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ALLOWANCE FOR CREDIT LOSSES (Tables)
 6 Months Ended
Jun. 30, 2018
Loans and Leases Receivable Disclosure [Abstract]  
Allowance for credit losses
 
Three Months Ended June 30,
Six Months Ended 
 June 30,
In millions of dollars
2018
2017
2018
2017
Allowance for loan losses at beginning of period
$
12,354

$
12,030

$
12,355

$
12,060

Gross credit losses
(2,109
)
(2,130
)
(4,405
)
(4,274
)
Gross recoveries(1)
405

420

834

855

Net credit losses (NCLs)
$
(1,704
)
$
(1,710
)
$
(3,571
)
$
(3,419
)
NCLs
$
1,704

$
1,710

$
3,571

$
3,419

Net reserve builds (releases)
31

67

133

47

Net specific reserve releases
60

(111
)
(106
)
(125
)
Total provision for loan losses
$
1,795

$
1,666

$
3,598

$
3,341

Other, net (see table below)
(319
)
39

(256
)
43

Allowance for loan losses at end of period
$
12,126

$
12,025

$
12,126

$
12,025

Allowance for credit losses on unfunded lending commitments at beginning of period
$
1,290

$
1,377

$
1,258

$
1,418

Provision (release) for unfunded lending commitments
(4
)
28

24

(15
)
Other, net
(8
)
1

(4
)
3

Allowance for credit losses on unfunded lending commitments at end of period(2)
$
1,278

$
1,406

$
1,278

$
1,406

Total allowance for loans, leases and unfunded lending commitments
$
13,404

$
13,431

$
13,404

$
13,431


(1)
Recoveries have been reduced by certain collection costs that are incurred only if collection efforts are successful.
(2)
Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in Other liabilities on the Consolidated Balance Sheet.

Other, net details
Three Months Ended June 30,
Six Months Ended 
 June 30,
In millions of dollars
2018
2017
2018
2017
Sales or transfers of various consumer loan portfolios to HFS
 
 
 
 
Transfer of real estate loan portfolios
$
(33
)
$
(19
)
$
(86
)
$
(56
)
Transfer of other loan portfolios
(104
)
—

(106
)
(124
)
Sales or transfers of various consumer loan portfolios to HFS
$
(137
)
$
(19
)
$
(192
)
$
(180
)
FX translation, consumer
(164
)
50

(46
)
214

Other
(18
)
8

(18
)
9

Other, net
$
(319
)
$
39

$
(256
)
$
43
Schedule of allowance for credit losses and investment in loans by portfolio segment
Allowance for Credit Losses and Investment in Loans
 
Three Months Ended
 
June 30, 2018
June 30, 2017
In millions of dollars
Corporate
Consumer
Total
Corporate
Consumer
Total
Allowance for loan losses at beginning of period
$
2,315

$
10,039

$
12,354

$
2,535

$
9,495

$
12,030

Charge-offs
(20
)
(2,089
)
(2,109
)
(96
)
(2,034
)
(2,130
)
Recoveries
22

383

405

19

401

420

Replenishment of net charge-offs
(2
)
1,706

1,704

77

1,633

1,710

Net reserve builds (releases)
(30
)
61

31

(4
)
71

67

Net specific reserve builds (releases)
63

(3
)
60

(27
)
(84
)
(111
)
Other
(18
)
(301
)
(319
)
6

33

39

Ending balance
$
2,330

$
9,796

$
12,126

$
2,510

$
9,515

$
12,025


 
Six Months Ended
 
June 30, 2018
June 30, 2017
In millions of dollars
Corporate
Consumer
Total
Corporate
Consumer
Total
Allowance for loan losses at beginning of period
$
2,486

$
9,869

$
12,355

$
2,702

$
9,358

$
12,060

Charge-offs
(159
)
(4,246
)
(4,405
)
(199
)
(4,075
)
(4,274
)
Recoveries
65

769

834

85

770

855

Replenishment of net charge-offs
94

3,477

3,571

114

3,305

3,419

Net reserve builds (releases)
(49
)
182

133

(170
)
217

47

Net specific reserve builds (releases)
(92
)
(14
)
(106
)
(39
)
(86
)
(125
)
Other
(15
)
(241
)
(256
)
17

26

43

Ending balance
$
2,330

$
9,796

$
12,126

$
2,510

$
9,515

$
12,025


 
June 30, 2018
December 31, 2017
In millions of dollars
Corporate
Consumer
Total
Corporate
Consumer
Total
Allowance for loan losses
 

 

 

 
 
 
Collectively evaluated in accordance with ASC 450
$
1,998

$
8,608

$
10,606

$
2,060

$
8,531

$
10,591

Individually evaluated in accordance with ASC 310-10-35
332

1,185

1,517

426

1,334

1,760

Purchased credit-impaired in accordance with ASC 310-30
—

3

3

—

4

4

Total allowance for loan losses
$
2,330

$
9,796

$
12,126

$
2,486

$
9,869

$
12,355

Loans, net of unearned income
 
 
 
 
 
 
Collectively evaluated in accordance with ASC 450
$
343,000

$
317,736

$
660,736

$
327,142

$
326,884

$
654,026

Individually evaluated in accordance with ASC 310-10-35
1,570

5,725

7,295

1,887

6,580

8,467

Purchased credit-impaired in accordance with ASC 310-30
—

149

149

—

167

167

Held at fair value
2,978

22

3,000

4,349

25

4,374

Total loans, net of unearned income
$
347,548

$
323,632

$
671,180

$
333,378

$
333,656

$
667,034