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INTEREST REVENUE AND EXPENSE (Tables)
 9 Months Ended
Sep. 30, 2014
Interest Revenue (Expense), Net [Abstract]  
Interest revenue and expense
For the three and nine months ended September 30, 2014 and 2013, Interest revenue and Interest expense consisted of the following:
 
Three Months Ended 
 September 30,
Nine Months Ended September 30,
In millions of dollars
2014
2013
2014
2013
Interest revenue
 
 
 
 
Loan interest, including fees
$
11,187

$
11,308

$
33,729

$
34,033

Deposits with banks
235

255

737

763

Federal funds sold and securities borrowed or purchased under agreements to resell
567

617

1,753

2,007

Investments, including dividends
1,824

1,689

5,388

5,178

Trading account assets(1)
1,484

1,491

4,424

4,790

Other interest
215

103

392

492

Total interest revenue
$
15,512

$
15,463

$
46,423

$
47,263

Interest expense
 
 
 
 
Deposits(2)
$
1,417

$
1,490

$
4,335

$
4,749

Federal funds purchased and securities loaned or sold under agreements to repurchase
411

561

1,473

1,800

Trading account liabilities(1)
38

46

127

131

Short-term borrowings
141

150

440

461

Long-term debt
1,318

1,705

4,156

5,299

Total interest expense
$
3,325

$
3,952

$
10,531

$
12,440

Net interest revenue
$
12,187

$
11,511

$
35,892

$
34,823

Provision for loan losses
1,575

1,652

4,947

5,693

Net interest revenue after provision for loan losses
$
10,612

$
9,859

$
30,945

$
29,130

(1)
Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.
(2)
Includes deposit insurance fees and charges of $234 million and $267 million for the three months ended September 30, 2014 and 2013, respectively, and $766 million and $855 million for the nine months ended September 30, 2014 and 2013, respectively.