INDEPENDENT AUDITORS' CONSENT





The Board of Directors
WSFS Financial Corporation:

We consent to incorporation  by reference in the  registration  statements (Nos.
33-56108,  333-26099,  333-33713 and  333-40032)  on Form S-8 of WSFS  Financial
Corporation of our report dated June 6, 2003,  relating to the statements of net
assets available for benefits of WSFS Financial  Corporation  401(k) Savings and
Retirement Plan as of December 31, 2002 and 2001, and the related  statements of
changes  in net  assets  available  for  benefits  for each of the  years in the
three-year  period  ended  December  31,  2002,  which report is included in the
annual  report on Form 11-K of WSFS  Financial  Corporation  401(k)  Savings and
Retirement Plan for the year ended December 31, 2002.


/s/  KPMG LLP

Philadelphia, Pennsylvania
June 23, 2003