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INTEREST REVENUE AND EXPENSE (Tables)
 6 Months Ended
Jun. 30, 2019
Banking and Thrift, Interest [Abstract]  
Interest revenue and interest expense
Interest revenue and Interest expense consisted of the following:
 
Three Months Ended June 30,
Six Months Ended June 30,
In millions of dollars
2019
2018
2019
2018
Interest revenue
 
 
 
 
Loan interest, including fees
$
11,981

$
11,190

$
23,949

$
22,082

Deposits with banks
736

493

1,343

925

Securities borrowed or purchased under agreements to resell
1,893

1,336

3,677

2,375

Investments, including dividends
2,505

2,374

5,053

4,608

Trading account assets(1)
2,140

1,763

3,826

3,134

Other interest
457

394

940

758

Total interest revenue
$
19,712

$
17,550

$
38,788

$
33,882

Interest expense
 
 
 
 
Deposits(2)
$
3,284

$
2,244

$
6,311

$
4,241

Securities loaned or sold under agreements to repurchase
1,724

1,224

3,313

2,173

Trading account liabilities(1)
320

236

647

451

Short-term borrowings
715

523

1,367

994

Long-term debt
1,719

1,658

3,441

3,186

Total interest expense
$
7,762

$
5,885

$
15,079

$
11,045

Net interest revenue
$
11,950

$
11,665

$
23,709

$
22,837

Provision for loan losses
2,089

1,795

4,033

3,598

Net interest revenue after provision for loan losses
$
9,861

$
9,870

$
19,676

$
19,239


(1)
Interest expense on Trading account liabilities is reported as a reduction of interest revenue from Trading account assets.
(2)
Includes deposit insurance fees and charges of $189 million and $319 million for the three months ended June 30, 2019 and 2018, respectively, and $382 million and $695 million for the six months ended June 30, 2019 and 2018, respectively.