CONDENSED CONSOLIDATING FINANCIAL STATEMENTS (Tables)

12 Months Ended

Dec. 31, 2019

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed income statement and condensed statement of comprehensive income

	Year ended December 31, 2018
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	22,854		$	—		$	—		$	(22,854	)	$	—
Interest revenue	67			8,732			62,029			—			70,828
Interest revenue—intercompany	4,933			1,659			(6,592		)	—			—
Interest expense	4,783			5,430			14,053			—			24,266
Interest expense—intercompany	1,198			3,539			(4,737		)	—			—
Net interest revenue	$	(981	)	$	1,422		$	46,121		$	—		$	46,562
Commissions and fees	$	—		$	5,146		$	6,711		$	—		$	11,857
Commissions and fees—intercompany	(2		)	237			(235		)	—			—
Principal transactions	(1,310		)	1,599			8,616			—			8,905
Principal transactions—intercompany	(929		)	1,328			(399		)	—			—
Other income	1,373			710			3,447			—			5,530
Other income—intercompany	(107		)	143			(36		)	—			—
Total non-interest revenues	$	(975	)	$	9,163		$	18,104		$	—		$	26,292
Total revenues, net of interest expense	$	20,898		$	10,585		$	64,225		$	(22,854	)	$	72,854
Provisions for credit losses and for benefits and claims	$	—		$	(22	)	$	7,590		$	—		$	7,568
Operating expenses
Compensation and benefits	$	4		$	4,484		$	16,666		$	—		$	21,154
Compensation and benefits—intercompany	115			—			(115		)	—			—
Other operating	(192		)	2,224			18,655			—			20,687
Other operating—intercompany	49			2,312			(2,361		)	—			—
Total operating expenses	$	(24	)	$	9,020		$	32,845		$	—		$	41,841
Equity in undistributed income of subsidiaries	$	(2,163	)	$	—		$	—		$	2,163		$	—
Income (loss) from continuing operations before income taxes	$	18,759		$	1,587		$	23,790		$	(20,691	)	$	23,445
Provision (benefit) for income taxes	714			1,123			3,520			—			5,357
Income (loss) from continuing operations	$	18,045		$	464		$	20,270		$	(20,691	)	$	18,088
Income (loss) from discontinued operations, net of taxes	—			—			(8		)	—			(8		)
Net income (loss) before attribution of noncontrolling interests	$	18,045		$	464		$	20,262		$	(20,691	)	$	18,080
Noncontrolling interests	—			—			35			—			35
Net income (loss)	$	18,045		$	464		$	20,227		$	(20,691	)	$	18,045
Comprehensive income							$	—
Add: Other comprehensive income (loss)	$	(2,499	)	$	257		$	3,500		$	(3,757	)	$	(2,499	)
Total Citigroup comprehensive income (loss)	$	15,546		$	721		$	23,727		$	(24,448	)	$	15,546
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	(43	)	$	—		$	(43	)
Add: Net income attributable to noncontrolling interests	—			—			35			—			35
Total comprehensive income (loss)	$	15,546		$	721		$	23,719		$	(24,448	)	$	15,538

