0000000000-11-006970.txt : 20110321
0000000000-11-006970.hdr.sgml : 20110321
20110202173329
ACCESSION NUMBER: 0000000000-11-006970
CONFORMED SUBMISSION TYPE: UPLOAD
PUBLIC DOCUMENT COUNT: 1
FILED AS OF DATE: 20110202
FILED FOR:
COMPANY DATA:
COMPANY CONFORMED NAME: CITIGROUP INC
CENTRAL INDEX KEY: 0000831001
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 521568099
STATE OF INCORPORATION: DE
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: UPLOAD
BUSINESS ADDRESS:
STREET 1: 399 PARK AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10043
BUSINESS PHONE: 2125591000
MAIL ADDRESS:
STREET 1: 399 PARK AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10043
FORMER COMPANY:
FORMER CONFORMED NAME: TRAVELERS GROUP INC
DATE OF NAME CHANGE: 19950519
FORMER COMPANY:
FORMER CONFORMED NAME: TRAVELERS INC
DATE OF NAME CHANGE: 19940103
FORMER COMPANY:
FORMER CONFORMED NAME: PRIMERICA CORP /NEW/
DATE OF NAME CHANGE: 19920703
LETTER
1
filename1.pdf
begin 644 filename1.pdf
M)5!$1BTQ+C4-)>+CS],-"C$P(#`@;V)J#3P\+TQI;F5AF4@,S@O5'EP92]84F5F+U=;,2`R(#%=/CYS=')E86T-"FC>8F)D$&!@
M8F!*!Q(,?D""<3.08#\*)-AZ0:PI()8HB+4+2+"`)%@>`@G62B!Q7H.!B9%A
M/D@O`R-%Q'_&XY\!`@P`/9(+%0T*96YD"`QP#0IE;F1S=')E86T-96YD;V)J
M#3$Q(#`@;V)J#3P\+TUE=&%D871A(#(@,"!2+U!A9V5,86)E;',@-B`P(%(O
M4&%G97,@."`P(%(O5'EP92]#871A;&]G/CX-96YD;V)J#3$R(#`@;V)J#3P\
M+T-O;G1E;G1S6S$S(#`@4B`Q-"`P(%(@,34@,"!2(#$V(#`@4B`Q-R`P(%(@
M,3@@,"!2(#(P(#`@4B`R,2`P(%)=+T-R;W!";WA;,"`P(#8Q,B`W.3)=+TUE
M9&EA0F]X6S`@,"`V,3(@-SDR72]087)E;G0@."`P(%(O4F5S;W5R8V5S(#(S
M(#`@4B]2;W1A=&4@,"]4>7!E+U!A9V4^/@UE;F1O8FH-,3,@,"!O8FH-/#PO
M1FEL=&5R+T9L871E1&5C;V1E+TQE;F=T:"`Q-C8R/CYS=')E86T-"DB)A%?)
MKN4T$-W?K_`:R<%Q'-OY@I:06""6B`T@M4#=BQ8+?A_77)6;!WK2?>5XJCJG
M)N_I\ZND3Z\]_9#V]%?::DO_I+VD'],OOZ:2_GA]_^GG/7W^>ZWX,[V^K45E
M_>WIZEM/_3JWT=/O7_'CUQ>.ME'3E]>^;Z6ENC60SVVV=,*'+Z]:MKVGB1/U
MV,Z:]DI;:H>9?<`A:S1@TUI!N^9VU+1^ITX=;3N[;FME*U./;&V;4R]KUU9-
MC4K;2,'SQ"E4_.RTJ:1S;+`DA\\Y[,CQM!QNRDN+M5.TR%'%'/7/RZHEL&TY
MVITC*'RP()8]F#G`G#T!V1'SVW>OG]YY[%N;GL>%(?-8EEH5;D$`EQ6HYGYM
M?:Z+\3LINY1JB/D)4TMC(FYL^R*N`GU*ZF2N<.XXX)OL.R[X)F>V8[NJ7H?'
