Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 15,524	$ 12,995
Interest bearing deposits with banks	20,213	24,565
Cash and cash equivalents	35,737	37,560
Restricted investments in bank stock	9,334	9,921
Securities available for sale	402,563	406,943
Loans held for sale	4,164	1,936
Loans	680,374	671,037
Less: Allowance for loan losses	(16,019)	(20,965)
Net loans	664,355	650,072
Premises and equipment, net	25,293	26,441
Cash surrender value of life insurance	26,432	25,850
Intangible assets	465	622
Accrued interest receivable	3,151	3,400
Other assets	11,898	15,067
Total assets	1,183,392	1,177,812
Deposits:
Non-interest bearing	125,833	116,371
Interest bearing	863,401	884,019
Total deposits	989,234	1,000,390
Short-term borrowings	56,279	59,032
Long-term debt	14,986	16,077
Accrued interest and other liabilities	16,375	10,874
Total liabilities	1,076,874	1,086,373
Shareholders’ Equity
Preferred stock, $1.25 par value per share; 500,000 shares authorized; no shares issued or outstanding	0	0
Common stock, no par value - $ 0.05205 stated value per share 50,000,000 shares authorized; 8,264,548 and 8,107,274 shares issued; 8,263,737 and 8,106,463 shares outstanding	430	422
Additional paid - in capital	123,280	123,105
Retained earnings (accumulated deficit)	(17,227)	(27,255)
Accumulated other comprehensive income (loss)	55	(4,813)
Treasury stock - common, 811 shares, at cost	(20)	(20)
Total shareholders’ equity	106,518	91,439
Total liabilities and shareholders’ equity	$ 1,183,392	$ 1,177,812