CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks (including segregated cash and other deposits)	$ 25,308	$ 23,967
Deposits with banks, net of allowance	298,387	169,952
Securities borrowed and purchased under agreements to resell (including $175,626 and $153,193 as of September 30, 2020 and December 31, 2019, respectively, at fair value), net of allowance	289,358	251,322
Brokerage receivables, net of allowance	51,610	39,857
Trading account assets (including $160,427 and $120,236 pledged to creditors at September 30, 2020 and December 31, 2019, respectively)	348,209	276,140
Investments:
Available-for-sale debt securities (including $5,996 and $8,721 pledged to creditors as of September 30, 2020 and December 31, 2019, respectively), net of allowance	343,690	280,265
Held-to-maturity debt securities (including $360 and $1,923 pledged to creditors as of September 30, 2020 and December 31, 2019, respectively), net of allowance	96,065	80,775
Equity securities (including $1,198 and $1,162 at fair value as of September 30, 2020 and December 31, 2019, respectively)	7,769	7,523
Total investments	447,524	368,563
Loans:
Loans, net of unearned income	666,911	699,483
Allowance for credit losses on loans (ACLL)	(26,426)	(12,783)
Total loans, net	640,485	686,700
Goodwill	21,624	22,126
Intangible assets (including MSRs of $334 and $495 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	4,804	4,822
Other assets (including $11,692 and $12,830 as of September 30, 2020 and December 31, 2019, respectively, at fair value), net of allowance	107,150	107,709
Total assets	2,234,459	1,951,158
Liabilities
Non-interest-bearing deposits in U.S. offices	121,183	98,811
Interest-bearing deposits in U.S. offices (including $912 and $1,624 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	497,487	401,418
Non-interest-bearing deposits in offices outside the U.S.	94,208	85,692
Interest-bearing deposits in offices outside the U.S. (including $1,632 and $695 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	549,745	484,669
Total deposits	1,262,623	1,070,590
Securities loaned and sold under agreements to repurchase (including $60,878 and $40,651 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	207,227	166,339
Brokerage payables	54,328	48,601
Trading account liabilities	146,990	119,894
Short-term borrowings (including $5,981 and $4,946 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	37,439	45,049
Long-term debt (including $63,056 and $55,783 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	273,254	248,760
Other liabilities (including $5,067 and $6,343 as of September 30, 2020 and December 31, 2019, respectively, at fair value), including allowance	58,003	57,979
Total liabilities	2,039,864	1,757,212
Stockholders’ equity
Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of September 30, 2020—719,200 and as of December 31, 2019—719,200, at aggregate liquidation value	17,980	17,980
Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of September 30, 2020—3,099,763,661 and as of December 31, 2019—3,099,602,856	31	31
Additional paid-in capital	107,764	107,840
Retained earnings	165,303	165,369
Treasury stock, at cost: September 30, 2020—1,017,803,983 shares and December 31, 2019—985,479,501 shares	(64,137)	(61,660)
Accumulated other comprehensive income (loss) (AOCI)	(33,065)	(36,318)
Total Citigroup stockholders’ equity	193,876	193,242
Noncontrolling interests	719	704
Total equity	194,595	193,946
Total liabilities and equity	2,234,459	1,951,158
Consolidated VIEs
Assets
Cash and due from banks (including segregated cash and other deposits)	154	108
Trading account assets (including $160,427 and $120,236 pledged to creditors at September 30, 2020 and December 31, 2019, respectively)	7,123	6,719
Investments:
Total investments	837	1,295
Loans:
Loans, net of unearned income	54,402	63,152
Allowance for credit losses on loans (ACLL)	(3,957)	(1,841)
Total loans, net	50,445	61,311
Other assets (including $11,692 and $12,830 as of September 30, 2020 and December 31, 2019, respectively, at fair value), net of allowance	46	73
Total assets	58,605	69,506
Liabilities
Short-term borrowings (including $5,981 and $4,946 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	10,656	10,031
Long-term debt (including $63,056 and $55,783 as of September 30, 2020 and December 31, 2019, respectively, at fair value)	21,111	25,582
Other liabilities (including $5,067 and $6,343 as of September 30, 2020 and December 31, 2019, respectively, at fair value), including allowance	568	917
Total liabilities	32,335	36,530
Consumer
Loans:
Loans, net of unearned income	280,025	309,548
Allowance for credit losses on loans (ACLL)	(19,488)	(9,897)
Consumer | Consolidated VIEs
Loans:
Loans, net of unearned income	37,634	46,977
Corporate
Loans:
Loans, net of unearned income	386,886	389,935
Allowance for credit losses on loans (ACLL)	(6,938)	(2,886)
Corporate | Consolidated VIEs
Loans:
Loans, net of unearned income	$ 16,768	$ 16,175