EXHIBIT 26(c)(iii)

Commission Schedule For Variable Appreciable Life Insurance Contracts

I. District Agencies

A. First year commissions on contracts issued on the following insureds:

Commission as Percentage

Insured of Scheduled Premiums

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Under Age 60 50%

Age 60-69 45%

Age 70-75 40%

B. Commissions on renewal scheduled premiums in contract years two

through four, whether paid or not, are 7%;

C. On premiums paid in excess of the first scheduled premium, a

commission of 3% will be paid until the client has paid premiums equal to ten years of scheduled premiums, and 2% thereafter.

II. ORDINARY AGENCIES

A. First year commissions are the same as those stated above for District

Agencies.

B. Commissions on renewal scheduled premiums on contracts sold through

Ordinary Agencies depend on the classification of the selling agent.

1. For agents in categories T (Career agent - ICP/TAP), W (Career

agent - temporary ACCUM), and Y (Career agent - temporary), the

following commission schedule on renewal scheduled premiums

applies.

Commission as Percentage of Scheduled Premiums

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12% in contract years two through four; 3% in contract

years five through ten

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2. For agents in categories A (Asst. Mgr. or Assoc. mgr.), B

(Broker), G (Part-Time Special Agent), K (Retired Agent), M

(Manager), P (part-Time Special AGENT), S (Surplus Broker), and U

(Manager), the commission rate on renewal scheduled premiums is

5% for contract years two through ten.

3. For agents in categories F (Asst. Mgr. or Assoc. Mgr., Special),

E (Full-Time Agents, PCAP), V (Full-Time Career Agents), and N

(Agent Emeritus), the following commission schedule on renewal

scheduled premiums applies:

Cornmission as Percentage

of Scheduled Premiums

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10% in contract years two through four; 3% in contract years five through ten

4. Agents with less than three years of service may be paid on a

different basis. Agents who meet certain productivity,

profitability, and persistency standards with regard to the sale

of the contracts will be eligible for additional compensation.

III. The registered representatives of Prudential-Bache Securities, Inc. will be

paid the following commissions on contracts they sell: the same as stated

above for District Agencies for first year scheduled premiums, and 5% of

the second through tenth year scheduled premiums. They will also be paid 3%

of premiums paid in excess of scheduled premiums until the client has paid

premiums equal to ten years of scheduled premiums, and 2% thereafter.

IV. In the event a contract lapses or is surrendered within the first two

contract years, a portion or all of the first year commission may be

subject to recapture by The Prudential. If the contract lapses at the end

of year one, 30% of the commission is subject to recapture. A higher

percentage of the first year commission may be recaptured on earlier

lapses. A lower and decreasing portion of the first year commission is

subject to recapture throughout the second contract year.

V. The Contract may also be sold through other broker-dealers authorized by

Prusec and applicable law to do so. Registered representatives of such

other broker-dealers may be paid on a different basis than that stated

above.