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INCOME TAXES - Income Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
Statutory Federal income tax rate 21.00% 21.00% 21.00%
State and local income tax, net of Federal tax benefit 7.10% 6.90% 9.60%
Book versus tax difference 0.00% 0.00% 6.70%
Tax-exempt interest, net (11.00%) (5.60%) (4.80%)
Tax credits (9.50%) (4.10%) (2.90%)
Investments in affordable housing projects 7.10% 3.40% 1.90%
Noncontrolling interests 0.00% 0.00% (0.50%)
Other, net 1.70% 0.30% 0.40%
Effective income tax rate 16.40% 21.90% 31.40%