LOANS AND LEASES

9 Months Ended

Sep. 30, 2017

Note 3 – LOANS

Outstanding loan balances at September 30, 2017 and December 31, 2016 are net of unearned income including net deferred loan costs of $2.1 million and $1.4 million, respectively. The loan portfolio segment balances at the dates indicated are presented in the following table:

(In thousands)		September 30, 2017		December 31, 2016
Residential real estate:
	Residential mortgage	$	882,890	$	841,692
	Residential construction		171,814		150,229
Commercial real estate:
	Commercial owner occupied real estate		831,461		775,552
	Commercial investor real estate		1,104,669		928,113
	Commercial AD&C		295,222		308,279
Commercial business			451,667		467,286
Consumer			456,395		456,657
	Total loans	$	4,194,118	$	3,927,808

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

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