	Year ended December 31, 2019
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	23,347		$	—		$	—		$	(23,347	)	$	—
Interest revenue	—			10,661			65,849			—			76,510
Interest revenue—intercompany	5,091			1,942			(7,033		)	—			—
Interest expense	4,949			7,010			17,204			—			29,163
Interest expense—intercompany	1,038			4,243			(5,281		)	—			—
Net interest revenue	$	(896	)	$	1,350		$	46,893		$	—		$	47,347
Commissions and fees	$	—		$	5,265		$	6,481		$	—		$	11,746
Commissions and fees—intercompany	(21		)	354			(333		)	—			—
Principal transactions	(2,537		)	277			11,152			—			8,892
Principal transactions—intercompany	1,252			2,464			(3,716		)	—			—
Other income	767			832			4,702			—			6,301
Other income—intercompany	(55		)	102			(47		)	—			—
Total non-interest revenues	$	(594	)	$	9,294		$	18,239		$	—		$	26,939
Total revenues, net of interest expense	$	21,857		$	10,644		$	65,132		$	(23,347	)	$	74,286
Provisions for credit losses and for benefits and claims	$	—		$	—		$	8,383		$	—		$	8,383
Operating expenses
Compensation and benefits	$	32		$	4,680		$	16,721		$	—		$	21,433
Compensation and benefits—intercompany	134			—			(134		)	—			—
Other operating	(16		)	2,326			18,259			—			20,569
Other operating—intercompany	20			2,410			(2,430		)	—			—
Total operating expenses	$	170		$	9,416		$	32,416		$	—		$	42,002
Equity in undistributed income of subsidiaries	$	(3,620	)	$	—		$	—		$	3,620		$	—
Income (loss) from continuing operations before income taxes	$	18,067		$	1,228		$	24,333		$	(19,727	)	$	23,901
Provision (benefit) for income taxes	(1,334		)	176			5,588			—			4,430
Income (loss) from continuing operations	$	19,401		$	1,052		$	18,745		$	(19,727	)	$	19,471
Income (loss) from discontinued operations, net of taxes	—			—			(4		)	—			(4		)
Net income before attribution of noncontrolling interests	$	19,401		$	1,052		$	18,741		$	(19,727	)	$	19,467
Noncontrolling interests	—			—			66			—			66
Net income (loss)	$	19,401		$	1,052		$	18,675		$	(19,727	)	$	19,401
Comprehensive income
Add: Other comprehensive income (loss)	$	852		$	(651	)	$	1,600		$	(949	)	$	852
Total Citigroup comprehensive income (loss)	$	20,253		$	401		$	20,275		$	(20,676	)	$	20,253
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	—		$	—		$	—
Add: Net income attributable to noncontrolling interests	—			—			66			—			66
Total comprehensive income (loss)	$	20,253		$	401		$	20,341		$	(20,676	)	$	20,319

	Year ended December 31, 2017
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	22,499		$	—		$	—		$	(22,499	)	$	—
Interest revenue	1			5,279			56,299			—			61,579
Interest revenue—intercompany	3,972			1,178			(5,150		)	—			—
Interest expense	4,766			2,340			9,412			—			16,518
Interest expense—intercompany	829			2,297			(3,126		)	—			—
Net interest revenue	$	(1,622	)	$	1,820		$	44,863		$	—		$	45,061
Commissions and fees	$	—		$	5,366		$	7,341		$	—		$	12,707
Commissions and fees—intercompany	(2		)	182			(180		)	—			—
Principal transactions	1,654			1,183			6,103			—			8,940
Principal transactions—intercompany	934			1,200			(2,134		)	—			—
Other income	(2,581		)	867			7,450			—			5,736
Other income—intercompany	5			170			(175		)	—			—
Total non-interest revenues	$	10		$	8,968		$	18,405		$	—		$	27,383
Total revenues, net of interest expense	$	20,887		$	10,788		$	63,268		$	(22,499	)	$	72,444
Provisions for credit losses and for benefits and claims	$	—		$	—		$	7,451		$	—		$	7,451
Operating expenses
Compensation and benefits	$	(107	)	$	4,403		$	16,885		$	—		$	21,181
Compensation and benefits—intercompany	120			—			(120		)	—			—
Other operating	(318		)	2,184			19,185			—			21,051
Other operating—intercompany	(35		)	2,231			(2,196		)	—			—
Total operating expenses	$	(340	)	$	8,818		$	33,754		$	—		$	42,232
Equity in undistributed income of subsidiaries	$	(19,088	)	$	—		$	—		$	19,088		$	—
Income (loss) from continuing operations before income taxes	$	2,139		$	1,970		$	22,063		$	(3,411	)	$	22,761
Provision (benefit) for income taxes	8,937			873			19,578			—			29,388
Income (loss) from continuing operations	$	(6,798	)	$	1,097		$	2,485		$	(3,411	)	$	(6,627	)
Income (loss) from discontinued operations, net of taxes	—			—			(111		)	—			(111		)
Net income before attribution of noncontrolling interests	$	(6,798	)	$	1,097		$	2,374		$	(3,411	)	$	(6,738	)
Noncontrolling interests	—			(1		)	61			—			60
Net income (loss)	$	(6,798	)	$	1,098		$	2,313		$	(3,411	)	$	(6,798	)
Comprehensive income							$	—
Add: Other comprehensive income (loss)	$	(2,791	)	$	(117	)	$	(4,160	)	$	4,277		$	(2,791	)
Total Citigroup comprehensive income (loss)	$	(9,589	)	$	981		$	(1,847	)	$	866		$	(9,589	)
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	114		$	—		$	114
Add: Net income attributable to noncontrolling interests	—			(1		)	61			—			60
Total comprehensive income (loss)	$	(9,589	)	$	980		$	(1,672	)	$	866		$	(9,415	)

