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INTEREST REVENUE AND EXPENSE (Tables)
12 Months Ended
Dec. 31, 2014
Interest Revenue (Expense), Net [Abstract]  
Interest revenue and expense
For the years ended December 31, 2014, 2013 and 2012 Interest revenue and Interest expense consisted of the following:
In millions of dollars
2014
2013
2012
Interest revenue
 
 
 
Loan interest, including fees
$
44,776

$
45,580

$
47,712

Deposits with banks
959

1,026

1,261

Federal funds sold and securities borrowed or purchased under agreements to resell
2,366

2,566

3,418

Investments, including dividends
7,195

6,919

7,525

Trading account assets(1)
5,880

6,277

6,802

Other interest
507

602

580

Total interest revenue
$
61,683

$
62,970

$
67,298

Interest expense
 
 
 
Deposits(2)
$
5,692

$
6,236

$
7,690

Federal funds purchased and securities loaned or sold under agreements to repurchase
1,895

2,339

2,817

Trading account liabilities(1)
168

169

190

Short-term borrowings
580

597

727

Long-term debt
5,355

6,836

9,188

Total interest expense
$
13,690

$
16,177

$
20,612

Net interest revenue
$
47,993

$
46,793

$
46,686

Provision for loan losses
6,828

7,604

10,458

Net interest revenue after provision for loan losses
$
41,165

$
39,189

$
36,228

(1)
Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.
(2)
Includes deposit insurance fees and charges of $1,038 million, $1,132 million and $1,262 million for 2014, 2013 and 2012, respectively.