MHQ+GOAU=M#L;,KA4/O$(9+"3:CE\%PH%+CLHNQMRO#M'Q8"@M46TSM$DGA5[
M)4]9\0C?>.$HT9QY,&'LE9N5\=P7E@N)]@)@6-=P:+B^+\)\-+IS!&V1[12461'P':D&F
MX=6\%Y?XRV@G+.2-)*+.=TSF,G+LR*RB@KLRAPWM9;FIO?=S&G`P=@QQ/:C(
M:MZ)&M#INWA?9HCQ'K8"%@HR*--.4@7=`40Z&I?1/'+@8".M/8)`J8JSR6F!
MO`-\5R=64G)KZ![4G4,>;Z\/?%:UK`C[A`+;F!TIF0VN*C^3U>'PL3?8>F>+
M<3;2\;9GLBJ8.'9,UA^1Q00)6\2+TY_YPD5.?1!+Q(A`-"Z*D8)6,A-,87.!
M8W["I/#Z)1>EA#(=;!%Q@50<(5T<1FD`DT1V9D1?-QI8?LPI.W`\5FWQ-2$P
MXCW_#5AQ?B=SCJ!,34%
M$,5M:KBQ.,T6C#>5#Y\4YXQNA?=SL'2CZ>!*@FMT<*FA'_"!^3'P4?#P8C1S
M67$9.;,B1,EEJM_R^9S!73T:59.YE`7#R_LPH1VOFN:#[)R!+5)5U6[M/G@*
M]7[!X:-"V_/DGAKTY*9-'SZ`HA
MV0U\UO3!T36!LRP*754F2#DBA2J&!5^1Z??*55=7<)10N3!W6J4AR:I?]C'%
M`W6BD%%<]BQ6TZK1>G=XR4O._;*$(YW)IM(@@)")%QEQ8B6-81?["US!6I#2*+&/JS[L[I;2GMH&EQDEB[F!SPN/!>,`/QM'!Z:<74/A>2Q!
MQ$U(1SKH/HG##(<3]90\D)E=NY;@:99C8L9I%I#BDMV2D>2LH%"V9OK==J`4
M&_S_H51IU+,0?VF1(HW:N&?7<&BS<*M=S[`]-.]/Y%$#MAZGO3TV3E>_9XAA
M89$U1CS&ON;<&L3:;EE%O-C:%"8O;+BJ.U?;?TG#U[L;S'GW,`Y2YWK.KWW5
M:O1VPQN\S"\^KMI'2)/\4F28NZ8D-^5:$43M.47@VZ4=P9W*>RKP>8WN>*0E
MQ`$38;#Z>F*=/R^A0Q6[;JT*@W%T@WZV&TBWWJ99,?43_T66:Q*';V>"/WA/
M$<.["U^?M0TM5QT^H&$>0-=H#1:&`BJMA45%>0*U:",3^F:+?"90*DFHO"&4
M`H.^#`M>[4/C!U?,A;4$(V+-@[O-E1+![26&=XN!%J3WS2?4[-'.K=Y[,NTX
M@CA\=#^A-RROB/)H'AN,WR1Q\\#+4^-,?4T?;Z"'>..ZU'=JD%K984D$29*`
M?1QZ+%Y7-%Z4752[/Q2,.>`<0*H_=/-6!5B'78%GU4NXQR6YLSGE7Q"%W396CM[Z9<1@\<0K3=;K\:'#+.