Condensed balance sheet

	December 31, 2019
In millions of dollars	Citigroup parent company		CGMHI		Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	—	$	586	$	23,381		$	—		$	23,967
Cash and due from banks—intercompany	21		5,095		(5,116		)	—			—
Deposits with banks	—		4,050		165,902			—			169,952
Deposits with banks—intercompany	3,000		6,710		(9,710		)	—			—
Securities borrowed and purchased under resale agreements	—		195,537		55,785			—			251,322
Securities borrowed and purchased under resale agreements—intercompany	—		21,446		(21,446		)	—			—
Trading account assets	286		152,115		123,739			—			276,140
Trading account assets—intercompany	426		5,858		(6,284		)	—			—
Investments	1		541		368,021			—			368,563
Loans, net of unearned income	—		2,497		696,986			—			699,483
Loans, net of unearned income—intercompany	—		—		—			—			—
Allowance for loan losses	—		—		(12,783		)	—			(12,783		)
Total loans, net	$	—	$	2,497	$	684,203		$	—		$	686,700
Advances to subsidiaries	$	144,587	$	—	$	(144,587	)	$	—		$	—
Investments in subsidiaries	202,116		—		—			(202,116		)	—
Other assets(1)	12,377		54,784		107,353			—			174,514
Other assets—intercompany	2,799		45,588		(48,387		)	—			—
Total assets	$	365,613	$	494,807	$	1,292,854		$	(202,116	)	$	1,951,158
Liabilities and equity
Deposits	$	—	$	—	$	1,070,590		$	—		$	1,070,590
Deposits—intercompany	—		—		—			—			—
Securities loaned and sold under repurchase agreements	—		145,473		20,866			—			166,339
Securities loaned and sold under repurchase agreements—intercompany	—		36,581		(36,581		)	—			—
Trading account liabilities	1		80,100		39,793			—			119,894
Trading account liabilities—intercompany	379		5,109		(5,488		)	—			—
Short-term borrowings	66		11,096		33,887			—			45,049
Short-term borrowings—intercompany	—		17,129		(17,129		)	—			—
Long-term debt	150,477		39,578		58,705			—			248,760
Long-term debt—intercompany	—		66,791		(66,791		)	—			—
Advances from subsidiaries	20,503		—		(20,503		)	—			—
Other liabilities	937		51,777		53,866			—			106,580
Other liabilities—intercompany	8		8,414		(8,422		)	—			—
Stockholders’ equity	193,242		32,759		170,061			(202,116		)	193,946
Total liabilities and equity	$	365,613	$	494,807	$	1,292,854		$	(202,116	)	$	1,951,158

(1) Other assets for Citigroup parent company at December 31, 2019 included $35.1 billion of placements to Citibank and its branches, of which $24.9 billion had a remaining term of less than 30 days.

