COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Schedule of Off-Balance Sheet Financial Instruments

The following represents a summary of off-balance sheet financial instruments at year-end:

 

	December 31,
(Dollars in thousands)	2024		2023
Financial instruments with contract amounts which represent potential credit risk:
Commercial and industrial loan commitments	$	1,841,169	$	1,717,924
Owner-occupied commercial loan commitments	54,162		57,013
Commercial mortgages loan commitments	132,276		136,379
Construction loan commitments	626,847		725,591
Commercial standby letters of credit	101,448		107,031
Residential loan commitments(1)	12,751		11,797
Consumer loan commitments(2)	1,476,847		1,363,458
Total	$	4,245,500	$	4,119,193

(1)Not reflected in the table above are commitments to sell residential loans of $18.2 million and $16.3 million at December 31, 2024 and 2023, respectively.

(2)Consumer loan commitments of $1.0 billion and $0.6 billion were secured by real estate at December 31, 2024 and 2023, respectively..