M^`3-@A(%DHL=ALP9F948B7[?U^K`Y\VG.NVR2_4]1"A]5[T-0E"*X7C"+2-V
MUSGW:;+TUK*!"R0G'I9^
MC;/6@K?J&PA3B#UQHJ]R2BX4O2(4]`W58U7:1_!1@`S.O:S0T*96YDK[DE_980MGD-_R=7;NO\2GNRK3;NO560QXU)D*MO5
M)LB8F+PG^RUNLUEYR>AJT/:S^?:,&7T0D.=^QL'GCO;J>ET=5_,T?\*^L;*(
MR*Z*(W@F$?58R\<2L"5N:IV>5S8L'SJ;/?'P<\[HIA^QFC1I]F^Z7@I6L2@5
M"STEF$"D=E^^O::31:M$N`M[KGNPRUX5'B49KSX:V7F[DVR9+D4T8TO-1/HY
MPJ`PO;A,'H\=';X7.NR7[?VQIL*MWE+=..21>>YT7G_2>DPVO>&?L:6S23
MJT7-C=25+"^GSV!SMG`92RY0OHQ*"S!L:FY`MT)8)7],#&N*Q6M@L(/U_82M
M[]S#G9U1>D]P0#=5E@RO/^"_F!7/3A,=_JKG1&<7R(?7LR6+BGC\G241`19/V/S[.*I3^YPROA$[#07'HUC+-F]5$Q=T5R=.W<.0Y0NH3VKW3.AT
MD!96:/YK>,AAD5O:':@9:JT,OYRS",Z>H\
M[YBP4KLZ:AD?AW[%QX]0M$:U.!M=.395S3S;$.FL)H[X"*B9GAY<
MD^C[:)GCC0-0GUDP/MPX*'CS[F_G>&'6&;K=.0)>3TAH+P^1$M4H*@[$96(M
M(.-@Z6-L\6`:?7,M'1W#F!8[_7"/D8V1K4#\F0+!OM&\JFD8])W.@)X=T96-
M/>1O-':3^!V=>:NSUA\:`M".K`&PC4P^"ZBZ"_&\35"'IE=\(CFB.S*(RX&S
M)PQ/L,<--(\BP-C3]FK/0!T##NPQ#97.E448!U7;431KP7J:_UA)[P0E0N$X
M4Z.$%Y%1L@4)="C(4Z'+CZJ,1PZF[4\%*.HGI;;IZ]&?'Z!W?U"@8V]WH=;K
MLQ5[M5U>,?71YSFV>!3;=;-N#$E&7A"?@%G(!>ED+
M/:_C5]L24[X\;0:#T%,)=6S
ME*1;ZLDJDC2EX"$"(&=%Y0^/GMD^'C#6+N[))&S$)?"4]83\;B:/.@7`7-F6
M(5!,^$<%5^UA&LK-T_F%_ZL>:^MOE_=DA57Y-\8E+Y_Z`Y^[T-GX@A;QUG\@
MK"5\=4?CN[V\*U,#A1[%MW(J=[$P0HE;(AK#]RBUHAHR(EQBW^[:L:1<%OV1
MGG]8WB]O7NM,K@9`9#]0N%B$C&O15AD%%G2^L9O6PC'[QL.&MYS;[:WY>U86
M2<`XT9*1+^(I"EFB>:G9N'K8PZA!ASDZ-CQZ\+.+$S%;?Y"RVL^T>S:R)$"<
MB+6#FQ,OLN0:=#_"'AOF]`<>:-4"PP5RNICL153Y$A6("4BB8&P*MM3'!XJ8
MYIR:JB#K%B>?9)Y1!.G#%65DKH*W1MLQ9]_TVC)R$)#[^SHZ)^"BPTCVO<:'_'=RW
MF!;\]$/W&'\:6E_N0\]8N\WUI9<":X$D[)!C,^X0Q"#(/#EG('#6*V
M#`MROO#)!/_]U]>OKW^6N(3^+RXQY.U(2VFMT_K]![=_OH@_:'7J_2E("470
M$A'QH_=9U0BL9^H:DA6PPE!M;0[XWH18A6M@(1G`1YVY,8]R2JP@9U$O&3*78*8\1*
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M](JKH?9:X="P!?!$R)S<$$IW99/'A_@?YLN*G+(V,9L;#E),@@!?U1I398#)%0:CRWTQ&)]J"F]Z^"'(B'NE/A`_
M2.9._#(+>$4\?:<).Z=P07ON(*'0XYKBU$'\`%=<8,713I"/ZG?M,@_4&QD&
MJ>03SGJO9%SV%^\<#@I86K*M[A_91"6
ML0OH5)O>C"[R%W*BM6T;LCDC_5SMO#L^3(,.(80/K"J):ZSZ(\+&'.='?!M7
MC"7F[%8<2S>U/_(\R2\UG9?1R"T(DR)+&SRB=@D+&=AF+I1NWACJVSW/F
M<'>P58S8&BO7#YGO?+*$LS7L-ESRA-M'FG#>.?L09?F'9J-ACZ5KU_U`K/T3
MYN+&/9#VUPST,20F1"FP0_F_/NTR?:RQ1&V:X#4,?U#!$Q>3N'T@[MPX#'D?
