STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)

12 Months Ended

Dec. 31, 2024

The following table presents the capital position of the Bank and the Company as of December 31, 2024 and 2023:


	Consolidated Capital				Minimum For Capital Adequacy Purposes				To Be Well-Capitalized Under Prompt Corrective Action Provisions
(Dollars in thousands)	Amount		Percent		Amount		Percent		Amount		Percent
December 31, 2024
Total Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	$	2,470,183	15.13	%	$	1,306,507	8.00	%	$	1,633,133	10.00	%
WSFS Financial Corporation	2,575,170		15.77		1,306,677		8.00		1,633,346		10.00
Tier 1 Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	2,265,995		13.88		979,880		6.00		1,306,507		8.00
WSFS Financial Corporation	2,254,907		13.81		980,008		6.00		1,306,677		8.00
Common Equity Tier 1 Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	2,265,995		13.88		734,910		4.50		1,061,537		6.50
WSFS Financial Corporation	2,254,907		13.81		735,006		4.50		1,061,675		6.50
Tier 1 Leverage Capital
Wilmington Savings Fund Society, FSB	2,265,995		11.03		822,045		4.00		1,027,556		5.00
WSFS Financial Corporation	2,254,907		10.96		822,637		4.00		1,028,296		5.00

December 31, 2023
Total Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	$	2,382,514	14.96	%	$	1,273,856	8.00	%	$	1,592,320	10.00	%
WSFS Financial Corporation	2,426,577		15.23		1,274,611		8.00		1,593,264		10.00
Tier 1 Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	2,184,193		13.72		955,392		6.00		1,273,856		8.00
WSFS Financial Corporation	2,098,403		13.17		955,958		6.00		1,274,611		8.00
Common Equity Tier 1 Capital (to risk-weighted assets)
Wilmington Savings Fund Society, FSB	2,184,193		13.72		716,544		4.50		1,035,008		6.50
WSFS Financial Corporation	2,098,403		13.17		716,969		4.50		1,035,621		6.50
Tier 1 Leverage Capital
Wilmington Savings Fund Society, FSB	2,184,193		10.92		800,021		4.00		1,000,026		5.00
WSFS Financial Corporation	2,098,403		10.48		800,934		4.00		1,001,168		5.00