DERIVATIVE FINANCIAL INSTRUMENTS (Tables)

12 Months Ended

Dec. 31, 2024

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Fair Value of Derivative Instruments

The following table summarizes the notional values and fair value of the Company's derivative instruments at December 31, 2024 and 2023:

	December 31, 2024					December 31, 2023
	Notional Amount		Balance Sheet Location	Fair Value		Notional Amount		Balance Sheet Location	Fair Value
Derivatives designated as hedging instruments:
Cash flow hedge designation:
Interest rate swaps - FHLB advances	$	75,000	Other assets	$	1,138	$	75,000	Other assets	$	135
Interest rate swaps - AFS securities	n/a		Other liabilities	n/a		50,000		Other liabilities	(426)
Fair value hedge designation:
Interest rate swaps - commercial loans	100,000		Other liabilities	(252)		100,000		Other liabilities	(1,718)
Total derivatives designated as hedging instruments				$	886				$	(2,009)
Derivatives not designated as hedging instruments:
Interest rate swaps	$	388,851	Other assets	$	12,240	$	216,485	Other assets	$	11,157
Interest rate swaps	388,851		Other liabilities	(12,239)		216,485		Other liabilities	(11,253)
Purchased options – rate cap	5,813		Other assets	5		5,909		Other assets	8
Written options – rate cap	5,813		Other liabilities	(5)		5,909		Other liabilities	(8)
Risk participations - sold credit protection	47,545		Other liabilities	(79)		32,722		Other liabilities	(59)
Risk participations - purchased credit protection	23,726		Other assets	48		11,035		Other assets	28
Interest rate lock commitments with customers	679		Other assets	20		2,181		Other assets	55
Forward sale commitments	6,508		Other assets	24		688		Other assets	(4)
Total derivatives not designated as hedging instruments				$	14				$	(76)

Effect of Derivative Financial Instruments on OCI and Net Income

The following tables summarize the effect of the Company's derivative financial instruments on OCI and net income at December 31, 2024, 2023 and 2022:

	Amount of Gain (Loss) Recognized in OCI on Derivative
	2024		2023		2022
Derivatives in cash flow hedging relationships:
Interest rate products	$	1,429	$	682	$	(972)
Total	$	1,429	$	682	$	(972)

	Amount of Loss Reclassified from AOCI into Income						Location of Loss Recognized from AOCI into Income
	2024		2023		2022
Derivatives in cash flow hedging relationships:
Interest rate products	$	—	$	—	$	—	Interest income / Interest expense
Total	$	—	$	—	$	—

	Amount of Gain (Loss) Recognized in Income						Location of Gain (Loss) Recognized in Income
	2024		2023		2022
Derivatives designated as hedging instruments
Fair value hedge designation:
Interest rate swaps - commercial loans (1)	$	8	$	4	n/a		Interest income on loans
Derivatives not designated as hedging instruments:
Interest rate products	$	98	$	(232)	$	30	Other operating expenses
Risk participation agreements	186		(16)		88		Other operating expenses
Interest rate lock commitments with customers	(35)		20		(318)		Mortgage banking activities
Forward sale commitments	28		(144)		88		Mortgage banking activities
Total derivatives not designated as hedging instruments	$	277	$	(372)	$	(113)
(1) Amount includes the net of the change in the fair value of the interest rate swaps hedging commercial loans and the change in the carrying value included in the hedged commercial loans.

Summary of Interest Rate Swap Components

The following table presents the carrying amount and associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of December 31, 2024 and 2023:

	Carrying Amounts of Hedged Assets				Cumulative Amounts of Fair Value Hedging Adjustments Included in the Carrying Amounts of the Hedged Assets
	2024		2023		2024		2023
Commercial loans	$	100,000	$	100,000	$	252	$	1,722

The following table is a summary of components for interest rate swap designated as hedging instruments at December 31, 2024 and 2023:

	Weighted Average Pay Rate		Weighted Average Receive Rate		Weighted Average Maturity in Years
December 31, 2024
Cash flow hedge designation:
Interest rate swaps - FHLB advances	3.49	%	4.53	%	3.3
Fair value hedge designation:
Interest rate swaps - commercial loans	4.12	%	4.53	%	2.7
December 31, 2023
Cash flow hedge designation:
Interest rate swaps - FHLB advances	3.49	%	5.34	%	4.3
Interest rate swaps - AFS securities	5.34	%	3.73	%	0.7
Fair value hedge designation:
Interest rate swaps - commercial loans	4.12	%	5.34	%	3.7