	December 31, 2018
In millions of dollars	Citigroup parent company		CGMHI		Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	1	$	689	$	22,955		$	—		$	23,645
Cash and due from banks—intercompany	19		3,545		(3,564		)	—			—
Deposits with banks	—		4,915		159,545			—			164,460
Deposits with banks—intercompany	3,000		6,528		(9,528		)	—			—
Securities borrowed and purchased under resale agreements	—		212,720		57,964			—			270,684
Securities borrowed and purchased under resale agreements—intercompany	—		20,074		(20,074		)	—			—
Trading account assets	302		146,233		109,582			—			256,117
Trading account assets—intercompany	627		1,728		(2,355		)	—			—
Investments	7		224		358,376			—			358,607
Loans, net of unearned income	—		1,292		682,904			—			684,196
Loans, net of unearned income—intercompany	—		—		—			—			—
Allowance for loan losses	—		—		(12,315		)	—			(12,315		)
Total loans, net	$	—	$	1,292	$	670,589		$	—		$	671,881
Advances to subsidiaries	$	143,119	$	—	$	(143,119	)	$	—		$	—
Investments in subsidiaries	205,337		—		—			(205,337		)	—
Other assets(1)	9,861		59,734		102,394			—			171,989
Other assets—intercompany	3,037		44,255		(47,292		)	—			—
Total assets	$	365,310	$	501,937	$	1,255,473		$	(205,337	)	$	1,917,383
Liabilities and equity
Deposits	$	—	$	—	$	1,013,170		$	—		$	1,013,170
Deposits—intercompany	—		—		—			—			—
Securities loaned and sold under repurchase agreements	—		155,830		21,938			—			177,768
Securities loaned and sold under repurchase agreements—intercompany	—		21,109		(21,109		)	—			—
Trading account liabilities	1		95,571		48,733			—			144,305
Trading account liabilities—intercompany	410		1,398		(1,808		)	—			—
Short-term borrowings	207		3,656		28,483			—			32,346
Short-term borrowings—intercompany	—		11,343		(11,343		)	—			—
Long-term debt	143,767		25,986		62,246			—			231,999
Long-term debt—intercompany	—		73,884		(73,884		)	—			—
Advances from subsidiaries	21,471		—		(21,471		)	—			—
Other liabilities	3,011		66,732		50,978			—			120,721
Other liabilities—intercompany	223		13,763		(13,986		)	—			—
Stockholders’ equity	196,220		32,665		173,526			(205,337		)	197,074
Total liabilities and equity	$	365,310	$	501,937	$	1,255,473		$	(205,337	)	$	1,917,383

(1)

Other assets for Citigroup parent company at December 31, 2018 included $34.7 billion of placements to Citibank and its branches, of which $22.4 billion had a remaining term of less than 30 days.