MRIO?A!XZ7CC!)N?WCC?WH='QKBWUN6%W(Z.8W](ZS/6.J>MNT6Q.>=TBJ(>F
M\]XJQKK'-K*L^@'!`QTB7FT>K/17:_Z7#N0E?[:%=.4\)<>ES/@-L^FPX;U-
MOGF._X-0K@U(BXST8M<(7/R\V8,I8FYU$DL^"Q4W!O]W&^O#*+K8G#3)]T7T
MBUL79M/DQV1AHO4RCTR]`]7RH0FB[/E8?ZZHS.&\!%J[TC$XW-J/!N,+\;:]
M-9^+P.=CO#Q0I35MC[027*NAB^*YZ.D>DV<>CP50.*1Y))$Q\-9FLGK4-;3R
M<)HJ_:=A;M])@&L8R7!3D^N57/6+,Z#UMG/ZYH:5U_DH0.^$U>ZFMTM;F5-!
M&M>RA.&*&LXWCP`[K[/T",L@@]C/!%D61Q`IK*'?(;$`CL41=S'R)HB([8>#
MOC3B$QF*AC-62W`&J<8"U2Z%@')-&`<1:[P^PV`=OJ80'(%W;:BXEY`4
M.`U96%4&*]]JUDCT9O6@!)7`@F-%R8W2/&KR3%\U!<*(YDLTMHQ@C'F:+$?!
ML\6+\UOSRDYN[I*<@>+3.I'\W.D>L#9B<3WMAC@.H"QA'C3YG-)V.>'R00*`
MY9`#8'8[<'BD\FK+-=R^_"O``,`MW(8-"F5N9'-T3=^[XVNBL;L3]
M6(C0*5J.>U^->P;0$3%I8MNQQ_>-+@&EP#EW6'=%'=,/#9M,0\D=GVUCR;C7
MJ@)IOW(?TS)6%)0GNM&BHQY#`-Z1AH:W[84%0B4-R839)(10M0%(7V=[SNBR)>
MCD0XW_["ZE]?00-&3HEGM!!L"5@8BHET9T,&L!O#<"7[1D3TQ3)N'.
M+<8&B1P)XQK?N+ODH(L,B]"Q'Z'_7P8DD<)R7/1O"`B[').:S8&X[97\+W!_
M&!+]_@K`\KI'G3/D9T0>K'PZ/:C+=&JF)H[NX9V3[N[OET>C_AO8A
M^C\),%ISO\4/YT1N$JF'XF-F@M5[RD1.``.PA[/.IE^!>/34_@D-FH^&DF4HQ(G=`ARM6CN29TD
M2"8`PA$61FSDP.Q3P(W<>TAC:+4<$[*6?P%NV@2X(7`YGU#K3:1+L-<4J@[K
MN$+8CU9%!929BI7AM:*PQC`%1/#;GF.='I$'>PNYW,`&%ISP'%F);1QW`,(W
M*)RA,\6@1)P;H(.B.5K3SL>NBS!Y\1TWD/]TUF"A1.$,`TH4K\0'.R\D=Z06
M9,13JO5,VN_N"2Q0/-.0L(ZX'<:S/4VV1/0TKF;UI[XQR\%;7[^X,+QU(MQ:
M2I607N9!9YGJ*P!9IT<,G;HRKCGYS
M]"\%_RQ%>GU39Z`W.:6'W%3/.%;`F7B2H;:>^_!PHO>ZLP#'S"4P:3WYP#'I
M`Q,T?JDHTV3(HK*"\8S[M*XV!1+)L*Y^#?;@JIJ6O-5AF52.6<,C(3;JHC8W
M'N/+'!C1W;BC+ADR].I2*T5HJMB3R1[8>.4)C\]8\!G6B`D?-M.K91=SJ8\=>27
M']KGZ/JA9\(DNGEO3:,K3&]4@DKBNXXE>D&M'SJ`.,.]08924DN$J*I]I0
MXD?B/#:X&X=[7_"!HHJ6.O/&$&"L*F7>]\_98QPYKA%&X75179"W0$_5H
M9Q4FVDEV63,'_;`8P*29060AGW[0HJW.15VF2N#=*5:6CH@D
M"WNR%2J#0>1OXJKNT2LS%)>V61(]HI3%#2^J0:<-\X*>JU
M[^"HV*+7(:?ZV(P_[%YYG+I1X@=GCZ[WE[_Y#E(GRQU[=#+F=9?4P5[)G)/.8[YO/2+NA&
M[A+R,/F8Y`L2:COY(5"F;?),97QE$X=!&,+U35TMT%
MF\D99(K(!EL-ML8?+_K@/0IGN=@-2*F?P_J=[6(A+'5`ULU*X03_W?+Z1X`!
