INTEREST REVENUE AND EXPENSE (Tables)

6 Months Ended

Jun. 30, 2018

Banking and Thrift, Interest [Abstract]

Interest revenue and interest expense

Interest revenue and Interest expense consisted of the following:

	Three Months Ended June 30,				Six Months Ended June 30,
In millions of dollars	2018		2017		2018		2017
Interest revenue
Loan interest, including fees	$	11,190	$	10,293	$	22,082	$	20,338
Deposits with banks	493		375		925		670
Federal funds sold and securities borrowed or purchased under agreements to resell	1,336		829		2,375		1,490
Investments, including dividends	2,374		2,058		4,608		4,018
Trading account assets(1)	1,763		1,481		3,134		2,747
Other interest	394		258		758		552
Total interest revenue	$	17,550	$	15,294	$	33,882	$	29,815
Interest expense
Deposits(2)	$	2,244	$	1,603	$	4,241	$	3,018
Federal funds purchased and securities loaned or sold under agreements to repurchase	1,224		676		2,173		1,169
Trading account liabilities(1)	236		146		451		293
Short-term borrowings	523		202		994		401
Long-term debt	1,658		1,409		3,186		2,721
Total interest expense	$	5,885	$	4,036	$	11,045	$	7,602
Net interest revenue	$	11,665	$	11,258	$	22,837	$	22,213
Provision for loan losses	1,795		1,666		3,598		3,341
Net interest revenue after provision for loan losses	$	9,870	$	9,592	$	19,239	$	18,872

(1) Interest expense on Trading account liabilities is reported as a reduction of interest revenue from Trading account assets.

(2) Includes deposit insurance fees and charges of $319 million and $329 million for the three months ended June 30, 2018 and 2017, respectively, and $695 million and $634 million for the six months ended June 30, 2018 and 2017, respectively.