XML 91 R73.htm IDEA: XBRL DOCUMENT v3.22.0.1
Allowance for Credit Losses and Credit Quality Information - Schedule of Allowance for Loan Losses and Loan Balances (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Allowance for credit losses      
Beginning balance $ 228,804 $ 47,576  
Charge-offs (28,315) (13,521)  
Recoveries 11,105 5,714  
(Credit) provision (117,087) 153,180 $ 25,560
Ending balance 94,507 228,804 47,576
Allowance for loan and lease losses      
Beginning balance   47,576 39,539
Charge-offs     (22,273)
Recoveries     4,750
(Credit) provision     24,473
Provision for acquired loans     1,087
Ending balance     47,576
Loans evaluated on an individual basis 8 14 1,841
Loans evaluated on a collective basis 94,499 228,790 45,335
Acquired loans evaluated for impairment     400
Loans evaluated on an individual basis 21,138 49,224 36,589
Loans evaluated on a collective basis 7,860,917 8,965,453 5,179,722
Acquired nonimpaired loans     3,221,316
Acquired impaired loans     26,935
Ending balance 7,882,055 9,014,677 8,464,562
Reverse mortgage, fair value 3,900 10,100 16,600
Initial allowance on loans purchased with credit deterioration   100  
Performing TDRs 14,204 15,539 14,300
Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   35,855  
Ending balance     35,855
Commercial | Commercial and industrial      
Allowance for credit losses      
Beginning balance 150,875 22,849  
Charge-offs (23,592) (10,388)  
Recoveries 8,756 4,255  
(Credit) provision (86,072) 114,412  
Ending balance 49,967 150,875 22,849
Allowance for loan and lease losses      
Beginning balance   22,849 14,211
Charge-offs     (17,258)
Recoveries     1,621
(Credit) provision     23,977
Provision for acquired loans     298
Ending balance     22,849
Loans evaluated on an individual basis 1 1 1,179
Loans evaluated on a collective basis 49,966 150,874 21,664
Acquired loans evaluated for impairment     6
Loans evaluated on an individual basis 8,363 14,048 11,158
Loans evaluated on a collective basis 2,261,956 2,935,255 1,619,549
Acquired nonimpaired loans     603,157
Acquired impaired loans     1,564
Ending balance 2,270,319 2,949,303 2,235,428
Commercial | Commercial and industrial | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   19,747  
Ending balance     19,747
Commercial | Owner-occupied commercial      
Allowance for credit losses      
Beginning balance 9,615 4,616  
Charge-offs (83) (336)  
Recoveries 160 142  
(Credit) provision (5,118) 6,665  
Ending balance 4,574 9,615 4,616
Allowance for loan and lease losses      
Beginning balance   4,616 5,057
Charge-offs     (354)
Recoveries     200
(Credit) provision     (472)
Provision for acquired loans     185
Ending balance     4,616
Loans evaluated on an individual basis 0 0 23
Loans evaluated on a collective basis 4,574 9,615 4,383
Acquired loans evaluated for impairment     210
Loans evaluated on an individual basis 1,690 6,496 4,060
Loans evaluated on a collective basis 1,340,017 1,326,231 971,694
Acquired nonimpaired loans     313,955
Acquired impaired loans     6,757
Ending balance 1,341,707 1,332,727 1,296,466
Commercial | Owner-occupied commercial | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   (1,472)  
Ending balance     (1,472)
Commercial | Commercial mortgages      
Allowance for credit losses      
Beginning balance 31,071 7,452  
Charge-offs (73) (104)  
Recoveries 269 158  
(Credit) provision (19,644) 21,903  
Ending balance 11,623 31,071 7,452
Allowance for loan and lease losses      
Beginning balance   7,452 6,806
Charge-offs     (159)
Recoveries     1,546
(Credit) provision     (830)
Provision for acquired loans     89
Ending balance     7,452
Loans evaluated on an individual basis 7 13 0
Loans evaluated on a collective basis 11,616 31,058 7,387
Acquired loans evaluated for impairment     65
Loans evaluated on an individual basis 3,764 20,309 1,753
Loans evaluated on a collective basis 1,877,746 2,065,753 1,105,174
Acquired nonimpaired loans     1,107,379
Acquired impaired loans     8,670
Ending balance 1,881,510 2,086,062 2,222,976
Commercial | Commercial mortgages | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   1,662  
Ending balance     1,662
Commercial | Construction      
Allowance for credit losses      
Beginning balance 12,190 3,891  
Charge-offs (2,473) 0  
Recoveries 0 36  
(Credit) provision (7,814) 7,582  
Ending balance 1,903 12,190 3,891
Allowance for loan and lease losses      
Beginning balance   3,891 3,712
Charge-offs     (42)
Recoveries     4
(Credit) provision     207
Provision for acquired loans     10
Ending balance     3,891
Loans evaluated on an individual basis 0 0 0
Loans evaluated on a collective basis 1,903 12,190 3,867
Acquired loans evaluated for impairment     24
Loans evaluated on an individual basis 0 79 0
Loans evaluated on a collective basis 687,213 716,196 437,999
Acquired nonimpaired loans     142,592
Acquired impaired loans     491
Ending balance 687,213 716,275 581,082
Commercial | Construction | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   681  
Ending balance     681
Residential      
Allowance for credit losses      
Beginning balance 6,893 1,381  
Charge-offs 0 (229)  
Recoveries 789 230  
(Credit) provision (4,330) (2,011)  
Ending balance 3,352 6,893 1,381
Allowance for loan and lease losses      
Beginning balance   1,381 1,428
Charge-offs     (322)
Recoveries     (84)
(Credit) provision     126
Provision for acquired loans     233
Ending balance     1,381
Loans evaluated on an individual basis 0 0 463
Loans evaluated on a collective basis 3,352 6,893 824
Acquired loans evaluated for impairment     94
Loans evaluated on an individual basis 5,000 5,921 12,151
Loans evaluated on a collective basis 537,733 758,472 145,582
Acquired nonimpaired loans     834,820
Acquired impaired loans     7,326
Ending balance 542,733 764,393 999,879
Residential | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   7,522  
Ending balance     7,522
Consumer      
Allowance for credit losses      
Beginning balance 18,160 7,387  
Charge-offs (2,094) (2,464)  
Recoveries 1,131 893  
(Credit) provision 5,891 4,629  
Ending balance 23,088 18,160 7,387
Allowance for loan and lease losses      
Beginning balance   7,387 8,325
Charge-offs     (4,138)
Recoveries     1,463
(Credit) provision     1,465
Provision for acquired loans     272
Ending balance     7,387
Loans evaluated on an individual basis 0 0 176
Loans evaluated on a collective basis 23,088 18,160 7,210
Acquired loans evaluated for impairment     1
Loans evaluated on an individual basis 2,321 2,371 7,467
Loans evaluated on a collective basis 1,156,252 1,163,546 899,724
Acquired nonimpaired loans     219,413
Acquired impaired loans     2,127
Ending balance $ 1,158,573 1,165,917 1,128,731
Consumer | Impact of adoption ASC 326      
Allowance for credit losses      
Beginning balance   $ 7,715  
Ending balance     $ 7,715