BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2024

Debt Disclosure [Abstract]

Schedule of Subordinated Borrowing

The following table provides information on subordinated debentures for the period indicated:

(In thousands)	2024		2023
Fixed to floating rate sub debt, 3.875%	$	200,000	$	200,000
Fixed to floating rate sub debt, 7.41%	175,000		175,000
Total subordinated debt	375,000		375,000
Less: Debt issuance costs	(3,600)		(4,197)
Long-term borrowings	$	371,400	$	370,803

Retail Repurchase Agreements and Federal Funds Purchased

Information relating to retail repurchase agreements and federal funds purchased is presented in the following table at and for the years ending December 31:

	2024				2023
(Dollars in thousands)	Amount		Rate		Amount		Rate
End of period:
Retail repurchase agreements	$	68,911	1.92	%	$	75,032	2.00	%
Federal funds purchased	—		—		—		—
Federal Reserve Bank borrowings	—		—		300,000		4.92
Average for the year:
Retail repurchase agreements	$	65,913	2.08	%	$	63,259	1.45	%
Federal funds purchased	16,208		5.53		69,672		5.15
Federal Reserve Bank borrowings	59,016		5.07		201,370		4.94
Maximum month-end balance:
Retail repurchase agreements	$	75,101			$	78,239
Federal funds purchased	130,000				330,000
Federal Reserve Bank borrowings	300,000				300,000

Advances from the FHLB and the Respective Maturity Schedule

Advances from the FHLB and the respective maturity schedule at December 31 for the years indicated consisted of the following:

	2024				2023
(Dollars in thousands)	Amounts		Weighted Average Rate		Amounts		Weighted Average Rate
Maturity:
One year	$	150,000	4.16	%	$	250,000	4.60	%
Two years	100,000		4.03		150,000		4.16
Three years	—		—		100,000		4.03
Four years	—		—		50,000		4.08
Five years	—		—		—		—
After five years	—		—		—		—
Total advances from FHLB	$	250,000	4.11		$	550,000	4.33