Schedule IV - Reinsurance

12 Months Ended

Dec. 31, 2014

Schedule IV - Reinsurance

Schedule IV - Reinsurance

Union Security Insurance Company

for the year ended December 31, 2014

Schedule IV - Reinsurance

	Direct amount		Ceded to other Companies		Assumed from other Companies		Net amount		Percentage of amount assumed to net
Life Insurance in Force	$	74,650,477	$	10,021,852	$	1,010,223	$	65,638,848	1.5	%
Premiums:
Life insurance	$	279,488	$	77,978	$	4,831	$	206,341	2.3	%
Accident and health insurance	763,290		87,282		153,118		829,126		18.5	%
Total earned premiums	$	1,042,778	$	165,260	$	157,949	$	1,035,467	15.3	%
Benefits:
Life insurance	$	374,582	$	229,548	$	19,317	$	164,351	11.8	%
Accident and health insurance	829,675		396,127		148,202		581,750		25.5	%
Total policyholder benefits	$	1,204,257	$	625,675	$	167,519	$	746,101	22.5	%

Union Security Insurance Company

for the year ended December 31, 2013

Schedule IV - Reinsurance

	Direct amount		Ceded to other Companies		Assumed from other Companies		Net amount		Percentage of amount assumed to net
Life Insurance in Force	$	73,382,530	$	10,129,336	$	954,647	$	64,207,841	1.5	%
Premiums:
Life insurance	$	275,659	$	81,965	$	4,983	$	198,677	2.5	%
Accident and health insurance	755,076		97,819		145,697		802,954		18.1	%
Total earned premiums	$	1,030,735	$	179,784	$	150,680	$	1,001,631	15.0	%
Benefits:
Life insurance	$	380,798	$	237,530	$	20,624	$	163,892	12.6	%
Accident and health insurance	537,002		97,064		141,417		581,355		24.3	%
Total policyholder benefits	$	917,800	$	334,594	$	162,041	$	745,247	21.7	%

Union Security Insurance Company

for the year ended December 31, 2012

Schedule IV - Reinsurance

	Direct amount		Ceded to other Companies		Assumed from other Companies		Net amount		Percentage of amount assumed to net
Life Insurance in Force	$	71,453,196	$	10,860,008	$	981,157	$	61,574,345	1.6	%
Premiums:
Life insurance	$	279,385	$	89,869	$	8,176	$	197,692	4.1	%
Accident and health insurance	760,390		100,033		149,937		810,294		18.5	%
Total earned premiums	$	1,039,775	$	189,902	$	158,113	$	1,007,986	15.7	%
Benefits:
Life insurance	$	392,126	$	253,829	$	21,674	$	159,971	13.5	%
Accident and health insurance	486,912		51,151		136,130		571,891		23.8	%
Total policyholder benefits	$	879,038	$	304,980	$	157,804	$	731,862	21.6	%