XML 126 R95.htm IDEA: XBRL DOCUMENT v3.10.0.1
ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses Roll Forward (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Allowance for credit losses        
Allowance for loan losses at beginning of period $ 12,126 $ 12,025 $ 12,355 $ 12,060
Gross credit losses (2,094) (2,120) (6,499) (6,394)
Gross recoveries 338 343 1,172 1,198
Net credit losses (NCLs) (1,756) (1,777) (5,327) (5,196)
Net reserve builds (releases) 169 419 302 466
Net specific reserve builds (releases) (19) (50) (125) (175)
Total provision for loan losses 1,906 2,146 5,504 5,487
Other, net 60 (28) (196) 15
Allowance for loan losses at end of period 12,336 12,366 12,336 12,366
Allowance for credit losses on unfunded lending commitments        
Allowance for credit losses on unfunded lending commitments at beginning of period 1,278 1,406 1,258 1,418
Provision (release) for unfunded lending commitments 42 (175) 66 (190)
Other, net 1 1 (3) 4
Allowance for credit losses on unfunded lending commitments at end of period 1,321 1,232 1,321 1,232
Total allowance for loans, leases and unfunded lending commitments 13,657 13,598 13,657 13,598
Sales or transfers of various consumer loan portfolios to HFS        
Other, net 60 (28) (196) 15
Consumer        
Allowance for credit losses        
Allowance for loan losses at beginning of period 9,796 9,515 9,869 9,358
Gross credit losses (2,058) (2,071) (6,304) (6,146)
Gross recoveries 332 337 1,101 1,107
Net credit losses (NCLs) (1,726) (1,734) (5,203) (5,039)
Net reserve builds (releases) 135 479 317 696
Net specific reserve builds (releases) 8 (71) (6) (157)
Other, net 58 (31) (183) (5)
Allowance for loan losses at end of period 9,997 9,892 9,997 9,892
Sales or transfers of various consumer loan portfolios to HFS        
Transfer of real estate loan portfolios (2) (28) (88) (84)
Transfer of other loan portfolios (3) (6) (109) (130)
Sales or transfers of various consumer loan portfolios to HFS (5) (34) (197) (214)
FX translation, consumer 62 7 16 221
Other, net 58 (31) (183) (5)
Corporate        
Allowance for credit losses        
Allowance for loan losses at beginning of period 2,330 2,510 2,486 2,702
Gross credit losses (36) (49) (195) (248)
Gross recoveries 6 6 71 91
Net credit losses (NCLs) (30) (43) (124) (157)
Net reserve builds (releases) 34 (60) (15) (230)
Net specific reserve builds (releases) (27) 21 (119) (18)
Other, net 2 3 (13) 20
Allowance for loan losses at end of period 2,339 2,474 2,339 2,474
Sales or transfers of various consumer loan portfolios to HFS        
Other 3 (1) (15) 8
Other, net $ 2 $ 3 $ (13) $ 20