M`/I'WW4-"F5N9'-T(Z_0;I-%WW]3Z^A(,EQ(VG0R7ZZ$95E_EH^6(T_SNI0R??]*3LU+
M:<)DT&<-6KXOA]#RA9_U:__O^]>??WQ]^_I[6J?4_ZW3696EM2FOW[@
MZX^O)9=)_OK.KCM1@WY)_/U4M-5'13,U=0WII_MU^Y9C>WJSNBRU07JO(0V_
MDT=$=[Y%1U3W%8N-DH='#'%V^HP<&%/;AU1MPX)*G;*2E[4ZK:4.V
M)%3IT_^6X?_:;OY+V@[UM)-J5QI^:XNUTR/B=-_J,OCN(FHC)5Z$JQFWI7D-;TNU)`UD7AH4RUF(GM/Z716F!K?*HK_5$MY_7-.^9&KJ
M`:>>;FAEF*#\6(*N6IRS^+`OJ?@.,QJ*Z)R9S0E\HX6S?"N2*=(N4V5S
M+;Y9`P=/+2<\P4)P1M`WN;C&0(W[U,G2W`QZ!/GDPD]55=`+;E65S"S-.-M/
M#RV/PR>>!_I)O=:A>NT=XP"`N`^/5M_G*+\?L;;!4J2VP]A7+P<
M-_.(ZZNGXW!^1Q'83>8"KLG8%=``[6X<>6@#TBV86!S&2D"[0JY,B`Q^3$I*
MR&@]6HM*4C7KA5#S>.V4V24+PO12GGDS(&!BRE"OJ)DU]Y"=6>AR76;6\P$+
M]V67W0V!XM5J8HG>K`8##PV4,2Y#H[!L=MAYB`ZT6]QTA0'UQEZM\V._$\RE
M^JL)Q)U,%C4E6@OBFN=<1LE[#35MPJO$]MJ$[9J,/0LIL):"9%IOXLJ>O;SC
MMA]V+T!;3^CGMB44,;3*G%HNFJ'*QBVYM)YW6^C,J0T)]C0V)-AC)TJ/U$93
M_3#DC>:!-OVA',W4=0A#J^M(:'BP;+:CE0?3]898<=])KW60*F\[E(&AH[MK
M8F-6;F46(->Y%`=U2>KKSMT9;?02C9-/@]"^`(.ZNLP8TK%IW2RL.&%;(MRTA#9W1D,+WM:C3RFS,CD2BJ]!6JKO,&U5H?AMG'IS9G4/0W&J)6F=P
M695QL2J9:\45,,`:CC7[,1&;,_(#"6.@ZW#WBM<=!*ST3BWZ/.R(>%CQ0=@P
M`7['`BW-D\X&-,?C+^JJ66`7$U;9E:V*+8:`%H]GC98L9`4?%R2[''(4$-
M^*2V9:];J4ZZ+Y?97D;T.9,"$TBC%6(C[3#LK08IJC_D(XPS#,5G,UD3O/>^
M#<#IXT&?XT4W7/OR`!-K')?FF4;<.^AZLT%2WU5T1]]4/$T/;173CIQ$Q#<"
M>L3[S0`EBW1Z]&(WS-&N*$+/56ATVA//.>APS#\3'03\MC=O7H:Q[Q/\%_'[
ME+I].#7Y#."?/C6<"O3&82M&/(3<@ZBVIFFP^:=A%5>?S:*"-[,Z@GL9:M)K
M`IYQ'+?H&$@0Y]5PPVT`=UZJ,<`-^&S$9%!T@V0!,IA+11_.I%!E"(N,(RP3
MJL%PR/B/."ZUX936ID<[V0*J$[M60=UR%"3KBN-0=LYQST^\`O*_![*%2[>3'1X&$/
MTNX`9BF_]C[7]M4KO?HD:S.GZ&8U)'N/Y%L=6K<]9/I*Y9C-""QK\V<21_#]
M!'UY)O@N/3P9`7#M^<"WP:FA7R23]1ENG.>8AO\WEU8/FOG.D>"S8PBPS?NE
M>R8KKTM+3GZ'T(XU&"#YR&)PXVU$D^`-@DR,@M5F2KED&FM(UZ%<@CG]OND"
M-\AL>MCPJ(IJ\^HE;->V99@8VPFM8"H!&'1U^+:%,N.T_A7`Z0TZK=>U,C#5
