Other Operating Expense

12 Months Ended

Dec. 31, 2013

OTHER OPERATING EXPENSE [Abstract]

Other Income and Other Expense Disclosure [Text Block]

OTHER OPERATING EXPENSE

Major components of other operating expense are as follows:

	Year Ended December 31,
	2013		2012		2011
			(In thousands)
Insurance	$	3,065	$	3,102	$	3,472
Employee travel and meals	2,231		2,675		2,347
Prepayment penalties on repurchase of FHLB borrowings and repurchase agreements	1,781		2,055		—
Telephone	1,338		1,506		1,245
Other banking expenses	1,121		1,281		1,821
Postage, express mail, and courier	1,059		1,262		1,322
Forms and supplies	959		1,256		1,493
Non-income taxes	884		86		118
Publications and dues	727		832		809
Amortization of tax credits	654		605		471
Training and education	432		726		502
OREO and repossessed asset expenses	363		636		963
Provision/ (credit) for off balance sheet loan commitments	290		65		(1,528		)
Legal settlement costs	500		—		—
Other	2,227		1,558		1,518
Total	$	17,631	$	17,645	$	14,553