XML 116 R86.htm IDEA: XBRL DOCUMENT v3.8.0.1
LOANS - Consumer Troubled Debt Restructurings (Details) - Consumer
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2017
USD ($)
loan
Sep. 30, 2016
USD ($)
loan
Sep. 30, 2017
USD ($)
loan
Sep. 30, 2016
USD ($)
loan
Dec. 31, 2016
Loans receivable          
Period within which default occurred post-modification     1 year    
Number of days past due, non-accrual status     60 days    
Residential first mortgages          
Loans receivable          
Number of days past due, non-accrual status     90 days   90 days
Commercial banking          
Loans receivable          
Number of days past due, non-accrual status     90 days    
In North America offices          
Loans receivable          
Number of loans modified | loan 61,847 54,993 177,919 154,210  
Post-modification recorded investment $ 555 $ 473 $ 1,402 $ 1,337  
TDR in payment default $ 120 $ 113 $ 348 $ 368  
In North America offices | Residential first mortgages          
Loans receivable          
Number of loans modified | loan 1,400 1,165 3,172 3,979  
Post-modification recorded investment $ 199 $ 165 $ 445 $ 582  
Average interest rate reduction 0.00% 1.00% 1.00% 1.00%  
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 12 $ 17 $ 42 $ 58  
TDR in payment default 57 49 156 188  
In North America offices | Residential first mortgages | New OCC guidance          
Loans receivable          
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 7 $ 11 $ 28 $ 38  
In North America offices | Home equity loans          
Loans receivable          
Number of loans modified | loan 830 1,117 2,186 2,789  
Post-modification recorded investment $ 70 $ 61 $ 185 $ 121  
Average interest rate reduction 1.00% 2.00% 1.00% 2.00%  
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 5 $ 5 $ 16 $ 15  
TDR in payment default 8 6 25 20  
In North America offices | Home equity loans | New OCC guidance          
Loans receivable          
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 5 $ 5 $ 14 $ 14  
In North America offices | Credit cards          
Loans receivable          
Number of loans modified | loan 59,285 51,260 171,702 143,161  
Post-modification recorded investment $ 225 $ 199 $ 659 $ 552  
Average interest rate reduction 17.00% 18.00% 17.00% 17.00%  
TDR in payment default $ 54 $ 43 $ 163 $ 139  
In North America offices | Installment and other revolving          
Loans receivable          
Number of loans modified | loan 299 1,421 770 4,187  
Post-modification recorded investment $ 2 $ 12 $ 6 $ 35  
Average interest rate reduction 6.00% 14.00% 5.00% 14.00%  
TDR in payment default $ 1 $ 3 $ 2 $ 7  
In North America offices | Commercial banking          
Loans receivable          
Number of loans modified | loan 33 30 89 94  
Post-modification recorded investment $ 59 $ 36 $ 107 $ 47  
Average interest rate reduction 0.00% 0.00% 0.00% 0.00%  
TDR in payment default $ 0 $ 12 $ 2 $ 14  
In offices outside the U.S.          
Loans receivable          
Number of loans modified | loan 40,779 41,830 118,949 156,612  
Post-modification recorded investment $ 209 $ 226 $ 590 $ 667  
TDR in payment default $ 76 $ 89 $ 215 $ 230  
In offices outside the U.S. | Residential first mortgages          
Loans receivable          
Number of loans modified | loan 703 973 2,071 2,005  
Post-modification recorded investment $ 25 $ 24 $ 80 $ 62  
Average interest rate reduction 0.00% 0.00% 0.00% 0.00%  
TDR in payment default $ 3 $ 3 $ 8 $ 9  
In offices outside the U.S. | Credit cards          
Loans receivable          
Number of loans modified | loan 28,254 28,530 82,042 109,365  
Post-modification recorded investment $ 103 $ 94 $ 286 $ 307  
Average interest rate reduction 11.00% 12.00% 12.00% 12.00%  
TDR in payment default $ 48 $ 41 $ 136 $ 115  
In offices outside the U.S. | Installment and other revolving          
Loans receivable          
Number of loans modified | loan 11,725 12,283 34,654 45,125  
Post-modification recorded investment $ 70 $ 69 $ 194 $ 208  
Average interest rate reduction 11.00% 8.00% 9.00% 7.00%  
TDR in payment default $ 25 $ 24 $ 71 $ 70  
In offices outside the U.S. | Commercial banking          
Loans receivable          
Number of loans modified | loan 97 44 182 117  
Post-modification recorded investment $ 11 $ 39 $ 30 $ 90  
Average interest rate reduction 0.00% 0.00% 0.00% 0.00%  
TDR in payment default $ 0 $ 21 $ 0 $ 36  
Deferred principal | In North America offices          
Loans receivable          
Post-modification recorded investment 6 1 18 5  
Deferred principal | In North America offices | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 1 1 5 4  
Deferred principal | In North America offices | Home equity loans          
Loans receivable          
Post-modification recorded investment 5 0 13 1  
Deferred principal | In North America offices | Credit cards          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In North America offices | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In North America offices | Commercial banking          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In offices outside the U.S.          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In offices outside the U.S. | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In offices outside the U.S. | Credit cards          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In offices outside the U.S. | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Deferred principal | In offices outside the U.S. | Commercial banking          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices | Home equity loans          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices | Credit cards          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In North America offices | Commercial banking          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In offices outside the U.S.          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In offices outside the U.S. | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In offices outside the U.S. | Credit cards          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In offices outside the U.S. | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Contingent principal forgiveness | In offices outside the U.S. | Commercial banking          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In North America offices          
Loans receivable          
Post-modification recorded investment 0 1 2 3  
Principal forgiveness | In North America offices | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 0 1 2 3  
Principal forgiveness | In North America offices | Home equity loans          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In North America offices | Credit cards          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In North America offices | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In North America offices | Commercial banking          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In offices outside the U.S.          
Loans receivable          
Post-modification recorded investment 5 4 15 13  
Principal forgiveness | In offices outside the U.S. | Residential first mortgages          
Loans receivable          
Post-modification recorded investment 0 0 0 0  
Principal forgiveness | In offices outside the U.S. | Credit cards          
Loans receivable          
Post-modification recorded investment 2 2 6 7  
Principal forgiveness | In offices outside the U.S. | Installment and other revolving          
Loans receivable          
Post-modification recorded investment 3 2 9 6  
Principal forgiveness | In offices outside the U.S. | Commercial banking          
Loans receivable          
Post-modification recorded investment $ 0 $ 0 $ 0 $ 0