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Loans Receivable and Credit Quality (Tables)
 12 Months Ended
Dec. 31, 2013
Loans Receivable [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The following table presents a summary of the loan portfolio based on the portfolio segment as of the dates indicated:
 
December 31, 2013
 
December 31, 2012
 
(In thousands)
Commercial and industrial
$
866,053

 
$
806,326

Commercial real estate
1,813,394

 
1,691,350

Construction and land
153,917

 
137,570

Residential
2,032,294

 
1,906,089

Home equity
113,660

 
123,551

Consumer and other
133,141

 
149,250

Total Loans
$
5,112,459

 
$
4,814,136
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
The following table presents nonaccrual loans receivable by class of receivable as of the dates indicated:
 
December 31, 2013
 
December 31, 2012
 
(In thousands)
Commercial and industrial
$
3,484

 
$
4,337

Commercial real estate
23,967

 
41,696

Construction and land
3,489

 
2,213

Residential
12,777

 
11,744

Home equity
1,020

 
660

Consumer and other
25

 
95

Total
$
44,762

 
$
60,745
Past Due Financing Receivables [Table Text Block]
The following tables present the payment status of loans receivable by class of receivable as of the dates indicated:
 
December 31, 2013
 
Accruing Past Due
 
Nonaccrual Loans
 
 
 
 
 
30-59 Days Past Due
60-89 Days Past Due
90 Days or Greater Past Due
Total Accruing Past Due
 
Current Payment Status
30-89 Days Past Due
90 Days or Greater Past Due
Total Non- accrual Loans
 
Current Accruing Loans
 
Total Loans Receivable
 
(In thousands)
Commercial and industrial
$
1,075

$
454

$
—

$
1,529

 
$
1,192

$
—

$
2,292

$
3,484

 
$
861,040

 
$
866,053

Commercial real estate
775

—

—

775

 
13,337

—

10,630

23,967

 
1,788,652

 
1,813,394

Construction and land
1,631

21

65

1,717

 
392

43

3,054

3,489

 
148,711

 
153,917

Residential
8,181

226

—

8,407

 
4,058

1,630

7,089

12,777

 
2,011,110

 
2,032,294

Home equity
542

4

—

546

 
—

1,000

20

1,020

 
112,094

 
113,660

Consumer and other
826

7

—

833

 
17

—

8

25

 
132,283

 
133,141

Total
$
13,030

$
712

$
65

$
13,807

 
$
18,996

$
2,673

$
23,093

$
44,762

 
$
5,053,890

 
$
5,112,459



 
December 31, 2012
 
Accruing Past Due
 
Nonaccrual Loans
 
 
 
 
 
30-59 Days Past Due (1)
60-89 Days Past Due
90 Days or Greater Past Due
Total Accruing Past Due
 
Current Payment Status
30-89 Days Past Due
90 Days or Greater Past Due
Total Non- accrual Loans
 
Current Accruing Loans
 
Total Loans Receivable
 
(In thousands)
Commercial and industrial
$
10,684

$
210

$
257

$
11,151

 
$
3,073

$
—

$
1,264

$
4,337

 
$
790,838

 
$
806,326

Commercial real estate
3,331

4,572

3,249

11,152

 
29,125

8,913

3,658

41,696

 
1,638,502

 
1,691,350

Construction and land
42

3,216

50

3,308

 
723

137

1,353

2,213

 
132,049

 
137,570

Residential
20,194

3,218

—

23,412

 
5,101

1,980

4,663

11,744

 
1,870,933

 
1,906,089

Home equity
119

39

—

158

 
300

—

360

660

 
122,733

 
123,551

Consumer and other
569

182

—

751

 
93

—

2

95

 
148,404

 
149,250

Total
$
34,939

$
11,437

$
3,556

$
49,932

 
$
38,415

$
11,030

$
11,300

$
60,745

 
$
4,703,459

 
$
4,814,136


_____________________
(1)
Does not include one commercial and industrial 30-59 day delinquent loan totaling $0.3 million in loans held for sale as of December 31, 2012.
Financing Receivable Credit Quality Indicators [Table Text Block]
The following tables present the loan portfolio’s credit risk profile by internally assigned grade by class of receivable as of the dates indicated:
 
As of December 31, 2013
 
By Loan Grade or Nonaccrual Status
 
 
 
