INCOME TAXES (Tables)

12 Months Ended

Dec. 31, 2015

Income Tax Disclosure [Abstract]

Components of income tax expense (benefit)

(In thousands)			2015		2014		2013
Current income taxes:
Federal			$	17,890	$	13,671	$	15,391
State				4,140		3,103		3,824
	Total current			22,030		16,774		19,215
Deferred income taxes:
Federal				10		554		2,743
State				(13)		254		605
	Total deferred			(3)		808		3,348
		Total income tax expense	$	22,027	$	17,582	$	22,563

Deferred tax assets and liabilities

(In thousands)				2015		2014
Deferred Tax Assets:
	Allowance for loan and lease losses			$	16,231	$	15,022
	Employee benefits				1,852		1,779
	Pension plan OCI				5,175		5,873
	Deferred loan fees and costs				315		212
	Non-qualified stock option expense				522		503
	Losses on other real estate owned				32		98
	Other than temporary impairment				322		322
	Loan and deposit premium/discount				293		476
	Reserve for recourse loans				199		199
	Loss carryforward				-		273
	Other				9		6
		Gross deferred tax assets			24,950		24,763
	Valuation allowance				-		(287)
		Net deferred tax assets			24,950		24,476
Deferred Tax Liabilities:
	Unrealized gains on investments available-for-sale				(4,319)		(5,327)
	Pension plan costs				(1,709)		(2,124)
	Depreciation				(1,338)		(55)
	Intangible assets				(1,542)		(1,276)
	Bond accretion				(228)		(174)
	Other				(18)		(16)
		Gross deferred tax liabilities			(9,154)		(8,972)
			Net deferred tax asset	$	15,796	$	15,504

Reconcilements between statutory federal income tax rate and effective tax rate

(Dollars in thousands)			2015				2014				2013
					Percentage of				Percentage of				Percentage of
					Pre-Tax				Pre-Tax				Pre-Tax
			Amount		Income		Amount		Income		Amount		Income
Income tax expense at federal statutory rate			$	23,584	35.0	%	$	19,523	35.0	%	$	23,445	35.0	%
Increase (decrease) resulting from:
	Tax exempt income, net			(3,457)	(5.1)			(3,468)	(6.2)			(3,185)	(4.7)
	Bank-owned life insurance			(900)	(1.3)			(855)	(1.5)			(875)	(1.3)
	State income taxes, net of federal income tax benefits			2,687	4.0			2,182	3.9			2,879	4.3
	Other, net			113	0.1			200	0.4			299	0.4
		Total income tax expense and rate	$	22,027	32.7	%	$	17,582	31.6	%	$	22,563	33.7	%