$	(44)	$	(37)
Non-U.S. plans	25		32		32

Schedule of effect of one percentage point change in expected rates of return

The following tables summarize the effect on pension expense:


	Expected return on assets
	One-percentage-point increase
In millions of dollars	2020		2019		2018
U.S. plans	$	(123)	$	(123)	$	(126)
Non-U.S. plans	(66)		(64)		(64)
	One-percentage-point decrease
In millions of dollars	2020		2019		2018
U.S. plans	$	123	$	123	$	126
Non-U.S. plans	66		64		64

Schedule of health care cost trend rates

Assumed health care cost trend rates were as follows:


	2020	2019
Health care cost increase rate for U.S. plans
Following year	6.50%	6.75%
Ultimate rate to which cost increase is assumed to decline	5.00	5.00
Year in which the ultimate rate is reached	2027	2027
Health care cost increase rate for non-U.S. plans (weighted average)
Following year	6.85%	6.85%
Ultimate rate to which cost increase is assumed to decline	6.85	6.85
Year in which the ultimate rate is reached	2021	2020

Schedule of interest crediting rate for cash balance and other plans


	Weighted average interest crediting rate
At year end	2020	2019	2018
U.S. plans	1.45%	2.25%	3.25%
Non-U.S. plans	1.60	1.61	1.68

Schedule of fair value of plan assets by measurement levels

Plan assets by detailed asset categories and the fair value hierarchy are as follows:


	U.S. pension and postretirement benefit plans(1)
In millions of dollars	Fair value measurement at December 31, 2020
Asset categories	Level 1		Level 2		Level 3		Total
U.S. equities	$	813	$	—	$	—	$	813
Non-U.S. equities	725		—		—		725
Mutual funds and other registered investment companies	447		—		—		447
Commingled funds	—		1,074		—		1,074
Debt securities	1,275		4,429		—		5,704
Annuity contracts	—		—		1		1
Derivatives	8		6		—		14
Other investments	16		—		57		73
Total investments	$	3,284	$	5,509	$	58	$	8,851
Cash and short-term investments	$	72	$	1,035	$	—	$	1,107
Other investment liabilities	(2)		(10)		—		(12)
Net investments at fair value	$	3,354	$	6,534	$	58	$	9,946
Other investment receivables redeemed at NAV							$	99
Securities valued at NAV							3,595
Total net assets							$	13,640

(1)The investments of the U.S. pension and postretirement plans are commingled in one trust. At December 31, 2020, the allocable interests of the U.S. pension and postretirement plans were 98.0% and 2.0%, respectively. The investments of the VEBA Trust for postretirement benefits are reflected in the above table.


	U.S. pension and postretirement benefit plans(1)
In millions of dollars	Fair value measurement at December 31, 2019
Asset categories	Level 1		Level 2		Level 3		Total
U.S. equities	$	739	$	—	$	—	$	739
Non-U.S. equities	553		—		—		553
Mutual funds and other registered investment companies	280		—		—		280
Commingled funds	—		1,410		—		1,410
Debt securities	1,534		4,046		—		5,580
Annuity contracts	—		—		1		1
Derivatives	10		7		—		17
Other investments	—		—		75		75
Total investments	$	3,116	$	5,463	$	76	$	8,655
Cash and short-term investments	$	93	$	1,080	$	—	$	1,173
Other investment liabilities	(87)		(11)		—		(98)
Net investments at fair value	$	3,122	$	6,532	$	76	$	9,730
Other investment receivables redeemed at NAV							$	22
Securities valued at NAV							3,310
Total net assets							$	13,062

(1)The investments of the U.S. pension and postretirement plans are commingled in one trust. At December 31, 2019, the allocable interests of the U.S. pension and postretirement plans were 98.0% and 2.0%, respectively. The investments of the VEBA Trust for postretirement benefits are reflected in the above table.


