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INTEREST REVENUE AND EXPENSE (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Interest revenue        
Loan interest, including fees $ 10,149 $ 11,981 $ 21,399 $ 23,949
Deposits with banks 159 736 686 1,343
Securities borrowed and purchased under agreements to resell 401 1,893 1,609 3,677
Investments, including dividends 2,097 2,505 4,378 5,053
Trading account assets 1,673 2,140 3,263 3,826
Other interest 110 457 393 940
Total interest revenue 14,589 19,712 31,728 38,788
Interest expense        
Deposits 1,469 3,284 4,083 6,311
Securities loaned and sold under agreements to repurchase 453 1,724 1,538 3,313
Trading account liabilities 144 320 383 647
Short-term borrowings and other interest-bearing liabilities 140 715 524 1,367
Long-term debt 1,303 1,719 2,628 3,441
Total interest expense 3,509 7,762 9,156 15,079
Net interest revenue 11,080 11,950 22,572 23,709
Provision for credit losses on loans 7,696 2,089 14,140 4,033
Net interest revenue after provision for credit losses on loans 3,384 9,861 8,432 19,676
Insurance fees and charges $ 270 $ 189 $ 495 $ 382