INTEREST REVENUE AND EXPENSE (Tables)

3 Months Ended

Mar. 31, 2018

Banking and Thrift, Interest [Abstract]

Interest revenue and interest expense

Interest revenue and Interest expense consisted of the following:

	Three Months Ended March 31,
In millions of dollars	2018		2017
Interest revenue
Loan interest, including fees	$	10,892	$	10,045
Deposits with banks	432		295
Federal funds sold and securities borrowed or purchased under agreements to resell	1,039		661
Investments, including dividends	2,234		1,960
Trading account assets(1)	1,371		1,266
Other interest	364		294
Total interest revenue	$	16,332	$	14,521
Interest expense
Deposits(2)	$	1,997	$	1,415
Federal funds purchased and securities loaned or sold under agreements to repurchase	949		493
Trading account liabilities(1)	215		147
Short-term borrowings	471		199
Long-term debt	1,528		1,312
Total interest expense	$	5,160	$	3,566
Net interest revenue	$	11,172	$	10,955
Provision for loan losses	1,803		1,675
Net interest revenue after provision for loan losses	$	9,369	$	9,280

(1) Interest expense on Trading account liabilities is reported as a reduction of interest revenue from Trading account assets.

(2) Includes deposit insurance fees and charges of $376 million and $305 million for the three months ended March 31, 2018 and 2017, respectively.