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      <None>0</None>
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    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>31609A404</cusip>
    <value>42768801</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1285893</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1285328</Sole>
      <Shared>381</Shared>
      <None>184</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>31609A404</cusip>
    <value>10643</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>320</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Financial Select Sector SPDR Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>214822</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4102</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4102</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ford Motor Co</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>345370860</cusip>
    <value>244874</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22569</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22569</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>360271100</cusip>
    <value>382971</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21229</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21229</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>369604301</cusip>
    <value>3224067</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12526</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12526</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>36828A101</cusip>
    <value>1576867</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2980</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2980</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Goldman Sachs Group Inc</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>38141G104</cusip>
    <value>676609</value>
    <shrsOrPrnAmt>
      <sshPrnamt>956</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>956</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Goldman Sachs Small Cap Equity ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>38149W614</cusip>
    <value>23263745</value>
    <shrsOrPrnAmt>
      <sshPrnamt>460932</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>460751</Sole>
      <Shared>125</Shared>
      <None>56</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Goldman Sachs Small Cap Equity ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>38149W614</cusip>
    <value>4946</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>98</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Hershey Co</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>427866108</cusip>
    <value>406412</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2449</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2449</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Home Depot</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>437076102</cusip>
    <value>2048418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5587</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5587</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Honeywell International Inc</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>438516106</cusip>
    <value>875629</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3760</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3760</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>International Business Machines Corp</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>459200101</cusip>
    <value>264123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>896</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>896</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTUIT</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>461202103</cusip>
    <value>452887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>575</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>46120E602</cusip>
    <value>870543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1602</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1602</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46090E103</cusip>
    <value>417591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>757</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>757</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46138J619</cusip>
    <value>57709162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>998774</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>998305</Sole>
      <Shared>337</Shared>
      <None>132</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46138J619</cusip>
    <value>16698</value>
    <shrsOrPrnAmt>
      <sshPrnamt>289</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>289</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco Russell 2000 Dynamic Multifactor</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46138J593</cusip>
    <value>494630</value>
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      <sshPrnamt>12338</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12338</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>iShares Core Dividend Growth ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46434V621</cusip>
    <value>384791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6018</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6018</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>46432F842</cusip>
    <value>3777303</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45248</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>45248</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>46434G103</cusip>
    <value>2899029</value>
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      <sshPrnamt>48293</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>48293</Sole>
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      <None>0</None>
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  </infoTable>
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    <nameOfIssuer>iShares Core S&amp;P 500 Index Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287200</cusip>
    <value>82761003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>133292</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>133237</Sole>
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      <None>19</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P 500 Index Fund</nameOfIssuer>
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    <cusip>464287200</cusip>
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      <sshPrnamt>33</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>33</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P Mid-Cap Index Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287507</cusip>
    <value>1479425</value>
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      <sshPrnamt>23854</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
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    <cusip>464287804</cusip>
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      <sshPrnamt>6917</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6917</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
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    <cusip>464287226</cusip>
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      <sshPrnamt>19246</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19246</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares MSCI ACWI ex US ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464288240</cusip>
    <value>1587182</value>
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      <sshPrnamt>26045</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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    <nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464287465</cusip>
    <value>1393143</value>
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      <sshPrnamt>15585</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15585</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464287234</cusip>
    <value>650227</value>
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      <sshPrnamt>13479</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13479</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares National Muni Bond</nameOfIssuer>
    <titleOfClass>Fixed Income ETF</titleOfClass>
    <cusip>464288414</cusip>
    <value>291081</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2786</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2786</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287614</cusip>
    <value>1168869</value>
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      <sshPrnamt>2753</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2753</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Russell 1000 Index Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287622</cusip>
    <value>2329111</value>
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      <sshPrnamt>6859</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6859</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287598</cusip>
    <value>492373</value>
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      <sshPrnamt>2535</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2535</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464288778</cusip>
    <value>277232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5595</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5595</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Trust Dow Jones United States Financial</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287770</cusip>
    <value>315265</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3683</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3683</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>478160104</cusip>
    <value>1098731</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7193</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7193</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>JPMorgan Active Growth</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>46654Q609</cusip>
    <value>17208578</value>
    <shrsOrPrnAmt>
      <sshPrnamt>199937</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>199745</Sole>
      <Shared>192</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>JPMorgan Active Value</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
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      <None>0</None>
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</informationTable>
