Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 21,217	$ 26,203
Interest-bearing deposits with banks	187,493	99,055
Cash and cash equivalents	208,710	125,258
Restricted investments in bank stocks	7,252	10,563
Securities available for sale (amortized cost of $466,806 and $460,999 at December 31, 2021 and 2020, respectively)	472,438	466,465
Loans held for sale, at fair value	8,868	11,734
Loans	1,979,986	1,979,690
Less: Allowance for loan losses	(21,180)	(20,151)
Net loans	1,958,806	1,959,539
Premises and equipment, net	34,045	35,149
Cash surrender value of life insurance	70,217	68,554
Goodwill	18,724	18,724
Other intangible assets, net	4,183	5,458
Accrued interest receivable	8,234	8,927
Other assets	43,088	40,201
Total assets	2,834,565	2,750,572
Deposits:
Noninterest-bearing	553,238	456,778
Interest-bearing	1,911,691	1,900,102
Total deposits	2,464,929	2,356,880
Securities sold under agreements to repurchase	23,301	19,466
FHLB advances and other	1,896	58,045
Subordinated notes	31,963	31,903
Other liabilities	40,820	38,029
Total liabilities	2,562,909	2,504,323
Shareholders’ Equity
Preferred stock, $1.25 par value per share; 500,000 shares authorized; no shares issued or outstanding	0	0
Common stock, no par value—$0.05205 stated value per share 50,000,000 shares authorized; 11,258,167 shares issued and 11,183,050 outstanding at December 31, 2021; 11,257,046 shares issued and 11,201,317 outstanding at December 31, 2020	586	586
Additional paid—in capital	189,689	189,066
Retained earnings	78,700	54,099
Accumulated other comprehensive income (loss)	4,449	3,346
Treasury stock— 75,117 and 55,729 shares, at cost, at December 31, 2021 and 2020, respectively	(1,768)	(848)
Total shareholders’ equity	271,656	246,249
Total liabilities and shareholders’ equity	$ 2,834,565	$ 2,750,572