FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2024

Condensed Financial Information Disclosure [Abstract]

Summary of Financial Instruments With Off-Balance Sheet Credit Risk

A summary of the financial instruments with off-balance sheet credit risk is as follows at December 31 for the years indicated:

(In thousands)	2024		2023
Commercial real estate development and construction	$	336,837	$	572,540
Residential real estate-development and construction	610,428		713,903
Real estate-residential mortgage	11,237		16,608
Lines of credit, principally home equity and business lines	2,330,736		2,405,150
Standby letters of credit	95,231		71,817
Total commitments to extend credit and available credit lines	$	3,384,469	$	3,780,018