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CREDIT QUALITY ASSESSMENT (Tables)
 9 Months Ended
Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity

Summary information on the allowance for loan loss activity for the period indicated is provided in the following table:

Nine Months Ended September 30,
(In thousands)20162015
Balance at beginning of year$40,895$37,802
Provision for loan losses4,9743,521
Loan charge-offs(2,586)(2,753)
Loan recoveries6591,091
Net charge-offs(1,927)(1,662)
Balance at period end$43,942$39,661
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the period indicated:

For the Nine Months Ended September 30, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$6,529$4,691$10,440$7,984$3,456$6,901$894$40,895
Provision (credit) 6354561,435253812,132(18)4,974
Charge-offs (289)(48)(197)-(674)(1,378)-(2,586)
Recoveries 2122124511135026659
Net charge-offs(268)(26)(73)5(563)(1,028)26(1,927)
Balance at end of period$6,896$5,121$11,802$8,242$2,974$8,005$902$43,942
Total loans and leases $444,129$302,522$847,946$736,744$450,113$854,055$144,998$3,780,507
Allowance for loans losses to total loans ratio1.55%1.69%1.39%1.12%0.66%0.94%0.62%1.16%
Balance of loans specifically evaluated for impairment $5,343$137$9,189$6,336$na.$3,292$-$24,297
Allowance for loans specifically evaluated for impairment $1,884$-$1,256$512$na.$-$-$3,652
Specific allowance to specific loans ratio35.26%0.00%13.67%8.08%na.na.na.15.03%
Balance of loans collectively evaluated$438,786$302,385$838,757$730,408$450,113$850,763$144,998$3,756,210
Allowance for loans collectively evaluated$5,012$5,121$10,546$7,730$2,974$8,005$902$40,290
Collective allowance to collective loans ratio1.14%1.69%1.26%1.06%0.66%0.94%0.62%1.07%

For the Year Ended December 31,2015
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/ELeasingConsumerMortgageConstructionTotal
Balance at beginning of year$5,852$4,267$9,784$7,143$9$3,592$6,232$923$37,802
Provision (credit) 5085837271,881(5)6191,138(80)5,371
Charge-offs (306)(739)(91)(1,043)(4)(998)(614)-(3,795)
Recoveries 475580203-243145511,517
Net charge-offs169(159)(71)(1,040)(4)(755)(469)51(2,278)
Balance at end of period$6,529$4,691$10,440$7,984$-$3,456$6,901$894$40,895
Total loans and leases $465,765$255,980$719,084$678,027$-$450,875$796,358$129,281$3,495,370
Allowance for loan losses to total loans ratio1.40%1.83%1.45%1.18%na.0.77%0.87%0.69%1.17%
Balance of loans specifically evaluated for impairment $5,273$194$10,441$6,580$na.$na.$6,439$-$28,927
Allowance for loans specifically evaluated for impairment $1,318$58$1,489$510$na.$na.$-$-$3,375
Specific allowance to specific loans ratio25.00%29.90%14.26%7.75%na.na.na.na.11.67%
Balance of loans collectively evaluated$460,492$255,786$708,643$671,447$na.$450,875$789,919$129,281$3,466,443
Allowance for loans collectively evaluated$5,211$4,633$8,951$7,474$na.$3,456$6,901$894$37,520
Collective allowance to collective loans ratio1.13%1.81%1.26%1.11%na.0.77%0.87%0.69%1.08%
Summary of Impaired Loans

The following table provides summary information regarding impaired loans at the dates indicated and for the periods then ended:

(In thousands)September 30, 2016December 31, 2015
Impaired loans with a specific allowance$12,116$14,208
Impaired loans without a specific allowance12,18114,719
Total impaired loans $24,297$28,927
Allowance for loan losses related to impaired loans $3,652$3,375
Allowance for loan losses related to loans collectively evaluated40,29037,520
Total allowance for loan losses $43,942$40,895
Average impaired loans for the period$26,955$29,828
Contractual interest income due on impaired loans during the period$1,793$2,527
Interest income on impaired loans recognized on a cash basis$709$961
Interest income on impaired loans recognized on an accrual basis$153$274
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at the dates indicated:

September 30, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$1,507$-$7,142$1,911$-$10,560
Restructured accruing833----833
Restructured non-accruing84--639-723
Balance$2,424$-$7,142$2,550$-$12,116
Allowance$1,884$-$1,256$512$-$3,652
Impaired loans without a specific allowance
Non-accruing$1,148$-$525$1,754$-$3,427
Restructured accruing370--7455641,679
Restructured non-accruing1,4011371,5221,2872,7287,075
Balance$2,919$137$2,047$3,786$3,292$12,181
Total impaired loans
Non-accruing$2,655$-$7,667$3,665$-$13,987
Restructured accruing1,203--7455642,512
Restructured non-accruing1,4851371,5221,9262,7287,798
Balance$5,343$137$9,189$6,336$3,292$24,297
Unpaid principal balance in total impaired loans$7,262$4,398$13,864$8,751$3,984$38,259