Pass
 
Special Mention
 
Accruing Substandard
 
Nonaccrual Loans
 
Total
 
(In thousands)
Commercial and industrial
$
849,535

 
$
4,857

 
$
8,177

 
$
3,484

 
$
866,053

Commercial real estate
1,709,265

 
60,305

 
19,857

 
23,967

 
1,813,394

Construction and land
128,667

 
21,172

 
589

 
3,489

 
153,917

Residential
2,006,707

 
—

 
12,810

 
12,777

 
2,032,294

Home equity
112,065

 
—

 
575

 
1,020

 
113,660

Consumer and other
132,130

 
979

 
7

 
25

 
133,141

Total
$
4,938,369

 
$
87,313

 
$
42,015

 
$
44,762

 
$
5,112,459




 
As of December 31, 2012
 
By Loan Grade or Nonaccrual Status
 
 
 
Pass
 
Special Mention (1)
 
Accruing Substandard
 
Nonaccrual Loans
 
Total
 
(In thousands)
Commercial and industrial
$
779,236

 
$
13,691

 
$
9,062

 
$
4,337

 
$
806,326

Commercial real estate
1,531,701

 
54,000

 
63,953

 
41,696

 
1,691,350

Construction and land
110,940

 
17,048

 
7,369

 
2,213

 
137,570

Residential
1,886,273

 
—

 
8,072

 
11,744

 
1,906,089

Home equity
121,218

 
—

 
1,673

 
660

 
123,551

Consumer and other
149,155

 
—

 
—

 
95

 
149,250

Total
$
4,578,523

 
$
84,739

 
$
90,129

 
$
60,745

 
$
4,814,136

_____________________
(1)
Does not include five commercial and industrial special mention loans totaling $0.9 million and three commercial real estate special mention loans totaling $3.0 million in loans held for sale as of December 31, 2012.
Impaired Financing Receivables [Table Text Block]
The following tables present, by class of receivable, the balance of impaired loans with and without a related allowance, the associated allowance for those impaired loans with a related allowance, and the total unpaid principal on impaired loans:
 
As of and for the year ended December 31, 2013
 
Recorded Investment (1)
 
Unpaid Principal Balance
 
Related Allowance
 
Average Recorded Investment
 
Interest Income Recognized while Impaired
 
(In thousands)
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
2,084

 
$
3,222

 
n/a
 
$
3,908

 
$
332

Commercial real estate
31,917

 
42,493

 
n/a
 
33,861

 
1,265

Construction and land
1,072

 
1,798

 
n/a
 
1,472

 
109

Residential
5,536

 
7,818

 
n/a
 
4,139

 
134

Home equity
50

 
50

 
n/a
 
126

 
5

Consumer and other
7

 
7

 
n/a
 
2

 
—

Subtotal
$
40,666

 
$
55,388

 
n/a
 
$
43,508

 
$
1,845

With an allowance recorded:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
1,353

 
$
1,453

 
$
100

 
$
2,228

 
$
63

Commercial real estate
8,692

 
9,166

 
730

 
17,904

 
810

Construction and land
2,758

 
2,982

 
236

 
3,415

 
—

Residential
10,598

 
10,598

 
912

 
12,608

 
484

Home equity
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

Subtotal
$
23,401

 
$
24,199

 
$
1,978

 
$
36,155

 
$
1,357

Total:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
3,437

 
$
4,675

 
$
100

 
$
6,136

 
$
395

Commercial real estate
40,609

 
51,659

 
730

 
51,765

 
2,075

Construction and land
3,830

 
4,780

 
236

 
4,887

 
109

Residential
16,134

 
18,416

 
912

 
16,747

 
618

Home equity
50

 
50

 
—

 
126

 
5

Consumer and other
7

 
7

 
—

 
2

 
—

Total
$
64,067

 
$
79,587

 
$
1,978

 
$
79,663

 
$
3,202

___________________
(1)
Recorded investment represents the client loan balance net of historical charge-offs and historical nonaccrual interest paid, which was applied to principal.
 
