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CREDIT QUALITY ASSESSMENT (Tables)
 9 Months Ended
Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity

Summary information on the allowance for loan loss activity for the period indicated is provided in the following table:

Nine Months Ended September 30,
(In thousands)20172016
Balance at beginning of year$44,067$40,895
Provision for loan losses2,4504,974
Loan charge-offs(2,044)(2,586)
Loan recoveries451659
Net charge-offs(1,593)(1,927)
Balance at period end$44,924$43,942
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the period indicated:

For the Nine Months Ended September 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Provision (credit) 2,552(829)1,230(481)147(241)722,450
Charge-offs (1,469)--(5)(560)(10)-(2,044)
Recoveries 7310393-1016120451
Net recoveries (charge-offs)(1,396)10393(5)(459)5120(1,593)
Balance at end of period$8,695$3,926$14,262$7,399$2,516$7,071$1,055$44,924
Total loans and leases $451,667$295,222$1,104,669$831,461$456,395$882,890$171,814$4,194,118
Allowance for loans losses to total loans ratio1.93%1.33%1.29%0.89%0.55%0.80%0.61%1.07%
Balance of loans specifically evaluated for impairment $8,403$137$5,589$5,517$na.$2,867$-$22,513
Allowance for loans specifically evaluated for impairment $3,841$-$589$340$na.$-$-$4,770
Specific allowance to specific loans ratio45.71%-10.54%6.16%na.--21.19%
Balance of loans collectively evaluated$443,264$295,085$1,099,080$825,944$456,395$880,023$171,814$4,171,605
Allowance for loans collectively evaluated$4,854$3,926$13,673$7,059$2,516$7,071$1,055$40,154
Collective allowance to collective loans ratio1.10%1.33%1.24%0.85%0.55%0.80%0.61%0.96%

For the Year Ended December 31,2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$6,529$4,691$10,440$7,984$3,456$6,901$894$40,895
Provision (credit) 1,563(31)2,563(104)1121,406375,546
Charge-offs (597)(48)(197)-(888)(1,404)-(3,134)
Recoveries 4440133514835832760
Net recoveries (charge-offs)(553)(8)(64)5(740)(1,046)32(2,374)
Balance at end of period$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Total loans and leases $467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Allowance for loan losses to total loans ratio1.61%1.51%1.39%1.02%0.62%0.86%0.64%1.12%
Balance of loans specifically evaluated for impairment $7,018$137$8,107$5,567$na.$3,263$-$24,092
Allowance for loans specifically evaluated for impairment $2,604$-$1,736$485$na.$-$-$4,825
Specific allowance to specific loans ratio37.10%-21.41%8.71%na.--20.03%
Balance of loans collectively evaluated$460,268$308,142$920,006$769,985$456,657$838,429$150,229$3,903,716
Allowance for loans collectively evaluated$4,935$4,652$11,203$7,400$2,828$7,261$963$39,242
Collective allowance to collective loans ratio1.07%1.51%1.22%0.96%0.62%0.87%0.64%1.01%
Summary of Impaired Loans

The following table provides summary information regarding impaired loans at the dates indicated and for the periods then ended:

(In thousands)September 30, 2017December 31, 2016
Impaired loans with a specific allowance$13,436$13,563
Impaired loans without a specific allowance9,07710,529
Total impaired loans $22,513$24,092
Allowance for loan losses related to impaired loans $4,770$4,825
Allowance for loan losses related to loans collectively evaluated40,15439,242
Total allowance for loan losses $44,924$44,067
Average impaired loans for the period$23,772$26,382
Contractual interest income due on impaired loans during the period$1,813$2,082
Interest income on impaired loans recognized on a cash basis$462$511
Interest income on impaired loans recognized on an accrual basis$215$186
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at the dates indicated:

September 30, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Accruing$896$-$-$-$-$896
Non-accruing4,355-5,1771,223-10,755
Restructured accruing1,138----1,138
Restructured non-accruing8--639-647
Balance$6,397$-$5,177$1,862$-$13,436
Allowance$3,841$-$589$340$-$4,770
Impaired loans without a specific allowance
Non-accruing$556$-$412$1,629$-$2,597
Restructured accruing278--5055501,333
Restructured non-accruing1,172137-1,5212,3175,147
Balance$2,006$137$412$3,655$2,867$9,077
Total impaired loans
Accruing$896$-$-$-$-$896
Non-accruing4,911-5,5892,852-13,352
Restructured accruing1,416--5055502,471
Restructured non-accruing1,180137-2,1602,3175,794
Balance$8,403$137$5,589$5,517$2,867$22,513
Unpaid principal balance in total impaired loans$11,331$4,398$10,173$7,707$3,699$37,308