September 30, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$5,303$154$9,823$6,809$4,866$26,955
Contractual interest income due on impaired loans during the period$418$219$578$361$217
Interest income on impaired loans recognized on a cash basis$114$-$20$471$104
Interest income on impaired loans recognized on an accrual basis$93$-$-$28$32

December 31, 2015
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$1,168$58$7,791$3,519$-$12,536
Restructured accruing876----876
Restructured non-accruing156--640-796
Balance$2,200$58$7,791$4,159$-$14,208
Allowance$1,318$58$1,489$510$-$3,375
Impaired loans without a specific allowance
Non-accruing$974$-$518$793$2,750$5,035
Restructured accruing701-2,0732405773,591
Restructured non-accruing1,398136591,3883,1126,093
Balance$3,073$136$2,650$2,421$6,439$14,719
Total impaired loans
Non-accruing$2,142$58$8,309$4,312$2,750$17,571
Restructured accruing1,577-2,0732405774,467
Restructured non-accruing1,554136592,0283,1126,889
Balance$5,273$194$10,441$6,580$6,439$28,927
Unpaid principal balance in total impaired loans$7,158$4,456$15,138$8,555$7,154$42,461

December 31,
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$4,714$882$11,145$8,218$4,869$29,828
Contractual interest income due on impaired loans during the period$450$304$918$647$208
Interest income on impaired loans recognized on a cash basis$273$11$226$347$104
Interest income on impaired loans recognized on an accrual basis$113$-$107$11$43
Credit Quality of Loan Portfolio by Segment

The following tables provide information on the credit quality of the loan portfolio by segment at the dates indicated:

September 30, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$4,140$137$9,189$5,591$2,726$7,321$199$29,303
Loans 90 days past due163------163
Restructured loans1,203--745-564-2,512
Total non-performing loans5,5061379,1896,3362,7267,88519931,978
Other real estate owned 39365395--475-1,274
Total non-performing assets$5,545$502$9,584$6,336$2,726$8,360$199$33,252

December 31, 2015
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$3,696$194$8,368$6,340$2,193$8,822$418$30,031
Loans 90 days past due--------
Restructured loans1,577-2,073240-577-4,467
Total non-performing loans5,27319410,4416,5802,1939,39941834,498
Other real estate owned 39365433-6901,215-2,742
Total non-performing assets$5,312$559$10,874$6,580$2,883$10,614$418$37,240

September 30, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $9,269$-$156$2,901$1,590$5,567$-$19,483
61-90 days381--2912211,924-2,817
> 90 days163------163
Total past due9,813-1563,1921,8117,491-22,463
Non-accrual loans4,1401379,1895,5912,7267,32119929,303
Loans acquired with deteriorated credit quality526--244---770
Current loans 429,650302,385838,601727,717445,576839,243144,7993,727,971
Total loans$444,129$302,522$847,946$736,744$450,113$854,055$144,998$3,780,507

December 31, 2015
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $119$-$616$1,819$1,642$2,602$-$6,798
61-90 days404-2,200849550986-4,989
> 90 days--------
Total past due523-2,8162,6682,1923,588-11,787
Non-accrual loans3,6961948,3686,3402,1938,82241830,031
Loans acquired with deteriorated credit quality544--307---851
Current loans 461,002255,786707,900668,712446,490783,948128,8633,452,701
Total loans$465,765$255,980$719,084$678,027$450,875$796,358$129,281$3,495,370
Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

For the Nine Months Ended September 30, 2016
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$42$-$-$508$-$550
Restructured non-accruing20----20
Balance$62$-$-$508$-$570
Specific allowance$59$-$-$-$-$59
Restructured and subsequently defaulted$-$-$479$-$-$479

For the Year Ended December 31, 2015
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$1,003$-$-$240$-$1,243
Restructured non-accruing---639-639
Balance$1,003$-$-$879$-$1,882
Specific allowance$303$-$-$149$-$452
Restructured and subsequently defaulted$-$-$-$-$-$-
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at the dates indicated:

September 30, 2016
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$421,297$302,385$837,403$720,150$2,281,235
Special Mention9,511-9024,39214,805
Substandard13,3211379,64112,20235,301
Doubtful -----
Total$444,129$302,522$847,946$736,744$2,331,341

December 31, 2015
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$447,439$255,786$706,623$659,281$2,069,129
Special Mention797-1,5093,3565,662
Substandard17,52919410,95215,39044,065
Doubtful -----
Total$465,765$255,980$719,084$678,027$2,118,856
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at the dates indicated:

September 30, 2016
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$447,387$846,170$144,799$1,438,356
Non-performing:
90 days past due ----
Non-accruing 2,7267,32119910,246
Restructured loans-564-564
Total $450,113$854,055$144,998$1,449,166

December 31, 2015
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$448,682$786,959$128,863$1,364,504
Non-performing:
90 days past due ----
Non-accruing 2,1938,82241811,433
Restructured loans-577-577
Total $450,875$796,358$129,281$1,376,514