ME=G"%NW-MD.H^;QJF%,M-JQ-+MM-17/.UJK1`PA!R:6QQ^E1Z#0\"H4]PTQ,
MJEW7D;W=&7;6P97867L9&:[0`@Z?C(Z=>?%UC98VAH=Q)UW<-R;'F.+MZ4JO
M'D*B7M#:K35DN\6OHGK.".UA;UN+8LCLW6<>&'_0+B3+:HVSM4:J09G3JUM"
M-5!6YRAZIXH56G::EP7XF:]KBX-XZ=2$U4Q>_3'7TP)8F0Q!4R#01]BX8BK-
ML&WHWM(YSNB/UN%PKK47[5MG]$0>X<#W^:P[5',$]6M,](R3`Q/_"PV[A/Q8
MJ]C^;,.OX.(F@]BZ2Y!_"]A9&`[QY??"T$=9*+@AWL1N-N#6:*D_G1HVN3T7
M6U[0]H;)T\,W_2/``+*FWR<-"F5N9'-TF84#2NM:)[40"!OK'Z]>-
MV]SV?C.[]1O^O,$XA,UX&VCB8;Q'F%@?-OK\=L.Q#9F'KOQ__W+[>ONY[67B
MRF_>[1FWM$<;P_;C'5??;W`$#KS==AOKL"V.,H*]@XQD=]]DH"&DNVP",2#-
M;W?83$-037(-JT![%SH>F>DVFWSU?BY@A^6T'V!)DU!.D8UH#\HH$:FFM<6Y
M.:G\=K+X$D`D7=1X[K`''G?@W%3W'8*0]FSO*MR.%8(L].!-
MEAR[.+]Z[T!+'U.)"-\;A@DC,LHHAT'&85W0MBC0,6+QE@FO&J%7F\J^Y&'C
MQ;6U'\4\.!.'F++FY&M$VN)%1A$`7Q1\)1"FP60PLH)V3<'T/R#?)!;P^V^&H(>$HP:\+Z!&U1E.[99K_9CWM'7IX$;P
M_3E-RUO]#-D]$Y[40!]`8),JVS5.K$`:)_PXY=?/D?HH#!^2T]_;#OW=T-T8
M5;$H:HGJAZE-J)0#YGKI`AW7/B[9<+I6;]C$#8;;Y%':%@V]*X)<:.U-<$WW
M,[6RX9M(M!QQGUMSH]\A6W]7U7WGC$-1)I8>DZ(8K1
M%%.?*WUY7[\K;TK=1__*;6Q)$A^Q_BM'ET[,=X]Z\O4-U3%?]X1:W,G'92R,
M?G9J[,M\G@;)\;')N_>U0X]BVNV;RHZ0@*M"LGB%OGCPM6)%6TA\2:1.V5
M2*4]H.'TL9HN3E`^]XAK<:DXF\='&Z7@
MI##I9I5Q12Z3J#M-%2A\^R7``%(4W3P-"F5N9'-T1Z/`ZF16Z!-Y\S
MBMZ!B31'WY[FZ-:3$CUZ4J$S3QKTXXW-RF(1I_8VF)U-@WGZ;._&8S#^?49^
M)ZM-"L0E84$\J9;Q):%'E`?SE\=T&V%0/'JYVSO9+-+<$A.QX#1Y_))F#TL+
M7X72X"SUHA%G*IBNDH<-Q.3>Y^2D>+X=A:$A(T$U?",*'XYR=>>DTV2=K5X^
MS;-UNB%7Z1]R7:R3_+.3727K-'`2$#C^+!Z=%*O[R[F3Q[9,[6(97!7E.EDY
MUHT/24-$7VVRRA:3_&&5$AK$-EW_($PH_WZHBR&7V:,MRN!GZU79N7&GBZ3$K*SXP5AA4GZEE0:C.D@?OIE,:!Y
M^92ZR)KPP/2]76YN>8@9?^M"B4"X.8V0OK[K"VG4W+6@.7>W4IHHQAQ/F`@E
MVC0:U,F0@ZLP5#L6NC:=;]"14C9/]%WS>649GP;YP*MEU&M#!,)+[MX/N\BT
M82>UAQWC5,$6P0?`SB/JW>`;L;"&'U-'1ND/@&`32C\@ZBX00>,@'-X-;0*J
