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CREDIT QUALITY ASSESSMENT (Tables)
12 Months Ended
Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity
(In thousands)201720162015
Balance at beginning of year$44,067$40,895$37,802
Provision for loan losses2,9775,5465,371
Loan charge-offs(2,566)(3,134)(3,795)
Loan recoveries7797601,517
Net charge-offs(1,787)(2,374)(2,278)
Balance at period end$45,257$44,067$40,895
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment
2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Provision (credit) 2,616(1,254)1,930(459)(57)(56)2572,977
Charge-offs (1,538)--(248)(693)(87)-(2,566)
Recoveries 94103101-30515026779
Net (charge-offs)/ recoveries(1,444)103101(248)(388)6326(1,787)
Balance at end of period$8,711$3,501$14,970$7,178$2,383$7,268$1,246$45,257
Total loans$497,948$292,443$1,112,710$857,196$455,829$921,435$176,687$4,314,248
Allowance for loans to total loans ratio1.75%1.20%1.35%0.84%0.52%0.79%0.71%1.05%
Balance of loans specifically evaluated for impairment $8,105$136$5,575$4,078na.$2,915$-$20,809
Allowance for loans specifically evaluated for impairment $3,220$-$663$131na.$-$-$4,014
Specific allowance to specific loans ratio39.73%na.11.89%3.21%na.na.na.19.29%
Balance of loans collectively evaluated$489,843$292,307$1,107,135$853,118$455,829$918,520$176,687$4,293,439
Allowance for loans collectively evaluated$5,491$3,501$14,307$7,047$2,383$7,268$1,246$41,243
Collective allowance to collective loans ratio1.12%1.20%1.29%0.83%0.52%0.79%0.71%0.96%

2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$6,529$4,691$10,440$7,984$3,456$6,901$894$40,895
Provision (credit) 1,563(31)2,563(104)1121,406375,546
Charge-offs (597)(48)(197)-(888)(1,404)-(3,134)
Recoveries 4440133514835832760
Net (charge-offs)/ recoveries(553)(8)(64)5(740)(1,046)32(2,374)
Balance at end of period$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Total loans$467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Allowance for loans total loans ratio1.61%1.51%1.39%1.02%0.62%0.86%0.64%1.12%
Balance of loans specifically evaluated for impairment $7,018$137$8,107$5,567na.$3,263$-$24,092
Allowance for loans specifically evaluated for impairment $2,604$-$1,736$485na.$-$-$4,825
Specific allowance to specific loans ratio37.10%na.21.41%8.71%na.na.na.20.03%
Balance of loans collectively evaluated$460,268$308,142$920,006$769,985$456,657$838,429$150,229$3,903,716
Allowance for loans collectively evaluated$4,935$4,652$11,203$7,400$2,828$7,261$963$39,242
Collective allowance to collective loans ratio1.07%1.51%1.22%0.96%0.62%0.87%0.64%1.01%
Summary of Impaired Loans
(In thousands)201720162015
Impaired loans with a specific allowance$11,693$13,563$14,208
Impaired loans without a specific allowance9,11610,52914,719
Total impaired loans $20,809$24,092$28,927
Allowance for loan losses related to impaired loans $4,014$4,825$3,375
Allowance for loan related to loans collectively evaluated41,24339,24237,520
Total allowance for loan losses$45,257$44,067$40,895
Average impaired loans for the period$23,179$26,382$29,828
Contractual interest income due on impaired loans during the period$2,314$2,082$2,527
Interest income on impaired loans recognized on a cash basis$754$511$961
Interest income on impaired loans recognized on an accrual basis$169$186$274

2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$4,516$-$5,157$-$-$9,673
Restructured accruing1,129----1,129
Restructured non-accruing108--783-891
Balance$5,753$-$5,157$783$-$11,693
Allowance$3,220$-$663$131$-$4,014
Impaired loans without a specific allowance
Non-accruing$391$-$418$1,318$-$2,127
Restructured accruing273--4968901,659
Restructured non-accruing1,688136-1,4812,0255,330
Balance$2,352$136$418$3,295$2,915$9,116
Total impaired loans
Non-accruing$4,907$-$5,575$1,318$-$11,800
Restructured accruing1,402--4968902,788
Restructured non-accruing1,796136-2,2642,0256,221
Balance$8,105$136$5,575$4,078$2,915$20,809
Unpaid principal balance in total impaired loans$11,263$1,248$10,166$6,331$3,681$32,689

