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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2017
Reinsurance Disclosures [Abstract]  
Schedule of Reinsurance Recoverables
The following table provides details of the reinsurance recoverables balance as of December 31:
 
2017
 
2016
Ceded future policyholder benefits and expenses
$
2,130.0

 
$
2,150.0

Ceded unearned premium
27.1

 
27.7

Ceded claims and benefits payable
1,254.7

 
1,373.7

Ceded paid losses
12.7

 
13.6

Total
$
3,424.5

 
$
3,565.0
Schedule of Reinsurance Recoverables
The following table provides the reinsurance recoverable as of December 31, 2017 grouped by A.M. Best rating:
A. M. Best ratings of
 reinsurer
 
Ceded future
 policyholder
 benefits and
 expense
 
Ceded unearned
 premiums
 
Ceded claims
 and benefits
 payable
 
Ceded paid
 losses
 
Total
A++ or A+
 
$
1,531.9

 
$
26.8

 
$
1,233.7

 
$
12.4

 
$
2,804.8

A or A–
 
68.4

 
0.2

 
1.2

 
—

 
69.8

B++ or B+
 
529.4

 
0.1

 
19.8

 
0.3

 
549.6

Not rated
 
0.3

 
—

 
—

 
—

 
0.3

Total Reinsurance recoverable
 
$
2,130.0

 
$
27.1

 
$
1,254.7

 
$
12.7

 
$
3,424.5

The following table presents the reinsurance recoverable from Sun Life, The Hartford, John Hancock and other reinsurers as of December 31, 2017 and 2016.
Reinsurer
 
December 31, 2017
 
December 31, 2016
John Hancock
 
$
1,952.7

 
$
1,908.2

Sun Life
 
851.9

 
1,025.0

The Hartford
 
549.6

 
558.3

Other reinsurers
 
70.3

 
73.5

  Total
 
$
3,424.5

 
$
3,565.0
Schedule of Effect of Reinsurance on Premiums Earned and Benefits Incurred
The effect of reinsurance on premiums earned and benefits incurred was as follows:
 
Years Ended December 31,
 
2017
 
2016
 
2015
 
Long
 Duration
 
Short
 Duration
 
Total
 
Long
 Duration
 
Short
 Duration
 
Total
 
Long
 Duration
 
Short
 Duration
 
Total
Direct earned premiums
$
198.0

 
$
756.9

 
$
954.9

 
$
213.7

 
$
808.0

 
$
1,021.7

 
$
209.4

 
$
843.0

 
$
1,052.4

Premiums assumed
3.6

 
0.7

 
4.3

 
4.6

 
54.2

 
58.8

 
8.4

 
151.7

 
160.1

Premiums ceded
(196.1
)
 
(757.6
)
 
(953.7
)
 
(200.6
)
 
(699.6
)
 
(900.2
)
 
(151.0
)
 
(14.0
)
 
(165.0
)
Net earned premiums
$
5.5

 
$
—

 
$
5.5

 
$
17.7

 
$
162.6

 
$
180.3

 
$
66.8

 
$
980.7

 
$
1,047.5

Direct policyholder benefits
$
413.6

 
$
439.5

 
$
853.1

 
$
695.8

 
$
546.9

 
$
1,242.7

 
$
414.5

 
$
550.0

 
$
964.5

Policyholder benefits
 assumed
13.4

 
—

 
13.4

 
15.5

 
25.6

 
41.1

 
18.3

 
147.2

 
165.5

Policyholder benefits ceded
(372.3
)
 
(435.6
)
 
(807.9
)
 
(672.2
)
 
(458.9
)
 
(1,131.1
)
 
(373.6
)
 
(6.8
)
 
(380.4
)
Net policyholder
 benefits
$
54.7

 
$
3.9

 
$
58.6

 
$
39.1

 
$
113.6

 
$
152.7

 
$
59.2

 
$
690.4

 
$
749.6