Condensed cash flow statement

	Year ended December 31, 2019
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments		Citigroup consolidated
Net cash provided by (used in) operating activities of continuing operations	$	25,011		$	(35,396	)	$	(2,452	)	$	—	$	(12,837	)
Cash flows from investing activities of continuing operations
Purchases of investments	$	—		$	—		$	(274,491	)	$	—	$	(274,491	)
Proceeds from sales of investments	5			—			137,168			—		137,173
Proceeds from maturities of investments	—			—			119,051			—		119,051
Change in loans	—			—			(22,466		)	—		(22,466		)
Proceeds from sales and securitizations of loans	—			—			2,878			—		2,878
Change in securities borrowed and purchased under agreements to resell	—			15,811			3,551			—		19,362
Changes in investments and advances—intercompany	(1,847		)	(870		)	2,717			—		—
Other investing activities	—			(64		)	(4,817		)	—		(4,881		)
Net cash provided by (used in) investing activities of continuing operations	$	(1,842	)	$	14,877		$	(36,409	)	$	—	$	(23,374	)
Cash flows from financing activities of continuing operations
Dividends paid	$	(5,447	)	$	—		$	—		$	—	$	(5,447	)
Issuance of preferred stock	1,496			—			—			—		1,496
Redemption of preferred stock	(1,980		)	—			—			—		(1,980		)
Treasury stock acquired	(17,571		)	—			—			—		(17,571		)
Proceeds (repayments) from issuance of long-term debt, net	1,666			10,389			(3,950		)	—		8,105
Proceeds (repayments) from issuance of long-term debt—intercompany, net	—			(7,177		)	7,177			—		—
Change in deposits	—			—			57,420			—		57,420
Change in securities loaned and sold under agreements to repurchase	—			5,115			(16,544		)	—		(11,429		)
Change in short-term borrowings	—			7,440			5,263			—		12,703
Net change in short-term borrowings and other advances—intercompany	(968		)	5,843			(4,875		)	—		—
Capital contributions from (to) parent	—			(74		)	74			—		—
Other financing activities	(364		)	(253		)	253			—		(364		)
Net cash provided by (used in) financing activities of continuing operations	$	(23,168	)	$	21,283		$	44,818		$	—	$	42,933
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	(908	)	$	—	$	(908	)
Change in cash and due from banks and deposits with banks	$	1		$	764		$	5,049		$	—	$	5,814
Cash and due from banks and deposits with banks at beginning of period	3,020			15,677			169,408			—		188,105
Cash and due from banks and deposits with banks at end of period	$	3,021		$	16,441		$	174,457		$	—	$	193,919
Cash and due from banks	$	21		$	5,681		$	18,265		$	—	$	23,967
Deposits with banks	3,000			10,760			156,192			—		169,952
Cash and due from banks and deposits with banks at end of period	$	3,021		$	16,441		$	174,457		$	—	$	193,919
Supplemental disclosure of cash flow information for continuing operations
Cash paid during the year for income taxes	$	(393	)	$	418		$	4,863		$	—	$	4,888
Cash paid during the year for interest	3,820			12,664			12,198			—		28,682
Non-cash investing activities
Transfers to loans HFS from loans	$	—		$	—		$	5,500		$	—	$	5,500

	Year ended December 31, 2018
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments		Citigroup consolidated
Net cash provided by (used in) operating activities of continuing operations	$	21,314		$	13,287		$	2,351		$	—	$	36,952
Cash flows from investing activities of continuing operations
Purchases of investments	$	(7,955	)	$	(18	)	$	(144,514	)	$	—	$	(152,487	)
Proceeds from sales of investments	7,634			3			53,854			—		61,491
Proceeds from maturities of investments	—			—			83,604			—		83,604
Change in loans	—			—			(29,002		)	—		(29,002		)
Proceeds from sales and securitizations of loans	—			—			4,549			—		4,549
Proceeds from significant disposals	—			—			314			—		314
Change in securities borrowed and purchased under agreements to resell	—			(34,018		)	(4,188		)	—		(38,206		)
Changes in investments and advances—intercompany	(5,566		)	(832		)	6,398			—		—
Other investing activities	556			(59		)	(3,878		)	—		(3,381		)
Net cash provided by (used in) investing activities of continuing operations	$	(5,331	)	$	(34,924	)	$	(32,863	)	$	—	$	(73,118	)
Cash flows from financing activities of continuing operations
Dividends paid	$	(5,020	)	$	—		$	—		$	—	$	(5,020	)
Redemption of preferred stock	(793		)	—			—			—		(793		)
Treasury stock acquired	(14,433		)	—			—			—		(14,433		)
Proceeds from issuance of long-term debt, net	(5,099		)	10,278			(2,656		)	—		2,523
Proceeds (repayments) from issuance of long-term debt—intercompany, net	—			10,708			(10,708		)	—		—
Change in deposits	—			—			53,348			—		53,348
Change in securities loaned and sold under agreements to repurchase	—			23,454			(1,963		)	—		21,491
Change in short-term borrowings	32			88			(12,226		)	—		(12,106		)
Net change in short-term borrowings and other advances—intercompany	1,819			(19,111		)	17,292			—		—
Capital contributions from parent	—			(798		)	798			—		—
Other financing activities	(482		)	—			—			—		(482		)
Net cash provided by (used in) financing activities of continuing operations	$	(23,976	)	$	24,619		$	43,885		$	—	$	44,528
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	(773	)	$	—	$	(773	)
Change in cash and due from banks and deposits with banks	$	(7,993	)	$	2,982		$	12,600		$	—	$	7,589
Cash and due from banks and deposits with banks at beginning of period	11,013			12,695			156,808			—		180,516
Cash and due from banks and deposits with banks at end of period	$	3,020		$	15,677		$	169,408		$	—	$	188,105
Cash and due from banks	$	20		$	4,234		$	19,391		$	—	$	23,645
Deposits with banks	3,000			11,443			150,017			—		164,460
Cash and due from banks and deposits with banks at end of period	$	3,020		$	15,677		$	169,408		$	—	$	188,105
Supplemental disclosure of cash flow information for continuing operations
Cash paid (received) during the year for income taxes	$	(783	)	$	458		$	4,638		$	—	$	4,313
Cash paid during the year for interest	3,854			8,671			10,438			—		22,963
Non-cash investing activities
Transfers to loans HFS from loans	$	—		$	—		$	4,200		$	—	$	4,200