2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,903$137$6,835$5,336$2,968$23,179
Contractual interest income due on impaired loans during the period$828$333$669$400$84
Interest income on impaired loans recognized on a cash basis$204$-$24$394$132
Interest income on impaired loans recognized on an accrual basis$111$-$-$26$32

2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$2,807$-$7,029$1,884$-$11,720
Restructured accruing1,140----1,140
Restructured non-accruing64--639-703
Balance$4,011$-$7,029$2,523$-$13,563
Allowance$2,604$-$1,736$485$-$4,825
Impaired loans without a specific allowance
Non-accruing$1,562$-$562$1,083$-$3,207
Restructured accruing45--7445601,349
Restructured non-accruing1,4001375161,2172,7035,973
Balance$3,007$137$1,078$3,044$3,263$10,529
Total impaired loans
Non-accruing$4,369$-$7,591$2,967$-$14,927
Restructured accruing1,185--7445602,489
Restructured non-accruing1,4641375161,8562,7036,676
Balance$7,018$137$8,107$5,567$3,263$24,092
Unpaid principal balance in total impaired loans$10,082$4,398$12,805$7,760$3,971$39,016

2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$5,646$150$9,480$6,561$4,545$26,382
Contractual interest income due on impaired loans during the period$570$294$718$310$190
Interest income on impaired loans recognized on a cash basis$153$-$43$266$49
Interest income on impaired loans recognized on an accrual basis$107$-$-$37$42
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off
2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans $6,703$136$5,575$3,582$2,967$7,196$177$26,336
Loans 90 days past due-----225-225
Restructured loans1,402--496-890-2,788
Total non-performing loans8,1051365,5754,0782,9678,31117729,349
Other real estate owned 39365-400-1,449-2,253
Total non-performing assets$8,144$501$5,575$4,478$2,967$9,760$177$31,602

2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans $5,833$137$8,107$4,823$2,859$7,257$195$29,211
Loans 90 days past due-----232-232
Restructured loans1,185--744-560-2,489
Total non-performing loans7,0181378,1075,5672,8598,04919531,932
Other real estate owned 39365395637-475-1,911
Total non-performing assets$7,057$502$8,502$6,204$2,859$8,524$195$33,843

2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $587$-$775$414$2,107$6,100$-$9,983
61-90 days----1063,103-3,209
> 90 days-----225-225
Total past due587-7754142,2139,428-13,417
Non-accrual loan6,7031365,5753,5822,9677,19617726,336
Current loans 490,658292,3071,106,360853,200450,649904,811176,5104,274,495
Total loans$497,948$292,443$1,112,710$857,196$455,829$921,435$176,687$4,314,248

2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $663$896$850$1,479$808$3,969$-$8,665
61-90 days672-1,2067441,1042,139-5,865
> 90 days-----232-232
Total past due1,3358962,0562,2231,9126,340-14,762
Non-accrual loans5,8331378,1074,8232,8597,25719529,211
Current loans 460,118307,246917,950768,506451,886828,095150,0343,883,835
Total loans$467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Restructured Loans for Specific Segments of Loan Portfolio
For the Year Ended December 31, 2017
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$492$-$-$-$-$492
Restructured non-accruing1,019--540-1,559
Balance$1,511$-$-$540$-$2,051
Specific allowance$247$-$-$-$-$247
Restructured and subsequently defaulted$-$-$-$-$-$-

For the Year Ended December 31, 2016
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$42$-$-$508$-$550
Restructured non-accruing------
Balance$42$-$-$508$-$550
Specific allowance$39$-$-$-$-$39
Restructured and subsequently defaulted$-$-$479$-$-$479
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Quality of Loan Portfolio by Segment
2017
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$482,924$292,307$1,103,480$845,102$2,723,813
Special Mention2,443-3,5175,50511,465
Substandard12,5811365,7136,58925,019
Doubtful -----
Total$497,948$292,443$1,112,710$857,196$2,760,297

2016
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$442,725$308,142$917,255$758,651$2,426,773
Special Mention10,010-2,3959,25521,660
Substandard14,5511378,4637,64630,797
Doubtful -----
Total$467,286$308,279$928,113$775,552$2,479,230
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators
2017
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$452,862$913,124$176,510$1,542,496
Non-performing:
90 days past due -225-225
Non-accruing 2,9677,19617710,340
Restructured loans-890-890
Total $455,829$921,435$176,687$1,553,951

2016
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$453,798$833,643$150,034$1,437,475
Non-performing:
90 days past due -232-232
Non-accruing 2,8597,25719510,311
Restructured loans-560-560
Total $456,657$841,692$150,229$1,448,578