MVP2H[I>-?Z9`[JE_PX=]^]X?/-JI?,[^8^77%=>N65?Q0N(#,[EJBTH`"+CW;9P"GN?RA=R4=AEMFCAL!)XOBO$W@>1?"<2WW#="XJ"
M=:%HS"%(-'N1:+;_H>K^>VK+ZV!0NG_8IS&['%<&>,K4UO"*J-9&0@[:BA*1\Z%J"Q*MO<3:.BYUAPX$@@]XX$
MFAUI.?!4&@V;!D3X,8>3:]G-D+G_>&J-B4VK[UJJ1]$VY2_3T?7[7Q\^77G[
M"*+-Z%D_W='6B:P^=EI'&>#MKP`#`(U+[H`-"F5N9'-T0E9"0=&`CQ:-(Y">
MV.K1GP,GR26D'5-O%-B:UR#'J#A2TK8V6
M0@\BY@&/N6H8V$"[)K"%D5O4*\&]H&('9),A7RDW(U.#:A.W`)HJ)7A.J+C7&E'`1?3=-CGATC.W"J#6^2LA&HRW_Y^U/;R@8S)!1B>W3_4<8+>(-
M%1NU^EIS*-G2N)1,2;AJ472>(YE+.QQ?R)&MQG4<>T,4HROV+#<4E)C6>\@F
M2QX)B=AJ0&IU6Z\V7U*US[$8*F=-+=ZV9<
M<4+6`UPW57G-'?HS8HX,49W2(OR90M^4Y]"%^*7'C=Z7+Z>%1ML^3I'0CL_#%/FT^;F7(=M*\X==)*5+)N))J1Z8P;J1QJ^I\^T]
MA#90L5[NY<8Q"2WU]G`Q;20(A(3`]F*J70%RD^TQQCQ&=(1U%$N"_6SF6/O&
M&3-_01)[-QAFM!KPI;:?S%PD`I)F6P%'984>?MO$;P9XI7R2*HZ$0"Q-+$T2
MQP;MHB0JQF1"&M.#7$!#@/TV\5FVR'B.Y&*5PSEBPDF`].'-RD;SZB9RX$'G
M_"@HSOQPX`FM2`)D8UREBX/2F!=V4OH=QW7"+R6WX(FTYULA-/<4
MNW';,X%_-B#S:9'2U,IREC=Y)EUBERZ8F>9"%
M:ZP&$D=9#G4HZT1)$
M__^70W=U8/5]'9!'2@/%UNBQM)0$BMJN)'#5*-]V].#PS3C41'.<^&IHM&M0
MQ?XA[S6^_:WN'K#VU`J[A`S;=0R2S%/M%-H4WS0JF]2J5>O>5Z;?`@P`HU+B
M%0T*96YD8PR:4$%-@N29XZL*XL=@'ZQ]MWL^4%]O6R&BKR%U8WVAI!!CY$&
M<%W;1$9"Q(-,^66ZM\'P<\IZ?@I#:=?-IOH"Q\I`C$_>NRV&+:L[AA0WK()D
MUUMIO;"A6=*3!BM3[!2R?3^DN(/ZFLXZ9`'O4*RT6OD7LQ_LCFIR3*
M6=VQ)+E$.&.\];N8VM(VGKQO5YM4VRI=\C0E_?%P7W(+:,"YIV_>W;):JWN6
M-!A*>#B`@MB.W>Y-.X`36V"+AXAC*6NY`&RU(O;?BM3XMA'-(!+V3EDBDE?#
MK!=2S%6O*)TQ!YNL5%MWCQ&->UL59YV.)3HJF@)%$]5)I)["`WKCM,=?T3["
MV/DMAO9'9FYJM-G:[[A#D)DA9T5==WHKVYFH&M%]K6LO6J/2="SL.(6[H]Q7UG`6WRR'VYP9:913!0=/FU$P\U\
MH;7.@3G&MFV_N=F,JR,!PAN[YX;806@`W"SAT1:-SOCI:&R.'[7&+$4$ZWAD
MEF5.2%DK'CCVZW0()LQT&R;'4<4CU7.T2H@[L!2FX]$5%-3_9(7^+\?2IE)(
M4TEE/.ZV":<+.`/%MORL*[>GBFT-Q+(7^>BW/%=@++\8264,PZ-*H);CC#*?
