Independent Auditors' Consent

The Board of Directors
WSFS Financial Corporation



         We  consent  to the  incorporation  by  reference  in the  Registration
Statement  on Form S-8  related to the WSFS  Financial  Corporation  Amended and
Restated 1997 Stock Option Plan filed on behalf of WSFS Financial Corporation of
our report dated  January 20, 2003,  relating to the  consolidated  statement of
condition of WSFS Financial Corporation and subsidiaries as of December 31, 2002
and 2001,  and the related  consolidated  statements of  operations,  changes in
stockholders'  equity,  and cash  flows for each of the years in the  three-year
period ended  December 31, 2002,  which report  appears in the December 31, 2002
annual report on Form 10-K of WSFS Financial Corporation.





                                                  /S/KPMG LLP
                                                  -----------
                                                     KPMG LLP

Philadelphia, Pennsylvania
June 25, 2003