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INTEREST REVENUE AND EXPENSE
 3 Months Ended
Mar. 31, 2016
Interest Revenue (Expense), Net [Abstract]  
INTEREST REVENUE AND EXPENSE
INTEREST REVENUE AND EXPENSE
Interest revenue and Interest expense consisted of the following:
 
Three Months Ended 
 March 31,
In millions of dollars
2016
2015
Interest revenue
 
 
Loan interest, including fees
$
9,760

$
10,555

Deposits with banks
219

183

Federal funds sold and securities borrowed or purchased under agreements to resell
647

642

Investments, including dividends
1,855

1,711

Trading account assets(1)
1,434

1,399

Other interest(2)
252

110

Total interest revenue
$
14,167

$
14,600

Interest expense
 
 
Deposits(3)
$
1,204

$
1,326

Federal funds purchased and securities loaned or sold under agreements to repurchase
502

376

Trading account liabilities(1)
88

47

Short-term borrowings
100

119

Long-term debt
1,046

1,160

Total interest expense
$
2,940

$
3,028

Net interest revenue
$
11,227

$
11,572

Provision for loan losses
1,886

1,755

Net interest revenue after provision for loan losses
$
9,341

$
9,817

(1)
Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.
(2)
During 2015, interest earned related to assets of significant disposals (primarily OneMain Financial) were reclassified into Other interest.
(3)
Includes deposit insurance fees and charges of $235 million and $296 million for the three months ended March 31, 2016 and 2015, respectively.