September 30, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,853$137$7,150$5,650$2,982$23,772
Contractual interest income due on impaired loans during the period$668$245$485$355$60
Interest income on impaired loans recognized on a cash basis$182$-$17$138$125
Interest income on impaired loans recognized on an accrual basis$167$-$-$19$29

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$2,807$-$7,029$1,884$-$11,720
Restructured accruing1,140----1,140
Restructured non-accruing64--639-703
Balance$4,011$-$7,029$2,523$-$13,563
Allowance$2,604$-$1,736$485$-$4,825
Impaired loans without a specific allowance
Non-accruing$1,562$-$562$1,083$-$3,207
Restructured accruing45--7445601,349
Restructured non-accruing1,4001375161,2172,7035,973
Balance$3,007$137$1,078$3,044$3,263$10,529
Total impaired loans
Non-accruing$4,369$-$7,591$2,967$-$14,927
Restructured accruing1,185--7445602,489
Restructured non-accruing1,4641375161,8562,7036,676
Balance$7,018$137$8,107$5,567$3,263$24,092
Unpaid principal balance in total impaired loans$10,082$4,398$12,805$7,760$3,971$39,016

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$5,646$150$9,480$6,561$4,545$26,382
Contractual interest income due on impaired loans during the period$570$294$718$310$190
Interest income on impaired loans recognized on a cash basis$153$-$43$266$49
Interest income on impaired loans recognized on an accrual basis$107$-$-$37$42
Credit Quality of Loan Portfolio by Segment

The following tables provide information on the credit quality of the loan portfolio by segment at the dates indicated:

September 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$6,091$137$5,589$5,012$3,152$7,345$182$27,508
Loans 90 days past due----1225-226
Restructured loans1,416--505-550-2,471
Total non-performing loans7,5071375,5895,5173,1538,12018230,205
Other real estate owned 39365---1,044-1,448
Total non-performing assets$7,546$502$5,589$5,517$3,153$9,164$182$31,653

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$5,833$137$8,107$4,823$2,859$7,257$195$29,211
Loans 90 days past due-----232-232
Restructured loans1,185--744-560-2,489
Total non-performing loans7,0181378,1075,5672,8598,04919531,932
Other real estate owned 39365395637-475-1,911
Total non-performing assets$7,057$502$8,502$6,204$2,859$8,524$195$33,843

September 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $1,442$-$-$1,137$820$4,627$-$8,026
61-90 days776---6564,172-5,604
> 90 days----1225-226
Total past due2,218--1,1371,4779,024-13,856
Non-accrual loans6,0911375,5895,0123,1527,34518227,508
Current loans 443,358295,0851,099,080825,312451,766866,521171,6324,152,754
Total loans$451,667$295,222$1,104,669$831,461$456,395$882,890$171,814$4,194,118

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $663$896$850$1,479$808$3,969$-$8,665
61-90 days672-1,2067441,1042,139-5,865
> 90 days-----232-232
Total past due1,3358962,0562,2231,9126,340-14,762
Non-accrual loans5,8331378,1074,8232,8597,25719529,211
Current loans 460,118307,246917,950768,506451,886828,095150,0343,883,835
Total loans$467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

For the Nine Months Ended September 30, 2017
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$492$-$-$-$-$492
Restructured non-accruing387--396-783
Balance$879$-$-$396$-$1,275
Specific allowance$-$-$-$-$-$-
Restructured and subsequently defaulted$-$-$-$-$-$-

For the Year Ended December 31, 2016
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$42$-$-$508$-$550
Restructured non-accruing------
Balance$42$-$-$508$-$550
Specific allowance$39$-$-$-$-$39
Restructured and subsequently defaulted$-$-$479$-$-$479
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at the dates indicated:

September 30, 2017
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$435,183$295,085$1,096,591$817,605$2,644,464
Special Mention1,929-2,3425,6529,923
Substandard14,5551375,7368,20428,632
Doubtful -----
Total$451,667$295,222$1,104,669$831,461$2,683,019

December 31, 2016
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$442,725$308,142$917,255$758,651$2,426,773
Special Mention10,010-2,3959,25521,660
Substandard14,5511378,4637,64630,797
Doubtful -----
Total$467,286$308,279$928,113$775,552$2,479,230
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at the dates indicated:

September 30, 2017
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$453,242$874,770$171,632$1,499,644
Non-performing:
90 days past due 1225-226
Non-accruing 3,1527,34518210,679
Restructured loans-550-550
Total $456,395$882,890$171,814$1,511,099

December 31, 2016
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$453,798$833,643$150,034$1,437,475
Non-performing:
90 days past due -232-232
Non-accruing 2,8597,25719510,311
Restructured loans-560-560
Total $456,657$841,692$150,229$1,448,578