	Year ended December 31, 2017
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments		Citigroup consolidated
Net cash provided by (used in) operating activities of continuing operations	$	25,270		$	(33,365	)	$	(679	)	$	—	$	(8,774	)
Cash flows from investing activities of continuing operations
Purchases of investments	$	—		$	(14	)	$	(185,726	)	$	—	$	(185,740	)
Proceeds from sales of investments	132			18			107,218			—		107,368
Proceeds from maturities of investments	—			—			84,369			—		84,369
Change in loans	—			—			(58,062		)	—		(58,062		)
Proceeds from sales and securitizations of loans	—			—			8,365			—		8,365
Proceeds from significant disposals	—			—			3,411			—		3,411
Change in securities borrowed and purchased under agreements to resell	—			9,731			(5,396		)	—		4,335
Changes in investments and advances—intercompany	(899		)	9,755			(8,856		)	—		—
Other investing activities	—			(24		)	(2,773		)	—		(2,797		)
Net cash provided by (used in) investing activities of continuing operations	$	(767	)	$	19,466		$	(57,450	)	$	—	$	(38,751	)
Cash flows from financing activities of continuing operations
Dividends paid	$	(3,797	)	$	—		$	—		$	—	$	(3,797	)
Issuance of preferred stock	—			—			—			—		—
Treasury stock acquired	(14,541		)	—			—			—		(14,541		)
Proceeds (repayments) from issuance of long-term debt, net	6,544			4,909			15,521			—		26,974
Proceeds (repayments) from issuance of long-term debt—intercompany, net	—			(2,031		)	2,031			—		—
Change in deposits	—			—			30,416			—		30,416
Change in securities loaned and sold under agreements to repurchase	—			5,748			8,708			—		14,456
Change in short-term borrowings	49			2,212			11,490			—		13,751
Net change in short-term borrowings and other advances—intercompany	(22,152		)	(8,615		)	30,767			—		—
Capital contributions from parent	—			(748		)	748			—		—
Other financing activities	(405		)	—			—			—		(405		)
Net cash provided by financing activities of continuing operations	$	(34,302	)	$	1,475		$	99,681		$	—	$	66,854
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	693		$	—	$	693
Change in cash and due from banks and deposits with banks	$	(9,799	)	$	(12,424	)	$	42,245		$	—	$	20,022
Cash and due from banks and deposits with banks at beginning of period	20,812			25,119			114,563			—		160,494
Cash and due from banks and deposits with banks at end of period	$	11,013		$	12,695		$	156,808		$	—	$	180,516
Cash and due from banks	$	13		$	4,128		$	19,634		$	—	$	23,775
Deposits with banks	11,000			8,567			137,174			—		156,741
Cash and due from banks and deposits with banks at end of period	$	11,013		$	12,695		$	156,808		$	—	$	180,516
Supplemental disclosure of cash flow information for continuing operations
Cash paid during the year for income taxes	$	(3,730	)	$	678		$	5,135		$	—	$	2,083
Cash paid during the year for interest	4,151			4,513			7,011			—		15,675
Non-cash investing activities
Transfers to loans held-for-sale from loans	$	—		$	—		$	5,900		$	—	$	5,900