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SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2019
Equity [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
The following table presents capital amounts and ratios at December 31, 2019 and 2018. 
 Actual
For Capital Adequacy Purposes
 (includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective
Action Regulations
AmountRatioAmountRatioAmountRatio
December 31, 2019
Total risk-based capital:
Orrstown Financial Services, Inc.$244,003  14.1 %$182,028  10.500 %n/an/a
Orrstown Bank231,805  13.4 %181,948  10.500 %$173,284  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %147,356  8.500 %n/an/a
Orrstown Bank216,100  12.5 %147,291  8.500 %138,627  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %121,352  7.000 %n/an/a
Orrstown Bank216,100  12.5 %121,299  7.000 %112,635  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.196,451  8.6 %91,782  4.0 %n/an/a
Orrstown Bank216,100  9.4 %91,798  4.0 %114,747  5.0 %
December 31, 2018
Total risk-based capital:
Orrstown Financial Services, Inc.$206,988  15.6 %$131,393  9.875 %n/an/a
Orrstown Bank177,892  13.4 %131,286  9.875 %$132,948  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.160,117  12.0 %104,782  7.875 %n/an/a
Orrstown Bank162,880  12.3 %104,696  7.875 %106,358  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.160,117  12.0 %84,823  6.375 %n/a  n/a  
Orrstown Bank162,880  12.3 %84,754  6.375 %86,416  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.160,117  8.4 %76,089  4.0 %n/an/a
Orrstown Bank162,880  8.6 %76,113  4.0 %95,142  5.0 %