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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following tables depict FSC’s capital ratios at December 31, 2017, and 2016, in relation to the minimum capital ratios established by the regulations of the FRB:
Fidelity Southern Corporation
 
December 31, 2017
 
December 31, 2016
($ in thousands)
 
Amount
 
Percent
 
Amount
 
Percent
Common Equity Tier 1 Capital:
 
 
 
 
 
 
 
 
Actual
 
$
349,133

 
8.86
%
 
$
328,193

 
8.35
%
Minimum
 
177,225

 
4.50
%
 
176,870

 
4.50
%
Tier 1 Capital:
 
 
 
 
 
 
 
 
Actual
 
$
393,818

 
10.00
%
 
$
371,841

 
9.46
%
Minimum
 
236,291

 
6.00
%
 
235,840

 
6.00
%
Total Risk-Based Capital:
 
 
 
 
 
 
 
 
Actual
 
$
498,166

 
12.65
%
 
$
476,081

 
12.11
%
Minimum
 
315,071

 
8.00
%
 
314,504

 
8.00
%
Tier 1 Capital Leverage Ratio:
 
 
 
 
 
 
 
 
Actual
 
 
 
8.85
%
 
 
 
8.58
%
Minimum
 
 
 
4.00
%
 
 
 
4.00
%
The following tables sets forth the capital requirements for the Bank under FDIC regulations and the Bank’s capital ratios at December 31, 2017, and 2016:
Fidelity Bank

 
December 31, 2017
 
December 31, 2016
($ in thousands)
 
Amount
 
Percent
 
Amount
 
Percent
Common Equity Tier 1 Capital:
 
 
 
 
 
 
 
 
Actual
 
$
355,580

 
8.78
%
 
$
337,337

 
8.58
%
Minimum
 
182,245

 
4.50
%
 
176,925

 
4.50
%
Tier 1 Capital:
 
 
 
 
 
 
 
 
Actual
 
$
371,407

 
9.17
%
 
$
352,601

 
8.97
%
Minimum
 
243,014

 
6.00
%
 
235,854

 
6.00
%
Total Risk-Based Capital:
 
 
 
 
 
 
 
 
Actual
 
$
487,149

 
12.03
%
 
$
468,234

 
11.91
%
Minimum
 
323,956

 
8.00
%
 
314,515

 
8.00
%
Tier 1 Capital Leverage Ratio:
 
 
 
 
 
 
 
 
Actual
 
 
 
8.34
%
 
 
 
8.14
%
Minimum
 
 
 
4.00
%
 
 
 
4.00
%