As of and for the year ended December 31, 2012
 
Recorded Investment (1)
 
Unpaid Principal Balance
 
Related Allowance
 
Average Recorded Investment
 
Interest Income Recognized while Impaired
 
(In thousands)
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
3,274

 
$
4,499

 
n/a
 
$
4,707

 
$
—

Commercial real estate
40,133

 
64,424

 
n/a
 
31,736

 
283

Construction and land
1,310

 
2,682

 
n/a
 
5,532

 
97

Residential
2,337

 
2,594

 
n/a
 
8,885

 
312

Home equity
360

 
360

 
n/a
 
355

 
3

Consumer and other
—

 
—

 
n/a
 
40

 
—

Subtotal
$
47,414

 
$
74,559

 
n/a
 
$
51,255

 
$
695

With an allowance recorded:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
1,149

 
$
1,191

 
$
118

 
$
1,855

 
$
1

Commercial real estate
18,519

 
19,814

 
1,667

 
24,510

 
727

Construction and land
903

 
953

 
189

 
1,486

 
—

Residential
13,539

 
13,798

 
1,403

 
11,781

 
374

Home equity
—

 
—

 
—

 
114

 
5

Consumer and other
—

 
—

 
—

 
—

 
—

Subtotal
$
34,110

 
$
35,756

 
$
3,377

 
$
39,746

 
$
1,107

Total:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
4,423

 
$
5,690

 
$
118

 
$
6,562

 
$
1

Commercial real estate
58,652

 
84,238

 
1,667

 
56,246

 
1,010

Construction and land
2,213

 
3,635

 
189

 
7,018

 
97

Residential
15,876

 
16,392

 
1,403

 
20,666

 
686

Home equity
360

 
360

 
—

 
469

 
8

Consumer and other
—

 
—

 
—

 
40

 
—

Total
$
81,524

 
$
110,315

 
$
3,377

 
$
91,001

 
$
1,802

____________________
(1)
Recorded investment represents the client loan balance net of historical charge-offs and historical nonaccrual interest paid, which was applied to principal.
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following tables present the balance of TDRs that were restructured or defaulted during the periods indicated:
 
As of and for the year ended December 31, 2013
 
Restructured Current Year to Date
 
TDRs that defaulted in 2013
that were restructured
in a TDR in 2013
 
# of Loans
 
Pre-modification
recorded investment
 
Post-modification
recorded investment
 
# of Loans
 
Post-modification
recorded investment
 
(In thousands, except number of loans)
Commercial and industrial (1)
3

 
$
1,369

 
$
1,369

 
1

 
$
983

Commercial real estate (2)
8

 
11,889

 
12,296

 
5

 
5,072

Construction and land (3)
4

 
3,604

 
3,604

 
3

 
3,690

Residential (4)
13

 
1,418

 
1,429

 
1

 
1,116

Home equity (5)
1

 
40

 
40

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

Total
29

 
$
18,320

 
$
18,738

 
10

 
$
10,861

__________________
(1)
Represents the following concessions: extension of term (1 loan; post-modification recorded investment of $1.0 million); temporary rate reduction (1 loan; post-modification recorded investment of $0.2 million); and combination of concessions (1 loan; post-modification recorded investment of $0.2 million).
(2)
Represents the following concessions: extension of term (4 loans; post-modification recorded investment of $9.0 million); temporary rate reduction (1 loan; post-modification recorded investment of $0.9 million); and combination of concessions (3 loans; post-modification recorded investment of $2.4 million).
(3)
Represents the following concessions: extension of term.
(4)
Represents the following concessions: temporary rate reduction.
(5)
Represents the following concessions: extension of term.


 
As of and for the year ended December 31, 2012
 
Restructured Current Year to Date
 
TDRs that defaulted in 2012
that were restructured
in a TDR in 2012
 
# of Loans
 
Pre-modification
recorded investment
 
Post-modification
recorded investment
 
# of Loans
 
Post-modification
recorded investment
 
(In thousands, except number of loans)
Commercial and industrial (1)
2

 
$
1,297

 
$
1,297

 
1

 
$
1,191

Commercial real estate (2)
11

 
11,664

 
11,657

 
—

 
—

Construction and land
—

 
—

 
—

 
—

 
—

Residential (3)
13

 
8,272

 
8,272

 
3

 
1,282

Home equity
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

Total
26

 
$
21,233

 
$
21,226

 
4

 
$
2,473

__________________
(1)
Represents the following concessions: extension of term (1 loan; post-modification recorded investment of $1.2 million); and combination of concessions (1 loan; post-modification recorded investment of $0.1 million).
(2)
Represents the following concessions: extension of term (8 loans; post-modification recorded investment of $6.4 million); and combination of concessions (3 loans; post-modification recorded investment of $5.3 million).
(3)
Represents the following concessions: payment deferral (1 loan; post-modification recorded investment of $1.9 million); temporary rate reduction (10 loans; post-modification recorded investment of $4.0 million); and combination of concessions (2 loans; post-modification recorded investment of $2.4 million).