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Reinsurance (Tables)
12 Months Ended
Dec. 31, 2018
Reinsurance Disclosures [Abstract]  
Schedule of Reinsurance Recoverables
The following table presents the reinsurance recoverable from John Hancock, Sun Life, Talcott Resolution and other reinsurers as of December 31, 2018 and 2017.
Reinsurer
 
December 31, 2018
 
December 31, 2017
John Hancock
 
$
1,992.7

 
$
1,952.7

Sun Life
 
737.6

 
851.9

Talcott Resolution
 
523.5

 
549.6

Other reinsurers
 
69.4

 
70.3

  Total
 
$
3,323.2

 
$
3,424.5

 
2018
 
2017
Ceded future policyholder benefits and expenses
$
2,103.2

 
$
2,130.0

Ceded unearned premium
24.4

 
27.1

Ceded claims and benefits payable
1,179.2

 
1,254.7

Ceded paid losses
16.4

 
12.7

Total
$
3,323.2

 
$
3,424.5

Schedule of Reinsurance Recoverables
A. M. Best ratings of
 reinsurer
 
Ceded future
 policyholder
 benefits and
 expense
 
Ceded unearned
 premiums
 
Ceded claims
 and benefits
 payable
 
Ceded paid
 losses
 
Total
A++ or A+
 
$
1,533.0

 
$
24.1

 
$
1,158.9

 
$
16.1

 
$
2,732.1

A or A–
 
65.8

 
0.2

 
1.2

 

 
67.2

B++ or B+
 
504.0

 
0.1

 
19.1

 
0.3

 
523.5

Not rated
 
0.4

 

 

 

 
0.4

Total Reinsurance recoverable
 
$
2,103.2

 
$
24.4

 
$
1,179.2

 
$
16.4

 
$
3,323.2

Schedule of Effect of Reinsurance on Premiums Earned and Benefits Incurred
The effect of reinsurance on premiums earned and benefits incurred was as follows for the period indicated:
 
Years Ended December 31,
 
2018
 
2017
 
2016
 
Long
 Duration
 
Short
 Duration
 
Total
 
Long
 Duration
 
Short
 Duration
 
Total
 
Long
 Duration
 
Short
 Duration
 
Total
Direct earned premiums
$
182.2

 
$
568.2

 
$
750.4

 
$
198.0

 
$
756.9

 
$
954.9

 
$
213.7

 
$
808.0

 
$
1,021.7

Premiums assumed
3.2

 
1.4

 
4.6

 
3.6

 
0.7

 
4.3

 
4.6

 
54.2

 
58.8

Premiums ceded
(180.6
)
 
(569.6
)
 
(750.2
)
 
(196.1
)
 
(757.6
)
 
(953.7
)
 
(200.6
)
 
(699.6
)
 
(900.2
)
Net earned premiums
$
4.8

 
$

 
$
4.8

 
$
5.5

 
$

 
$
5.5

 
$
17.7

 
$
162.6

 
$
180.3

Direct policyholder benefits
$
399.6

 
$
363.7

 
$
763.3

 
$
413.6

 
$
439.5

 
$
853.1

 
$
695.8

 
$
546.9

 
$
1,242.7

Policyholder benefits
 assumed
14.4

 

 
14.4

 
13.4

 

 
13.4

 
15.5

 
25.6

 
41.1

Policyholder benefits ceded
(350.9
)
 
(363.7
)
 
(714.6
)
 
(372.3
)
 
(435.6
)
 
(807.9
)
 
(672.2
)
 
(458.9
)
 
(1,131.1
)
Net policyholder
 benefits
$
63.1

 
$

 
$
63.1

 
$
54.7

 
$
3.9

 
$
58.6

 
$
39.1

 
$
113.6

 
$
152.7