X0201 42004-01-06 0000830257 BSB BANCORP INC BSBN 0001027198 ONEIL MARK T JR 58-68 EXCHANGE STREET BINGHAMTON NY 13901 1000Common Stock2004-01-064M0375010.4444A9566.063DOption-Right-to-Buy10.44442004-01-064M0375010.4444A1994-10-252004-04-25Common37500DLarry G. Denniston, Attorney-in-Fact2004-01-07