	Non-U.S. pension and postretirement benefit plans
In millions of dollars	Fair value measurement at December 31, 2020
Asset categories	Level 1		Level 2		Level 3		Total
U.S. equities	$	5	$	16	$	—	$	21
Non-U.S. equities	105		670		—		775
Mutual funds and other registered investment companies	3,137		73		—		3,210
Commingled funds	24		—		—		24
Debt securities	6,705		1,420		—		8,125
Real estate	—		2		2		4
Annuity contracts	—		—		5		5
Derivatives	—		1,005		—		1,005
Other investments	—		—		312		312
Total investments	$	9,976	$	3,186	$	319	$	13,481
Cash and short-term investments	$	129	$	3	$	—	$	132
Other investment liabilities	—		(4,650)		—		(4,650)
Net investments at fair value	$	10,105	$	(1,461)	$	319	$	8,963
Securities valued at NAV							$	14
Total net assets							$	8,977


	Non-U.S. pension and postretirement benefit plans
In millions of dollars	Fair value measurement at December 31, 2019
Asset categories	Level 1		Level 2		Level 3		Total
U.S. equities	$	4	$	12	$	—	$	16
Non-U.S. equities	127		262		—		389
Mutual funds and other registered investment companies	3,223		63		—		3,286
Commingled funds	23		—		—		23
Debt securities	4,307		1,615		10		5,932
Real estate	—		3		1		4
Annuity contracts	—		—		5		5
Derivatives	—		1,590		—		1,590
Other investments	1		—		274		275
Total investments	$	7,685	$	3,545	$	290	$	11,520
Cash and short-term investments	$	86	$	3	$	—	$	89
Other investment liabilities	(3)		(2,938)		—		(2,941)
Net investments at fair value	$	7,768	$	610	$	290	$	8,668
Securities valued at NAV							$	15
Total net assets							$	8,683

Schedule of effect of significant unobservable inputs, changes in plan assets

The reconciliations of the beginning and ending balances during the year for Level 3 assets are as follows:


In millions of dollars	U.S. pension and postretirement benefit plans

Asset categories	Beginning Level 3 fair value at Dec. 31, 2019		Realized (losses)		Unrealized gains		Purchases, sales and issuances		Transfers in and/or out of Level 3		Ending Level 3 fair value at Dec. 31, 2020

Annuity contracts	$	1	$	—	$	—	$	—	$	—	$	1
Other investments	75		(3)		3		(18)		—		57


Total investments	$	76	$	(3)	$	3	$	(18)	$	—	$	58


In millions of dollars	U.S. pension and postretirement benefit plans

Asset categories	Beginning Level 3 fair value at Dec. 31, 2018		Realized (losses)		Unrealized (losses)		Purchases, sales and issuances		Transfers in and/or out of Level 3		Ending Level 3 fair value at Dec. 31, 2019

Annuity contracts	$	1	$	—	$	—	$	—	$	—	$	1

Other investments	127		(7)		12		(57)		—		75

Total investments	$	128	$	(7)	$	12	$	(57)	$	—	$	76


In millions of dollars	Non-U.S. pension and postretirement benefit plans
Asset categories	Beginning Level 3 fair value at Dec. 31, 2019		Unrealized gains		Purchases, sales and issuances		Transfers in and/or out of Level 3		Ending Level 3 fair value at Dec. 31, 2020

Debt securities	$	10	$	—	$	(10)	$	—	$	—
Real estate	1		1		—		—		2
Annuity contracts	5		—		—		—		5
Other investments	274		23		15		—		312
Total investments	$	290	$	24	$	5	$	—	$	319


In millions of dollars	Non-U.S. pension and postretirement benefit plans
Asset categories	Beginning Level 3 fair value at Dec. 31, 2018		Unrealized (losses)		Purchases, sales and issuances		Transfers in and/or out of Level 3		Ending Level 3 fair value at Dec. 31, 2019

Debt securities	$	9	$	1	$	—	$	—	$	10
Real estate	1		—		—		—		1
Annuity contracts	10		—		(5)		—		5
Other investments	210		7		57		—		274
Total investments	$	230	$	8	$	52	$	—	$	290

Schedule of expected benefit payments

The Company expects to pay the following estimated benefit payments in future years:


	Pension plans				Postretirement benefit plans
In millions of dollars	U.S. plans		Non-U.S. plans		U.S. plans		Non-U.S. plans
2021	$	820	$	566	$	58	$	76
2022	832		504		55		80
2023	847		507		52		85
2024	852		521		49		90
2025	857		527		45		96
2026–2030	4,101		2,698		181		550

Defined contribution plans

The following tables summarize the Company contributions for the defined contribution plans:


	U.S. plans
In millions of dollars	2020		2019		2018
Company contributions	$	414	$	404	$	396
	Non-U.S. plans
In millions of dollars	2020		2019		2018
Company contributions	$	304	$	281	$	283