OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

12 Months Ended

Dec. 31, 2024

Other Income and Expenses [Abstract]

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table:

(In thousands)	2024		2023		2022
Letter of credit fees	$	965	$	676	$	721
Extension fees	2,656		1,875		955
Swap fee income	443		305		524
Prepayment penalty fees	968		914		1,807
Other income	5,588		4,713		4,687
Total other non-interest income	$	10,620	$	8,483	$	8,694

(In thousands)	2024		2023		2022
Postage and delivery	$	1,920	$	2,009	$	2,040
Communications	2,421		2,348		2,332
Mortgage processing expense, net	896		1,070		1,048
Online services	3,794		3,653		2,763
Franchise taxes	2,123		2,285		1,974
Insurance	2,069		2,067		1,921
Card transaction expense	1,325		1,222		1,196
Office supplies	853		1,080		1,013
Contingent payment expense	—		36		1,247
Other expenses	14,810		15,684		12,982
Total other non-interest expense	$	30,211	$	31,454	$	28,516