M(WTOX7^^P,OWD\_"_H0J%`2`ZDG[K`*7/V`J]AN'O]J<*?,D(IT11KW@DXRGL6.O&WP3M([I!Y?0)N8ZE;%)95(%0D("
M'$@CGF@+3Y5$J3,3P:$O%9?>Q`\@<.6]]Z&;Z/IQYJ-[],@3#[`Z.?(S>,\H
M")@D6@*]\-P*?RP_1!,JKE"*K`T&:)^^\36J./5A:"H/^`(UX4U._!1@F;(C
MN*=H!YV9^G`4]_;1J+(/!WX(R\>TRAC/GPWQN5<'F6`QYK*!"ILW_%B*K+L-
MKZ%9HZJCXG-Y/R\?F-IC2DA)FP:LP:O:;&K,!I7NOG*4$(L7#^P=GW%V/%]>
ML_GJG!W-%W?+F^5UP3;KY^R3ER;))Q_B##VH0A&$22I-P$UT@HQH,M+U2C3!
M!0/E\/OZ:L6`CR^+\NYVOKBJ(L$5:>UK:GP]N%H6%P`\0'ZT7,U7B^7\FIV8
M-^:ZQ!QI;U&49EF5&VSZ`8]$.MR6*\!."@->2`#%"!#0*S(^
MGA;/6>,GE$0DO,FJ:U..Z](\-I_?T@>R
MMUK;SF?UN@#)NM:EK?4+:'FA=^]+N):0Q!+]A;XG/7,M?+BL-G=LOH$<+^]\
M'!%LL[1?^6"CJQ!2/(GP-;97\S?S`1ULF4L0-(Q_;X5OA+?`9^R<1264)-!S
MA(5[7>UX,#OV\!9U.FVG[3D^U"[8!LO;R#1E*PTPKR%1*W9&HX3[T$#8^_G]
M)70FMW_8=KR_6*SO5YOEZI*]**$'73%J2V0I:)O:VJ'AY,#^%F```M@M*PT*
M96YDG)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M
M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!9&]B92!8
M35`@0V]R92`T+C(N,2UC,#0S(#4R+C,W,C&UL;G,Z6YT87@M;G,C(CX*("`@("`@
M/')D9CI$97-C&UL
M;G,Z<&1F/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@
M("`@/'!D9CI0&UP.D-R96%T941A=&4^,C`Q,2TP,BTP,E0Q-SHR
M-#HS,BTP-3HP,#PO>&UP.D-R96%T941A=&4^"B`@("`@(#PO&UP;65T83X*("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@(`H\/WAP86-K970@96YD/2)W(C\^#0IE;F1S=')E86T-
M96YD;V)J#3,@,"!O8FH-/#PO1FEL=&5R+T9L871E1&5C;V1E+T9I7!E+T]B:E-T;3X^&6N-,\YNW6;M5B;/C,E^U>).YX'PQ;GR
M,<(UT+1(R)533NHV^?^3$R4_#X%$-5#J.X8&)\88`\%.;92!N[CAZ--[NDNI
M+\@QB!:7=DH/AELB#RNHD?'[ML=#'9ED67X$&`#8=T&?#0IE;F1S=')E86T-
M96YD;V)J#34@,"!O8FH-/#PO1&5C;V1E4&%R;7,\/"]#;VQU;6YS(#0O4')E
M9&EC=&]R(#$R/CXO1FEL=&5R+T9L871E1&5C;V1E+TE$6SPU-C4U1#