Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 25,969	$ 26,156
Interest-bearing deposits with banks	30,493	45,664
Federal funds sold	0	16,995
Cash and cash equivalents	56,462	88,815
Restricted investments in bank stocks	16,184	10,842
AFS securities	490,386	465,844
Loans held for sale, at fair value	9,364	0
Loans held for sale, at cost	0	3,340
Loans	1,644,330	1,247,657
Less: Allowance for loan losses	(14,655)	(14,014)
Net loans	1,629,675	1,233,643
Premises and equipment, net	37,524	38,201
Cash surrender value of life insurance	63,613	41,327
Goodwill	19,925	12,592
Other intangible assets, net	7,180	3,910
Accrued interest receivable	6,040	5,927
Other assets	46,921	29,947
Total assets	2,383,274	1,934,388
Deposits:
Deposits:	249,450	204,843
Interest-bearing	1,626,072	1,353,913
Total deposits	1,875,522	1,558,756
Short-term borrowings	154,869	64,069
Long-term debt	63,067	83,450
Subordinated Debt	31,847	31,859
Other liabilities	34,720	22,821
Total liabilities	2,160,025	1,760,955
Shareholders’ Equity
Preferred stock, $1.25 par value per share; 500,000 shares authorized; no shares issued or outstanding	0	0
Common stock, no par value—$0.05205 stated value per share 50,000,000 shares authorized; 11,220,604 shares issued and 11,199,874 outstanding at December 31, 2019; 9,439,255 shares issued and 9,430,224 outstanding at December 31, 2018	584	491
Additional paid—in capital	188,365	151,678
Retained earnings	35,246	24,472
Accumulated other comprehensive loss	(480)	(2,972)
Treasury stock—common, 9,031 and 817 shares, at cost	(466)	(236)
Total shareholders’ equity	223,249	173,433
Total liabilities and shareholders’ equity	$ 2,383,274	$ 1,934,388