INTEREST REVENUE AND EXPENSE (Tables)

3 Months Ended

Mar. 31, 2017

Banking and Thrift, Interest [Abstract]

Interest revenue and interest expense

Interest revenue and Interest expense consisted of the following:

	Three months ended   March 31,
In millions of dollars	2017		2016
Interest revenue
Loan interest, including fees	$	9,947	$	9,760
Deposits with banks	295		219
Federal funds sold and securities borrowed or purchased under agreements to resell	661		647
Investments, including dividends	1,960		1,855
Trading account assets(1)	1,266		1,434
Other interest	294		252
Total interest revenue	$	14,423	$	14,167
Interest expense
Deposits(2)	$	1,415	$	1,204
Federal funds purchased and securities loaned or sold under agreements to repurchase	493		502
Trading account liabilities(1)	147		88
Short-term borrowings	199		100
Long-term debt	1,312		1,046
Total interest expense	$	3,566	$	2,940
Net interest revenue	$	10,857	$	11,227
Provision for loan losses	1,675		1,886
Net interest revenue after provision for loan losses	$	9,182	$	9,341

(1) Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.

(2) Includes deposit insurance fees and charges of $305 million and $235 million for the three months ended March 31, 2017 and 2016, respectively.