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INTEREST REVENUE AND EXPENSE (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest revenue      
Loan interest, including fees $ 47,751 $ 45,682 $ 41,736
Deposits with banks 2,682 2,203 1,635
Securities borrowed and purchased under agreements to resell 6,872 5,492 3,249
Investments, including dividends 9,860 9,494 8,295
Trading account assets 7,672 6,284 5,501
Other interest 1,673 1,673 1,163
Total interest revenue 76,510 70,828 61,579
Interest expense      
Deposits 12,633 9,616 6,587
Securities loaned and sold under agreements to repurchase 6,263 4,889 2,661
Trading account liabilities 1,308 1,001 638
Short-term borrowings 2,465 2,209 1,059
Long-term debt 6,494 6,551 5,573
Total interest expense 29,163 24,266 16,518
Net interest revenue 47,347 46,562 45,061
Provision for loan losses 8,218 7,354 7,503
Net interest revenue after provision for loan losses 39,129 39,208 37,558
Insurance fees and charges $ 781 $ 1,182 $ 1,249