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INTEREST REVENUE AND EXPENSE (Tables)
6 Months Ended
Jun. 30, 2015
Interest Revenue (Expense), Net [Abstract]  
Interest revenue and expense
For the three and six months ended June 30, 2015 and 2014, Interest revenue and Interest expense consisted of the following:
 
Three Months Ended 
 June 30,
Six Months Ended June 30,
In millions of dollars
2015
2014
2015
2014
Interest revenue
 
 
 
 
Loan interest, including fees
$
10,529

$
11,361

$
21,084

$
22,542

Deposits with banks
168

250

351

502

Federal funds sold and securities borrowed or purchased under agreements to resell
664

592

1,306

1,186

Investments, including dividends
1,770

1,807

3,481

3,564

Trading account assets(1)
1,620

1,454

3,019

2,940

Other interest
122

97

232

177

Total interest revenue
$
14,873

$
15,561

$
29,473

$
30,911

Interest expense
 
 
 
 
Deposits(2)
$
1,288

$
1,469

$
2,613

$
2,918

Federal funds purchased and securities loaned or sold under agreements to repurchase
443

537

819

1,062

Trading account liabilities(1)
54

48

101

89

Short-term borrowings
157

162

277

299

Long-term debt
1,109

1,399

2,269

2,838

Total interest expense
$
3,051

$
3,615

$
6,079

$
7,206

Net interest revenue
$
11,822

$
11,946

$
23,394

$
23,705

Provision for loan losses
1,515

1,579

3,270

3,372

Net interest revenue after provision for loan losses
$
10,307

$
10,367

$
20,124

$
20,333

(1)
Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.
(2)
Includes deposit insurance fees and charges of $289 million and $251 million for the three months ended June 30, 2015 and 2014, respectively, and $584 million
and $532 million for the six months ended June 30, 2015 and 2014, respectively.