FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND DERIVATIVES (Tables)

12 Months Ended

Dec. 31, 2015

Financial Instruments With Off- Balance Sheet Risk and Derivatives [Abstract]

Financial Instruments With Off Balance Sheet Credit Risk [Table Text Block]

(In thousands)		2015		2014
Commercial real estate development and construction		$	234,552	$	212,628
Residential real estate-development and construction			80,935		100,264
Real estate-residential mortgage			23,375		12,667
Lines of credit, principally home equity and business lines			879,326		810,552
Standby letters of credit			66,012		58,144
	Total Commitments to extend credit and available credit lines	$	1,284,200	$	1,194,255

Summary of the Company's Interest Rate Swaps

			2015
			Notional		Estimated		Years to	Receive		Pay
(Dollars in thousands)			Amount		Fair Value		Maturity	Rate		Rate
Interest Rate Swap Agreements:
	Pay Fixed/Receive Variable Swaps		$	9,942	$	(1,312)	7.4	4.15	%	5.34	%
	Pay Variable/Receive Fixed Swaps			9,942		1,312	7.4	5.34	%	4.15	%
		Total Swaps	$	19,884	$	-	7.4	4.74	%	4.74	%

			2014
			Notional		Estimated		Years to	Receive		Pay
(Dollars in thousands)			Amount		Fair Value		Maturity	Rate		Rate
Interest Rate Swap Agreements:
	Pay Fixed/Receive Variable Swaps		$	10,425	$	(1,501)	8.5	2.53	%	5.31	%
	Pay Variable/Receive Fixed Swaps			10,425		1,501	8.5	5.31	%	2.53	%
		Total Swaps	$	20,850	$	-	8.5	3.92	%	3.92	%