CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities of continuing operations
Net income before attribution of noncontrolling interests		$ 11,387	$ 13,972
Net income attributable to noncontrolling interests		48	65
Citigroup’s net income		11,339	13,907
Loss from discontinued operations, net of taxes		(55)	(9)
Income from continuing operations—excluding noncontrolling interests		11,394	13,916
Adjustments to reconcile net income to net cash provided by operating activities of continuing operations
Gains on significant disposals	[1]	(422)	0
Depreciation and amortization		2,714	2,632
Provision for loan losses		5,022	4,852
Realized gains from sales of investments		(673)	(641)
Net impairment losses on investments, goodwill and intangible assets		616	231
Change in trading account assets		(13,396)	29,840
Change in trading account liabilities		14,137	(13,055)
Change in brokerage receivables net of brokerage payables		(230)	(2,079)
Change in loans held-for-sale (HFS)		3,958	(814)
Change in other assets		(2,009)	1,037
Change in other liabilities		1,398	1,999
Other, net		5,825	3,446
Total adjustments		16,940	27,448
Net cash provided by operating activities of continuing operations		28,334	41,364
Cash flows from investing activities of continuing operations
Change in deposits with banks		(20,374)	(10,250)
Change in federal funds sold and securities borrowed or purchased under agreements to resell		(16,370)	10,875
Change in loans		(42,163)	(7,158)
Proceeds from sales and securitizations of loans		12,676	8,127
Purchases of investments		(155,804)	(195,421)
Proceeds from sale of investments	[2]	99,172	113,953
Proceeds from maturities of investments		52,607	64,850
Proceeds from significant disposals	[1]	265	0
Capital expenditures on premises and equipment and capitalized software		(2,092)	(2,472)
Proceeds from sales of premises and equipment, subsidiaries and affiliates, and repossessed assets		467	471
Net cash used in investing activities of continuing operations		(71,616)	(17,025)
Cash flows from financing activities of continuing operations
Dividends paid		(1,517)	(838)
Issuance of preferred stock		2,498	4,731
Treasury stock acquired		(5,167)	(3,800)
Stock tendered for payment of withholding taxes		(313)	(425)
Change in federal funds purchased and securities loaned or sold under agreements to repurchase		6,628	(4,834)
Issuance of long-term debt		43,464	35,678
Payments and redemptions of long-term debt		(40,461)	(33,637)
Change in deposits		32,365	4,911
Change in short-term borrowings		8,448	(35,756)
Net cash provided by (used in) financing activities of continuing operations		45,945	(33,970)
Effect of exchange rate changes on cash and cash equivalents		(144)	(751)
Change in cash and due from banks		2,519	(10,382)
Cash and due from banks at beginning of period		20,900	32,108
Cash and due from banks at end of period		23,419	21,726
Supplemental disclosure of cash flow information for continuing operations
Cash paid during the period for income taxes		2,855	4,043
Cash paid during the period for interest		9,760	8,441
Non-cash investing activities
Decrease in net loans associated with significant disposals reclassified to HFS		0	(9,063)
Decrease in investments associated with significant disposals reclassified to HFS		0	(1,402)
Decrease in goodwill associated with significant disposals reclassified to HFS		0	(216)
Decrease in deposits with banks with significant disposals reclassified to HFS		0	(404)
Transfers to loans HFS from loans		7,900	17,900
Transfers to OREO and other repossessed assets		138	225
Non-cash financing activities
Decrease in long-term debt associated with significant disposals reclassified to HFS		$ 0	$ (6,179)

[1] See Note 2 to the Consolidated Financial Statements for further information on significant disposals.

[2] Proceeds for the nine months ended September 30, 2016 includes approximately $3.3 billion from the sale of Citi’s investment in China Guangfa Bank.