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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 12 Months Ended
Dec. 31, 2019
Fair Value Disclosures [Abstract]  
Schedule of Commitments and Conditional Obligations The following table presents these contractual, or notional, amounts at December 31, 2019, and 2018.
 
20192018
Commitments to fund:
Home equity lines of credit$205,502  $160,971  
1-4 family residential construction loans19,812  13,002  
Commercial real estate, construction and land development loans19,018  31,133  
Commercial, industrial and other loans222,288  147,518  
Standby letters of credit10,588  13,909  
Schedule of Net Amount Expensed (Recovered) For This Off- Balance Sheet Credit Exposures Reserve The following table presents the net amount expensed for this off-balance sheet credit exposures reserve for years ended December 31, 2019, 2018 and 2017.
201920182017
Off-balance sheet credit exposures expense $39  $182  $32  
Schedule of MPF Program Recourse Loss Expense The following table presents the net amounts expensed (recovered) for years ended December 31, 2019, 2018 and 2017.
201920182017
MPF program recourse (recovery) loss$(20) $(135) $25